(C) Total Amount of Outstanding Students Loans Until Now, State-Wise; And

(a)  the details of total amount of student loans disbursed by Public Sector banks for the last three years, year-wise and state-wise;

(b)  the total amount of student loans disbursed by Private Sector banks for the last three years, year-wise and State-wise;

(c)  total amount of outstanding students loans until now, State-wise; and

(d)  the percentage of bad loans out of the total amount of outstanding student loans?

ANSWER

To be answered by

(MINISTER OF STATE IN THE MINISTRY OF FINANCE)

(SHRI SANTOSH KUMAR GANGWAR)

(a)  & (b) State-wise data on education loans disbursed by Public Sector Banks and Private Sector Banks, classified under priority sector lending, for 2013-14, 2014-15 & 2015-16 is given in Annex-I and Annex-II respectively.

(c) State-wise data on outstanding education loan by Scheduled Commercial Banks as on March 31, 2016 is furnished in the Annex-III.

(d) As on 31.03.2015, the Non-Performing Assets in the education loan given by Public Sector Banks stood at 5.99%.

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Annex-I to reply to Rajya Sabha Unstarred Question No. 2539 for answer on 9th August, 2016
State-wise Amount of Education loans disbursed by Public Sector Banks during the Last three years
Amount in Rs thousand
Sr. No / State / 2013-14 / 2014-15 / 2015-16
No. of A/cs / Amount disbursed / No. of A/cs / Amount disbursed / No. of A/cs / Amount disbursed
1 / A & N Islands / 76 / 13553.00 / 71 / 14396.00 / 74 / 19576.76
2 / Andhra Pradesh / 41324 / 7491642.00 / 44483 / 10398087.00 / 34642 / 8697452.60
3 / Arunachal Pradesh / 98 / 13035.00 / 137 / 27689.00 / 94 / 20893.14
4 / Assam / 3399 / 404998.00 / 3391 / 397045.00 / 2935 / 478404.42
5 / Bihar / 24918 / 2510264.00 / 26846 / 2912807.00 / 22944 / 2507312.81
6 / Chandigarh / 1450 / 286660.00 / 1281 / 325003.00 / 1154 / 473777.42
7 / Chattisgarh / 4271 / 438144.00 / 5190 / 572118.00 / 5228 / 672364.45
8 / Dadra & Nagar Haveli / 69 / 9278.00 / 57 / 10223.00 / 47 / 8605.37
9 / Daman & Diu / 50 / 6100.00 / 52 / 10252.00 / 54 / 10351.40
10 / Delhi / 8942 / 1600981.00 / 8749 / 1831291.00 / 10033 / 2441811.90
11 / Goa / 855 / 137304.00 / 736 / 150190.00 / 711 / 152695.01
12 / Gujarat / 15073 / 1919993.00 / 10766 / 2008797.00 / 11744 / 2334562.06
13 / Haryana / 10700 / 1441036.00 / 8117 / 1415671.00 / 8356 / 2019905.47
14 / Himachal Pradesh / 4751 / 525213.00 / 4516 / 520673.00 / 4020 / 574819.07
15 / Jammu & Kashmir / 760 / 107581.00 / 747 / 103082.00 / 650 / 152269.40
16 / Jharkhand / 11405 / 1166903.00 / 10474 / 1216025.00 / 9615 / 1258011.96
17 / Karnataka / 52450 / 6065338.00 / 61797 / 7413702.00 / 67076 / 9226234.24
18 / Kerala / 91405 / 6927387.00 / 81079 / 7797440.00 / 84401 / 7850008.12
19 / Lakshadweep / 7 / 782.00 / 15 / 3152.00 / 11 / 1727.00
20 / Madhya Pradesh / 22683 / 2125544.00 / 20473 / 2074710.00 / 19445 / 2426575.06
