LCBOE Employee Benefits
LCBOE Employee Benefits
NAME OF BENEFIT / INFORMATION / HOW TO HANDLE DURING A LEAVE OF ABSENCEDelta Dental and Delta Vision InsuranceNew7.1.15 Group Vision ServicesAllregular employees enrollmentnocost toemployee
Excess Levy Funded / Effective date-1st day of the month following date of employment. Covers employee/spouse/unmarried children/dependents until 19 if full time student until 23rd birthday. / Employee will be covered for 12 months.
After one year employee pays 100% of premium.
Hartford LongTermDisabilityInsurance Regular employees are automatically enrolled. Nocosttoemployee
Excess Levy Funded / You must be disabled for at least 180 days before you can receive benefits and exhaust all your sick leave. / Covers non work related disabilities.
Benefit pays 66.67% of your earnings to a max monthly benefits of 4000 per month. Includes a minimum benefit of the greater of 10% of the benefit based on Monthly Income Loss before deduction of Other Income Benefits or 100.00 a month.
PEIA HealthInsurance AllRegularEmployees-Optional EnrollmentBasic Policy $10,000 Lifeandcombination hospitalizationandmajormedical / Effectivedate-Istdayofmonthfollowingdate ofemployment.Acombinationofhospitalization, prescriptionandmajormedical, andlife insurance.ManagedCareandtraditional indemnityplansareavailable dependingon theplanandcoverageselected. Coverage: Employee/Spouse and qualified children can be covered to age 26. / Whileonmedical leaveofabsencethe Agencyportionofpremiumwillbe paidby theBoardforoneyearuponreceiptofa monthlyevaluationfromthedoctorthatthe employeehasa continuingdisability.The Employeewill paypremiumatthesamerate asdeductedfrompaycheck.Afteroneyear theemployeeisresponsiblefor 100 % ofpremiumcost for one year.
OptionalLife InsuranceAllRegularEmployees-Optional enrollment / PersonnelenrolledinthePEIA Health InsurancePlanareeligibleforadditionallife insurance of $100,000 with medical statement up to $500,000 / Employeemaycontinueto paypremium.
Same as PEIA
Dependent Life Insurance / PersonnelenrolledintheWVHealthBenefits Planareeligiblefor $5,000-$20,000life insurance forspouse and/or$2,000 -
$10,000lifeforchild. / Employeemaycontinueto paypremium.
Same as PEIA
WV Teachers Retirement / TheTeacher’sRetirementSystemprovides aretirement programinwhichallregular employeesoftheschoolsystemmust participate paying 6% of gross wages.Thisisadefinedbenefitplan withretirementbenefitsbasedonyearsof serviceandfinalaveragesalary. / Nodeductionorretirementcreditearned duringleaveofabsence.
LiabilityInsurance / Comprehensive LiabilityInsuranceisprovidedthroughtheStateofWestVirginia. Thisinsurancecoversjob-relatedliability exposureforallemployees. Theprogram providesaminimumofonemilliondollars inliabilitycoverageperoccurrence.
Jury Leave / An employee shall be excused from duty on
Those days which he or she serves on a jury. An employee shall be compensated for each day of jury service the difference
Between that allowed for such jury service (exclusive of travel allowance) and the employee’s daily rate of pay.
NAME OF BENEFIT / INFORMATION / HOW TO HANDLE DURING A LEAVE OF ABSENCE
Washington National Insurance
United Teachers
American Family Life
American General Life
Legal Shield / Cancer, Intensive Care, Heart, Accident Disability and Life Insurance Policies for employee and families.
Life Insurance Policy only.
Legal Protection/Fraud / Employee will pay by personal check
TaxDeferredAnnuity(403b) / Atax deferredinvestmentforretirement savingsisavailabletoallemployees through several annuity carriers.Employee’sresponsibilitytocontact participatingcarriers.Listingofcarriers availablefromFinanceoffice. / Deductionsceasefortheperiodofabsence andmayberesumeduponreinstatement.
