bridal_ALL

LETTER # 1

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

It was our pleasure meeting you and your husband-to-be during the Bridal Fair at <LOCATION>. We hope you found it to be a pleasant and productive evening!

This is a busy and exciting time for you. One important decision facing you both is where you will live after your wedding. You want to be sure that you are comfortable, both physically and financially.

Team Montani would like the opportunity to meet with you to discuss the advantages of home ownership versus renting. You’ll be pleasantly surprised at how easy it can be to purchase a home with little money down, even for couples with less than perfect credit.

We can also pre-qualify you for a mortgage, so when you do find that dream home, you’ll be ready.

First Interstate Financial Corp. is the area’s premier mortgage banker, delivering a wide variety of programs at very competitive rates. As we celebrate nearly two decades in the industry, we’re proud of our reputation for superior service and the thousands of customers we’ve helped.

We look forward to helping you with your future plans. Please call us at (732) 389-9898, ext. 300 to set up a free question & answer session at a time that is convenient for you.

Sincerely,

Lawrence Montani

Team Leader

P.S. You can also stop by our website at www.TeamMontani.com to learn more about buying a home —and our unique approach to the mortgage process.


LETTER # 2

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Congratulations on your upcoming wedding! What a wonderful and exciting time for both of you.

Since you’ve begun planning your important day, now is the ideal time to consider where you will live as you start your life together. One big decision is the choice between renting versus home ownership.

Enclosed is a helpful flyer with information on buying a home. Team Montani would like to have an opportunity to meet with you to discuss the advantages of home ownership versus renting. At the same time, we can pre-qualify you for a mortgage and show you how easy it is to purchase a home with little money down and/or less than perfect credit.

Please call us at (732) 389-9898, ext. 300 to set up a no-obligation consultation at a time that is convenient for you.

Sincerely,

Lawrence Montani

Team Leader

P.S. Also enclosed are two business cards you may find helpful. If you still haven’t found the perfect DJ, consider Cisco’s DJs for expert personal service. And when you’re ready to start house hunting, Rosanne Egidio from Heritage House Realtors is a very reputable Real Estate Agent who can help you find the home of your dreams.
LETTER # 3

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

It has been several months since we met at the Bridal Fair at <LOCATION>.

Back then, you requested information on housing alternatives — specifically, Home Ownership versus Renting. Plan to start your marriage financially secure by building equity in your own home, not in a landlord’s property!

Let Team Montani and First Interstate Financial Corp. help you get started in the right direction. As experienced mortgage consultants, we’ll bring you up to speed on the home buying process, determine the mortgage amount and programs for which you qualify, and show you how you can purchase your own home with little or no money down.

Take the first step! Call us today at (732) 389-9898, ext. 300 to arrange a mutually convenient time to discuss your housing plans. Our meeting will be educational, informative, painless...and hopefully enjoyable for you. This consultation is free, and it would be our pleasure to help you buy the home of your dreams as you begin your life together.

We look forward to hearing from you!

Sincerely,

Lawrence Montani

Team Leader


LETTER #4

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Congratulations…

On your upcoming wedding, what a wonderful time for both of you!

Since your big day is almost here, it’s also a good time to consider what happens next — specifically, where you’ll live after the wedding.

Why rent when you can build equity in your very own home?

Let Team Montani show you how easy it is to purchase a home with little money down, even with less than perfect credit. First Interstate Financial Corp. offers a variety of programs at very competitive rates, backed by our superior and efficient customer service.

So, when you’re ready to make that “other” big decision, call us at (732) 389-9898, ext. 300. We look forward to hearing from you in the near future and wish you much happiness!

Sincerely,

Lawrence Montani

Team Leader

P.S. During our meeting, we can also pre-qualify you for a mortgage, so when you do find that dream home, you’ll be ready! Call today for details.
LETTER #5

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Are you ready to make that move? Now that your wedding plans are nearly completed, have you considered where you will make your first home together?

As experienced mortgage professionals, we look forward to helping you get started with the exciting process of purchasing a home.

First Interstate Financial Corp. is the area’s leading mortgage banker, offering a wide variety of programs at very competitive rates. As we celebrate nearly two decades in the industry, we’re proud of our reputation for superior service and the thousands of first-time homebuyers we’ve helped.

We look forward to helping you with your future plans. Please call Team Montani at (732) 389-9898, ext. 300 to set up a free, no-obligation consultation at a time that is convenient for you and your partner.

Sincerely,

Lawrence Montani

Team Leader

P.S. During our meeting, together we’ll review your credit report in detail. By taking care of any inaccuracies now, we can be sure that you’re in the best possible shape to qualify for the loan that’s right for you.
LETTER #6

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Your wedding is right around the corner! What an exciting time for both of you!

Have you thought about where you will live after your big day? Let Team Montani help you get started in the right direction. As experienced mortgage consultants, we can bring you up to speed on the home buying process, determine the mortgage amount and programs for which you qualify, and show you how you can purchase your own home with little or no money down.

For close to 20 years, First Interstate Financial Corp. has helped newlyweds discover how the mortgage process should be —simple and hassle-free. We’ve proud of the reputation we’ve earned in the community, thanks to our wide variety of programs, very competitive rates, and superior customer service.

