Personal Finance – 2012-13

Mrs. McKenzie –

Room 113 330-954-2347

I.  Text/Workbook

·  NEFE High School Financial Planning Program, Copyright 2006, National Endowment for Financial Education

II.  Course Objectives

During this course, the student will delve into the following topics:

1.  Personal Financial Decision Making/Goal Setting/Income

2.  Payment Methods, Spending/Saving, Personal Financial Planning

3.  Credit

4.  Avoid/Correcting Credit Problems

5.  Controlling Personal Information

6.  Consumer Purchasing/Rights and Responsibilities

7.  Investing/Saving

8.  Risk Management

III.  Grading Policy

For this class, the standard grading policy will be in effect:

A = 90-100%

B = 80-89%

C = 70-79%

D = 60-69%

Each nine weeks grade is worth 40% of the semester grade. The midterm/final exam is worth the remaining 20%.

The nine weeks grade is based on tests, class participation, homework, group work, cooperative learning projects, and individual projects.

Grades are updates regularly, you can check online at any time to see your current grade. A weekly calendar/blog assignment is available on School Pointe.

Starting with the Class of 2014, Personal Finance is a required course to graduate. The class is not offered on virtual learning.

IV.  Homework/Projects

All assignments are given a specific due date. There will be NO CREDIT awarded for LATE ASSIGNMENTS. Use School Pointe as a daily guide for due dates.

V.  Make Up Policy

It is the student’s responsibility to obtain assignments or notes given during the student’s absence. If you know of an assignment or test PRIOR to your absence, it is due or the test is to be taken the day you return. You have as many days to make up the work as you were absent. Unexcused work may not be made up.

VI.  General Class Rules

1.  All work must be done individually unless otherwise instructed. Any student guilty of academic dishonesty will receive a zero on that assignment. When one student is caught copying another’s work, BOTH students will receive a zero.

2.  Students are expected to be prepared for class and respectful to fellow students, teachers, and any other person(s) in the class. No student will be permitted to engage in any activity/behavior that prevents the teacher from effectively teaching and/or prevents students from learning.

3.  There is to be absolutely NO FOOD, DRINK, OR CANDY in the classroom at any time. This rule is strictly enforced.

4.  NO COMPUTER GAMES, FACEBOOK OR TWITTER during class at any time.

5.  You must use complete sentences on all written assignments. Points will be deducted for slang, jargon, misspellings, or incomplete sentence structure.

6.  Be on time. Be tardy to class will result in detentions/office referrals.

7.  Working on anything other than class assignments will not be permitted. When given time to work on my assignments, it is expected that you are working on the given assignment. If I find that you are not, I will take what you are working on and will deduct points from the current assignment that is due.

8.  After School Study Center. The ASSC will be utilized whenever assignments are not turned in. You will be given 24-hour notice and the assignment is counted as late work.

9.  The basket. All work is turned into the basket next to the printer. Please do not staple scan tron answer sheets to your tests.

10.  Blog. You will have a weekly blog post to respond to on School Pointe. The blog is assigned on Monday and due before class starts on Friday. Blog assignments/due dates are listed on School Pointe.

11.  If at any time you would like to see me, please set up an appointment. I am available both before school and after.

12.  Hall passes will be issued with permission. Ask first and please return the pass!