STEVE M. ALLEN

4903 Township Brow C (404) 993-2500

Marietta, GA 30066

FINANCE EXECUTIVE

A collaborative and hands-on leader and team-member with a strong blend of finance, operations, planning, process improvement and technology experience. Proven expertise in P3 infrastructure, financial analysis, capital markets/banking, treasury, risk management, process improvement, strategic planning, governance and IT.

Financial Planning, Budgeting & AnalysisOperations/Treasury Management

Project/Client Account Management Bid & Contract Management

Infrastructure Structuring & FinancingRisk Management & Assessment

Business Development & Client RelationsRevenue Enhancement & Cost Controls

PROFESSIONAL EXPERIENCE

VISION PATH FINANCIAL, LLC, Atlanta, GA 2008-Present

Management consulting firm providing strategic, operations, finance, accounting and staff augmentation support in various industries such as infrastructure, banking, real estate, technology, energy, healthcare and manufacturing.

Managing Director and Chief Financial Officer

  • Financial -Technical Advisor: Portfolio review ofeuro-bank’s $500M distressed U.S. commercial real estate loan portfolio for buy-side investment group. Performed loan underwriting and facility evaluation such as asset quality, credit-operating risk,compliance, documentation, lease audits, collateral/site assessment, operating budget/financial analysis, DCF analysis, loan valuation calculations and restructuring strategies.
  • Financial Advisor: Provide P3 clients with strategic, project finance, tax and operations advise such as debt structuring, equity-grant fund raising, risk management, modeling, bid prep/negotiations and project feasibility.
  • Project Manager/Fin.-Technical Advisor: Led project review teams (finance, technical, environmental, legal partners) in operations, finance and risk assessment of Fortune 50 Company’s 486-site, 7M sf U.S. real estate and infrastructure portfolio. Conducted financial, operationsand risk analysis (usage, utilities, taxes, personnel, IT, facility management, leases, compliance) resulting in process improvements and savings of over $90M.
  • Financial Advisor/Analyst: Developed business-finance plans, process improvements, financial models, month-end financial close, and tax return preparations for manufacturers, developers, investors and non-profits.

BALFOUR BEATTY CAPITAL, Atlanta, GA 2007- 2008Investor-developer in P3-PFI transportation, education, housing, healthcare and energy infrastructure as part of Balfour Beatty plc, a global publicly-traded engineering, construction, investmentand facility services group.

Vice President, Public-Private Finance

Lead finance executive responsible for bid/project management, development/evaluation of financial modeling, bid proposal preparation/review, contract drafting/negotiations, debt/equity underwriting, risk assessment/management, strategic planning, budgeting, business development, marketing and public speaking.

  • Bid Director, Team Leader/Member and Financial Advisor for large complex U.S. and international P3 transportation, energy and social infrastructure projects including financial analysis, project feasibility, budgeting, project finance, risk assessment, business partners, construction, facility operations, legal, and IT.
  • Drove initiatives to implement corporate strategy and business plans including the creation of collaborative internal development teams, joint venture partnerships (const., ops., FM), and capital markets-loan syndicates.
  • Provided strategic, financial, operational, and project management support resulting in bid awards to sister companies representing $1.8B in assets and completion of a $351M acquisition of a $1.7B asset public REIT.

Steve M. Allen Page Two

______

  • Led efforts to improve financial forecasts, strategic business plans, risk assessment, SWOT analysis, financial reporting and modeling resulting in better targeting of investments and proposal-bidding success.
  • Co-Led efforts to establish $1B P3 infrastructure fund and partner with other funds/equity partners.

THE UNIVERSITY FINANCING FOUNDATION, Atlanta, GA 2002 - 2007

U.S.non-profit private operating foundation involved in P3 infrastructure development and investment, business-financial advisory services, project/facility management, and equipment leasing to educational institutions.

Director of Finance and Administration2004-2007

Director of Finance 2002-2004

Responsible for finance, accounting, treasury management, project management, bid/contract management, banking, planning, human resources, risk management, information technology, and development/program support.

  • Structured and closed $314M in P3-related land acquisition, construction and permanent debt (taxable loans, tax-exempt bonds, letters of credit, leases)for a diverse higher education real estate portfolio.
  • Developed operations and financial management strategy including portfolio structuring, asset positioning, credit management, risk assessment, bond ratings and capital sourcing resulting in over $50M in improved liquidity, cash flow, and financial/operational reporting tools and processes.
  • Led major internal operations and finance improvements including a new accounting system, enhanced credit and capital markets administration, expanded financial reporting and better financial modeling capabilities.
  • Created and enhanced budgeting, cash flow forecasting and financial analysis tools resulting in improved strategic and asset/portfolio management decision-making capabilities and controls (dashboards, risk metrics).