We look forward assisting you with your future plans. You can schedule a free consultation any time by calling (732) 389-9898, ext. 300.

Sincerely,

Lawrence Montani

Team Leader

LETTER # 7

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Consider how long you’ve spent planning your wedding...probably a year or more, if you’re like most couples. You want every detail to be perfect, every moment a memory that will last forever.

But, too often, we don’t spend nearly enough time planning for one of our biggest financial decisions — buying a house.

Let First Interstate Financial make it easy

Finding a mortgage doesn’t have to be a hassle-filled or time-consuming process. But it does take some work to make sure you’re getting the best program for you. Get your financial life together off to the best possible start by prequalifying for a mortgage, so when you find the ideal home your loan will be waiting.

Let Team Montani show you how easy it is to purchase a home with little money down, and less than perfect credit. Call us at (732) 389-9898, ext. 300 to set up a free consultation at your convenience.

Best regards,

Lawrence Montani

Team Leader

P.S. Our website (www.TeamMontani.com) has some very helpful information on the mortgage process. Feel free to stop by next time you’re online.

LETTER # 8

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Too many honeymooners come home with an unexpected, impulsive souvenir...a timeshare. What may look like a great deal during your whirlwind vacation often becomes a harsh reality once you’ve returned home.

Don’t fall into the timeshare trap! Instead, consider investing in a vacation property that can pay for itself over time — without all the restrictions of a timeshare. First Interstate Financial Corp. is a licensed mortgage provider in over a dozen states, including California, Florida, Colorado, and Massachusetts. Over the years, we’ve built relationships with knowledgeable and experienced local real estate agents around the country. Together, we can discover your ideal vacation property and create the financing package to make it happen.

Start planning future vacations now by calling Team Montani at (732) 389-9898, ext. 300, and take the first step towards the vacation property of your dreams.

Best regards,

Lawrence Montani

Team Leader


LETTER #9

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Welcome back from your honeymoon! Now that your life as a married couple has begun, it’s time to turn your attention to the next big milestone: buying a home.

We know this can sometimes be an intimidating process! There seems to be so much to learn, so many details to worry about.

Let the experts help

At First Interstate Financial Corp., our job is to make the mortgage process as simple, fast, and painless as possible. We’ll bring you up to speed on the home buying process, determine the mortgage amount and programs for which you qualify, and show you how you can purchase your own home with little or no money down.

Getting a mortgage doesn’t have to be a hassle. But it does take some work to make sure you’re getting the absolutely best rate and program that’s right for you.

Call Team Montani today at (732) 389-9898, ext. 300 to arrange a mutually convenient time to discuss your housing plans. Our meeting will be educational, informative, painless...and hopefully enjoyable for you. The consultation is free, and it would be our pleasure to help you buy the home of your dreams.

Best regards,

Lawrence Montani

Team Leader

PS. During our meeting, we can also pre-qualify you for a mortgage, so when you do find that dream home, you’ll be ready. Call today for details!LETTER # 10

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

Now that your life as a married couple has begun, you’re probably receiving all kinds of solicitations from people who want your business — from credit card companies and long distance providers to the local dry cleaner...and even other mortgage brokers.

Since we met at the Bridal Fair, we hope the information that we’ve provided has been of some use to you. Now, we’d like the opportunity to tell you a little more about Team Montani and First Interstate Financial Corp.

Frankly, we love what we do! There’s nothing more satisfying than finding the exact loan program that’s right for our customer, then seeing it through to a smooth closing.

Customers become friends because we don’t just handle their mortgage and move on. We keep in touch, provide referrals, and are called upon over and over again — from a very first house to a refinancing, a new home, even a vacation or investment property. That’s extremely gratifying to us, because people don’t keep coming back unless you’re doing something very right.

We hope we can count you among First Interstate Financial Corp.’s dear friends and customers in the very near future. Let Team Montani help you get started on the road to home ownership by calling (732) 389-9898, ext. 300.

Best regards,

Lawrence Montani

Team Leader

P.S. First Interstate Financial Corp. is also one of the most community-minded companies you’ll ever find. We donate $50 from every completed loan to one of several local non-profits selected by you. Visit www.TeamMontani.com for details...plus a money-saving coupon!

LETTER # 11

<DATE>

<FIRSTNAME> <LASTNAME>

<ADDRESS>
<CITY, STATE ZIP>

Dear <FIRSTNAME>:

When was the last time a web site actually provided valuable information...and saved you money at the same time?

Now that your life as a married couple has begun, it’s time to turn your attention to the next big milestone…buying a home. With so many details to worry about, this can sometimes seem like an intimidating process. Stop by TeamMontani.com for money-saving tips and information you’re sure to find of interest:

§  Tax advantages for homeowners

§  Glossary of common mortgage terms

§  Frequently asked questions

§  Online application, and more

First Interstate Financial Corp. also sends out periodic industry updates that you’re sure to find helpful. If you’d like to be added to our email list, simply complete and fax back this letter or send an email to NEED ADDRESS. Or, feel free to call (732) 389-9898, ext. 300 and we’d be happy to add you over the phone.

It pays to stay informed, so sign up today!

Sincerely,

Lawrence Montani

Team Leader

YES, please add the following address to your email list:

FAX THIS FORM TO (732) 460-7642