Universal FederalCreditUnion / Summer Pay, Savings, Christmas Club and loan paymentsmaybe handledthroughpayrolldeduction. / Deductionsceasefortheperiodofabsence. Loan payments must be paid directly to Credit Union.
Mountaineer Flexible Benefits / Flexible Spending Account, Medical Expense, Short and Long term disability, Health Savings account, Dental and Vision on pre tax basis / Employee will pay by personal check
Leave ofAbsence / Foradvancedstudy, maternity,child care,familyorpersonalprolonged illness. Must be board approved.
SickLeave/Personal Leave / Eligible for personal leave equal to one and one-half (1 ½) days per month, 3 which may be taken without cause.
Unused leave shall be accumulative without limitation and shall be transferable within the State. A physician’s written verification is required after two (2) consecutive days of absence. / Example of 200 day employee
12 days of sick leave & 3 personal
BereavementLeave / Immediate family 5 days other family members 1 day. Upon request and approval 2 additional days maybe be approved.
Vacation / 261 day employees only.
Workmen’sCompensation / Paymentofmedicalcostsandforlost timeduetoawork-relatedinjuryor illness. WV State Law requires workers compensation to provided to all employees of the Board, / ReturntoWorkProgramavailabletofacilitate earlyreturn.
LCBOE Employee Benefits
NAME OF BENEFIT / INFORMATION / HOW TO HANDLE DURING A LEAVE OF ABSENCEHolidays / Thefollowingholidaysarepaidwhenthey fallwithintheemploymentterm:LaborDay, VeteransDay, Thanksgiving,Christmas, NewYear’s Day, MartinLutherKing,Jr.’sBirthday,MemorialDay,WestVirginiaDay, Independence Day,PrimaryandGeneral ElectionDays,
Outside of School Environment Days / Six (6) days shall be designated by the county board to be used by the employees outside the school environment.
Leave Donation Program / Employees are authorized to transfer accrued personal leave days to designated employees under certain conditions. Provides an opportunity for employees who have exhausted available leave and who experience a catastrophic medical emergency to obtain additional personal leave.
Direct Deposit of Payroll Check / Your payroll check can be directly deposited into any Bank/Institution
WVEIS Employee Self Serve / Employees are able to view their Basic information, checks and W2
*This is intended to provide only a brief summary of benefit programs.Refertotheapplicablepolicyfordetailedinformation.Inthecase of anyconflict,errororambiguitybetweenthissummaryandtheactualpolicy,thepolicyprovisionswillcontrol.
LCBOE Employee Benefits
BENEFIT CONTACT INFORMATION
Medical
PEIA- WVPublicEmployeesInsuranceAgency
304-558-7850or888-680-7342
(canmakechangesto insuranceplanonline)
PrescriptionDrugandClaims
CVS/caremark
1-844-260-5894
HealthClaims,Pre-authorizationsandPriorApprovalsforOut-of-StateCare
Health SmartTPA:PEIACustomer Serviceforclaims
304-353-7830or------888-440-7342
ManagedCarePlans
Carelink1-800-348-2922
DentalandVision
Delta1-800-932-0783Dental Plan 01087 Vision Plan 05111
(SubscriberID#isyoursocialsecuritynumber)
DisabilityInsuranceClaimFormsandInformation
Hartford 800-752-9713
LifeInsurance
SecurianLife 1-800-203-9515/304-344-1222
Retirement DeathClaims 304-558-3570 ext. 52437
Retirement
WestVirginiaConsolidatedRetirementBoard
304-558-3570or800-654-4406
CreditUnion
Universal Federal CreditUnion
317 31st Street, Huntington, WV
1-800-697-2919
Washington National Insurance. 800-458-9094 ext. 74628
United Teachers Association Insurance 800-880-8824
American Family Life 800-992-3522
American General Life Insurance 800-231-3655
Mountaineer Flexible Benefits1-800-342-8017
Legal Shield 1-866-887-2194