THE NORTH HIGHLAND COMPANY, Atlanta, GA 2002

National private business and technology management consulting firm serving diverse non-profit, real estate, middle market and Fortune 500 size companies, as well as governmental and institutional clients.

Senior Manager, CFO-Financial Services

Provided hands-on COO/CFO-level finance and operations consulting services, business development support, staffing, project management and project/client leadership. Served as team leader-member and financial advisor.

  • Served as Director of Finance in staff augmentation engagement leading to becoming the Director of Finance with The University Financing Foundation, a non-profit educational real estate services company.
  • Provided internal specialist expertise and project support in banking/capital markets, non-profit, real estate, energy, healthcare, telecommunications, public-private partnerships and government industries.
  • Led and participated in various engagements such as operational-financial reviews, business process improvement, asset acquisition, bid preparations, financial modeling, financial advisory, performance/risk metrics and analysis (e.g.,KPIs, dashboards), as well as strategic planning and contract review-negotiations.

MUNICIPAL GAS AUTHORITY OF GEORGIA, Atlanta, GA 1994–2002

The largest non-profit municipally-owned natural gas authority in the U.S. with revenues of $223M providing production area to end user energy services to public gas and electric-gas utilities, agencies and cooperatives.

Vice President, Finance 1998 – 2002

Director, Finance and Information Services 1997-1998

Manager, Finance 1994-1997

Responsible for finance, accounting, banking, acquisitions, strategic planning, P3’s, risk management, project management, bid/proposal management, contract administration, treasury, communications, IT andHR.

  • Developed commodity/credit risk management hedging programs, real-time reporting, financial modeling and hedging service offerings (NYMEX futures; OTC swaps, options, swaptions). Led internal Hedge Committee.
  • Provided financial advisory services and ongoing operations and accounting support for three new public gas agencies including a municipally-owned natural gas company with $26M in revenues and $600M in assets.

Steve M. Allen Page Three ______

.

  • Led efforts to prepare 5-year strategic plan, develop-implement gas accounting system, and improve financial and risk reporting processes such as budget-cash flow forecast models and a sales force staffing model.
  • Developed and directed the credit-capital management, finance strategy, and capital/liquidity standards to obtain first corporate debt ratings and improve earnings generating $2M in annual cost savings and income.
  • Created a $100M loan-bond financing and risk programs for land acquisition and gas system expansion.
  • Developed, negotiated and led the project financing of $1.4B in complex P3-related natural gas, storage, cogeneration, and land acquisitions including bid prep, contract negotiations, P3 meetings, interest rate/commodity hedging and post-transaction evaluations and on-going monitoring.

BANK OF AMERICA (prev. NationsBank), Atlanta, GA 1986-1994

Vice President/Business Unit Leader – Government, Non-Profit and Olympic Banking 1989-1994

Provided loan underwriting, credit risk assessment/management, treasury/investment management and collateral/credit monitoring associated with a $500MP3 and public real estate and commercialloan-lease portfolio (securitized, warehoused & direct) associated with over $1.9B in assets (e.g., office, apartments, industrial, mixed-use, parking decks, performing arts, sports venues, research facilities, housing. hotel/conference centers).

Assistant Vice President/Credit Examiner – Credit Administration1986-1989

JPMORGAN CHASE(prev. MBank-Houston), Houston, TX 1985-1986

Commercial Lender and Loan Workout Specialist

JPMORGAN CHASE(prev. First City National Bank), Houston, TX 1983-1985

Operations Officer and Manager- Commercial Lockbox & Customer Information Reporting 1984-1985

Commercial Loan Representative and Commercial Credit and Operations Trainee 1983-1984

EDUCATION

Bachelor of Business Administration 1982, TEXAS A&M UNIVERSITY

MBA-style Bank Credit & Operations Training Program 1983-1984, FIRST CITY NATIONAL BANK

TRAINING

Six-Sigma Green Belt Certification, Lean Green Belt Certification Course (Exam Pending). CPE Courses and Seminars: (Finance-Related) Lending (Commercial, Real Estate, Oil & Gas, Public Finance, Leasing, Project Financing), Credit Administration, Credit-Commodity Risk Management, Certified Cash Manager, Project Management; (Other) FASB/GASB/Tax Accounting, Business Valuation, Fraud Examination, IFRS Updates.

CIVIC/COMMUNITY

Co-Chair – First Baptist Church of Woodstock’s Cornerstone Career Ministry; Assistant Scout Master – BSA Troop 750; Co-Chair – Kettering Executive Network’s Real Estate Group; Facilitator – CEO/CFO Roundtable; Treasurer/Board Member – Atlanta Texas A&M Club; Public Speaker (P3, Fin., Project & Risk Mgmt.) for NCPPP, ACG, GFOA, Texas A&M, Troy University, AIA, SGA, JP Morgan, IQG.