MODEL QUESTION PAPER III
1.A local cheque for Rs.10,000/- for credit of SB NRE is received. The same
a.Can be creditedb.Credited with manager's permission
c.Credited with RBI permissiond.Should not be credited
2.Issue of DDs free of charge to SB customers who maintain a minimum balance of Rs.10,000/- can be permitted
a.For 2 DDs per month
b.For 2 DDs per month with carry over facility
c.Any number of DDs upto the eligible amount
d.For 2 DDs per month without carry over facility
3.In a KD the repayment condition is No. 1 or Survivor No. 1 dies after the maturity date. The claim can be settled
a.In favour of the Survivor along with legal heirs of No. 1
b.In favour of the Survivor
c.In favour of the legal heirs of No. 1 only
d.Ask them to go to court
4.When the original deposit receipt is lost
a.The amount cannot be paid at all to the depositor
b.Amount can be paid after due identification of the depositor
c.To the legal heirs of the depositor after his death only
d.After duly issuing a duplicate DR only the deposit can be paid either on maturity or before maturity as the case maybe
5.Safe deposit locker rent is due on
a. 1st April of every yearb.on the date of hiring the locker
c.1st Jan every yeard.anytime during the year
e. none of the above
6.cash withdrawal limt for ATM cards issued by other banks is
a.Rs.5000/-b.Rs.10000/-
c.Rs.15,000/-d. Rs.20,000/-
e.Other bank cards not permitted in our ATMs
7.The number of free operations provided for safe deposit lockers are
a.12 times in an yearb.24 times in an year
c.24 operationsd.No such restriction
e.2 times per day
8.For transfer of funds through RTGS /NEFT ...... code is used for remittance
a.MICR codeb.IFSC code
c.DP coded.ECS code
e.PIN code
9.Currency notes bearing the following written on their face will not be legal tender
a.Rubber stamp of any concernb.Initial of individual
c.Conveying message of poltical charactersd.None of the above
10.Receiving branch under SFMS can credit party's A/c by debit to
a.DD A/cb.HO A/c
c.BA A/cd.SA A/c
11.For settlement of nomination claims, branch powers upto
a.Rs.25,000/-b. Rs.50,000/-
c.Rs.1,00,000/-d.Irrespective of amount
12.E-mail service means
a.Messaging serviceb.Messaging service, file transfer
c.Tappald.Courier
e.a & b
13.Collection of advance rent from SDL hirers (Locker holder) can be for ...... years' rent
a.Oneb.Two
c.Threed.Four
14.Disbursement of VSL proceeds should be credit to a/c (No cash) if loan amount exceeds
a.Rs.20,000/-b.Rs.25,000/-
c.Rs.50,000/-d.No such restriction
15.The interest rate payable for delayed collection of OSC is
a.SB rateb.FD maximum rate
c.FD rate for period rund.FD minimum rate
16.A DD is issued for Rs.50/- which number on the right hand side is to be punched?
a.0b.5
c.Just below the number paneld.None
17.The advance rent collected for SDL should be kept in
a.SL accountb.Term deposit
c.Inoperative SB accountd.Sundry deposit
18.Reappraisal of gold jewels should be done
a.Once in a year in Februaryb.Once in a year in August
c.At the time of regular inspectiond.Once in a year in November
19.For availing gold loans upto Rs.10,000/-
a.Borrower need not open SB account
b.Manager at his discretion can waive opening of SB account
c.SB account must be opened
d.Account opened and should have completed six months
20.For settlement of death claims under Gold loan, powers of thebranch manager are decided based upon the
a.Loan amount grantedb.Appraised value of jewels
c.Present market value of jewelsd.Balance outstanding in the loan account
21.Penal interest need not be charged for agricultural advances upto
a.25,000b.50,000
c.10,000d. 5,000
22.Sericulture loan can be granted for the following
a.Rearing of silkwormsb.Cultvation of mulberry
c.Purchase of wire meshd.All the above
e.a and b only
23.Drip irrigation loans can be granted for
a.purchase of drippers, regulatorsb.Fertiliser miuxtures
c.Construction of overhead tanks d.All the above
e.a and b only
24.If the borrowers desire to have a copy of the loan document,
a.The request cannot be acceded to
b.duplicate copy can be given after permission from RO
c.duplicate copy can be given for their records
d.duplicate copy can be given after collecting service charges
25.To be classified under priority sector, the maximum number of vehicles owned by a SRTO should not exceed ____ vehicles
a.5b.6
c.10d.norestriction
26.ALDPN cannot be granted for
a.Purchase of cattle feedb.Purchase of sprayers
c.Purchase of milch animald.Purchase of spare parts
27.Education loan can be availed by
a.minor student represented by himselfb.staff for further education
c.educational institutionsd.minor student represented by father
28.Maximum loan amount for studies ABROAD under EL is
a.5 lakhsb.7.5 lakhs
c.10 lakhsd.15 lakhs
29.Maximum loan amount under teachers loan scheme under branch powers is
a.Rs.50,000/-b.Rs.75,000/-
c.Rs.1 lakhd.Rs.2 lakhs
30.Goods taken as security must be insured for
a.market value or cost price whichever is less
b.market value or cost price whichever is more
c.average of market value and the cost price
d.market value only
31.Maximum quantum of stamp duty payable on a demand promissory note for Rs.1 crore is
a.1 rupeeb.40 paise
c.25 paised.15 paise
32.In a pronote with more than one borrower
a.signature of all to appear across revenue stamp
b.minimum two persons have to sign across revenue stamp
c.itis sufficient if one signs across revenue stamps
d.additional stamp to be pasted and all signatures to be across revenue stamp
33.Non Judicial Stamp Paper attached to agreement must be signed by
a.branch manager onlyb.branch manager and the borrower
c.borrowers onlyd.if signed by Branch Manager document becomes invalid
34.Registration of Assignment of LI policy is
a.compulsoryb.optional
c.discretion of sanctioning authorityd.not required
35.Pro-note need not be obtained in
a.Loans/Advances granted against the security of LIC policies
b.Loans/advances granted against the security of deposits standing in the name of third parties
c.loans/advances granted against the security of deposits where the DR stands in the name of borrower himself/herself
d.loans/advances against the security of shares
ENGLISH
Write the antonyms (opposites) of the given words
36.accumulated
a.collectedb.scatteredc.dissipatedd.divergee.none
37.exhale
a.breatheb.inhalec.ingotd.inpute.none
38.early
a.overdueb.slowc.delayedd.latee.none
39.public
a.unofficialb.privatec.concealedd.opene.none
Fill in the blanks with the suitable word from the list given below each question
40.____ peacock is the national bird of India
a.theb.ac.and.noword
41._____ earth revolves around _____ sun.
a.theb.ac.and.noword
41.One is supposed to do ______
a.one's dutyb.his dutyc.their dutyd.our duty
Write the synonyms of the given words
42.amiable
a.displeasingb.pleasingc.readabled.deniale.none
43.beet
a.beatb.treatc.meetd.plante.none
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