Part I: Bankruptcy, Tax Lien, Litigation (Including Criminal) Searches

The following Public Record Searches – SBL must be conducted no earlier than60-days prior to the submission of the full underwriting package to Freddie Mac. This Job Aid is not required to be included in the underwriting package.

PART I: BANKRUPTCY, TAX LIEN, LITIGATION (INCLUDING CRIMINAL) SEARCHES

Please disregardsmall claims matters, closed matters in which the searched party was a plaintiff only, or any tenant eviction proceedings.

Duplicate tables as necessary to include all applicable parties.

Individual Borrower

Check here if not applicable and deletetable

[Enter Full Legal Name]
[Date of Birth] / N/A / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien - State
Federal Litigation (including criminal)
Local Litigation (including criminal) – primary residence of Borrower / [County of primary residence]
[State of primary residence]
Local Litigation (including criminal) – Mortgaged Property
Only required if a refinance and county and state locations of Mortgaged Property and Borrower’s primary residence are different / [County of Mortgaged Property]
[State of Mortgaged Property]

Entity Borrower

Check here if not applicable and deletetable

Check here if Entity Borrower was formed within 90 days of the scheduled loan closing and remove table

[EnterFull Legal Name] / N/A / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien - State
Federal Litigation (including criminal)
LocalLitigation (including criminal) -- registered office of Borrower / [County of registered office]
[State of registered office]
Local Litigation (including criminal) - Mortgaged Property
Only required if a refinance and
County and state locations of Mortgaged Property and Borrower’s registered office are different / [County of Mortgaged Property]
[State of Mortgaged Property]

Individual Guarantor

Check here if not applicable and remove table

[Enter Full Legal Name]
[Date of Birth] / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien – State
Federal Litigation (including criminal)
Local Litigation (including criminal) -- primary residence of Guarantor / [Enter County of primary residence]
[Enter State of primary residence]

Entity Guarantor

Check here if not applicable and remove table

Check here if Entity Guarantor was formed within 90 days of the scheduled loan closing and remove table

[EnterFull Legal Name] / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien – State
Federal Litigation (including criminal)
Local Litigation (including criminal) – registered office of Guarantor / [Enter County of primary residence]
[Enter State of primary residence]

Individual Borrower Principal (not Guarantor)

Check here if not applicable and remove table

[Enter Full Legal Name]
[Date of Birth] / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien – State
Federal Litigation (including criminal)
Local Litigation (including criminal) -- primary residence of Guarantor / [Enter County of primary residence]
[Enter State of primary residence]

Entity Borrower Principal (not Guarantor)

Check here if not applicable and remove table

Check here if Entity Guarantor was formed within 90 days of the scheduled loan closing and remove table

[EnterFull Legal Name] / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien – Federal
Tax Lien – State
Federal Litigation (including criminal)
Local Litigation (including criminal) – registered office of Guarantor / [Enter County of primary residence]
[Enter State of primary residence]

If Acquisition, Seller

Check here if not applicable and remove table

[Enter Full Legal Name] / CLEAR / ADVERSE FINDING(S)
Bankruptcy
Tax Lien - Federal
Tax Lien – State
Federal Litigation
LocalLitigation –Location of Mortgaged Property / [Enter County of Mortgaged Property]
[Enter State of Mortgaged Property]

[SEE FOLLOWING PAGE FOR PART II]

PART II: ADDITIONAL SEARCHES

Duplicate tables as necessary to include all applicable parties.

Borrower(s)

Check here if an Entity Borrower formed within 90 days of the scheduled loan closing and remove table

[Enter Full Legal Name] / N/A / CLEAR / ADVERSE FINDING(S)
Credit Reports, if Individual
FM Exclusionary List
FHFA SCP List
OFAC
Web

Guarantor(s)

Check here if an Entity Guarantor formed within 90 days of the scheduled loan closing and remove table

[Enter Full Legal Name] / N/A / CLEAR / ADVERSE FINDING(S)
Credit Reports, if Individual
FM Exclusionary List
FHFA SCP List
OFAC
Web

Borrower Principal(s) (not Guarantor)

Check here if an Entity Borrower Principalformed within 90 days of the scheduled loan closing and remove table

[Enter Full Legal Name] / N/A / CLEAR / ADVERSE FINDING(S)
Credit Reports, if Individual
FM Exclusionary List
FHFA SCP List
OFAC
Web

Non-U.S. Equity Holder(s)

Check here if N/A and remove table

[Enter Full Legal Name] / CLEAR / ADVERSE FINDING(S)
FM Exclusionary List
FHFA SCP List
OFAC

Property Management Company

Check here if N/A and remove table

[Enter Full Legal Name] / CLEAR / ADVERSE FINDING(S)
FM Exclusionary List
FHFA SCP List
OFAC

Public Records Searches - SBL