21 / Maharashtra / 59381 / 7695860.00 / 52646 / 6873420.00 / 57699 / 9727963.72
22 / Manipur / 214 / 37410.00 / 322 / 47372.00 / 187 / 40516.16
23 / Meghalaya / 179 / 26986.00 / 371 / 63761.00 / 294 / 40656.05
24 / Mizoram / 152 / 19082.00 / 165 / 18675.00 / 129 / 26312.69
25 / Nagaland / 76 / 12907.00 / 110 / 21636.00 / 75 / 14442.80
26 / Orissa / 12518 / 1313149.00 / 12762 / 1355160.00 / 11615 / 1557293.64
27 / Puducherry / 3646 / 237835.00 / 3026 / 230560.00 / 2044 / 228279.88
28 / Punjab / 10595 / 2299589.00 / 8416 / 2037895.00 / 9466 / 3028925.48
29 / Rajasthan / 20831 / 1950986.00 / 17554 / 1838884.00 / 17032 / 2969103.59
30 / Sikkim / 94 / 15176.00 / 147 / 24975.00 / 165 / 28290.27
31 / Tamil Nadu / 203881 / 16937950.00 / 217817 / 17880267.00 / 162498 / 14528960.69
32 / Telangana / 0 / 0.00 / 0 / 0.00 / 23315 / 8655185.28
33 / Tripura / 1008 / 103510.00 / 1210 / 115210.00 / 977 / 135681.73
34 / Uttarakhand / 9377 / 1122625.00 / 8481 / 1064159.00 / 8596 / 1322036.77
35 / Uttar Pradesh / 31177 / 3778158.00 / 27149 / 3467915.00 / 28848 / 4696235.18
36 / West Bengal / 17500 / 1857037.00 / 16128 / 1948302.00 / 15610 / 2158539.62
Total / 665315 / 70599996 / 655281 / 76190544 / 621784 / 90485781.23
Annex-II to reply to Rajya Sabha Unstarred Question No. 2539 for answer on 9th August, 2016
State-wise Amount of Education loans disbursed by Private Banks during the Last three years
Amount in Rs Thousands
Sr. No / State / 2013-14 / 2014-15 / 2015-16
No. of A/cs / Amount disbursed / No. of A/cs / Amount disbursed / No. of A/cs / Amount disbursed
1 / A & N Islands / 1 / 210.00 / 3 / 828.00 / 0 / 0.00
2 / Andhra Pradesh / 836 / 223646.72 / 957 / 215979.00 / 668 / 196613.84
3 / Arunachal Pradesh / 0 / 0.00 / 0 / 0.00 / 0 / 0.00
4 / Assam / 17 / 5347.00 / 17 / 2667.00 / 1916 / 27125.98
5 / Bihar / 20 / 3108.00 / 47 / 5320.00 / 474 / 24575.98
6 / Chandigarh / 10 / 2828.00 / 7 / 23666.00 / 3 / 660.77
7 / Chattisgarh / 15 / 2286.00 / 45 / 10395.00 / 84 / 16971.14
8 / Dadra & Nagar Haveli / 4 / 573.00 / 3 / 394.00 / 1 / 87.03
9 / Daman & Diu / 10 / 170.00 / 3 / 150.00 / 7 / 1150.51
10 / Delhi / 179 / 56170.00 / 227 / 67841.00 / 204 / 55825.29
11 / Goa / 8 / 459.00 / 25 / 1161.00 / 46 / 1524.25
12 / Gujarat / 430 / 31228.00 / 880 / 71098.00 / 1186 / 84436.16
13 / Haryana / 73 / 13439.00 / 70 / 14474.00 / 70 / 14973.09
14 / Himachal Pradesh / 6 / 1182.00 / 3 / 414.00 / 4 / 655.00
15 / Jammu & Kashmir / 1791 / 633049.00 / 2318 / 231284.00 / 1911 / 253503.00
16 / Jharkhand / 43 / 4677.00 / 46 / 5964.00 / 255 / 11403.94
17 / Karnataka / 7509 / 1055806.00 / 4706 / 584333.00 / 4597 / 495761.45
18 / Kerala / 25646 / 2570690.75 / 26351 / 3178358.00 / 18027 / 1838627.26
19 / Lakshadweep / 0 / 0.00 / 0 / 0.00 / 0 / 0.00
20 / Madhya Pradesh / 233 / 31289.00 / 671 / 74507.00 / 1722 / 73342.68
21 / Maharashtra / 2037 / 142828.94 / 6778 / 621239.00 / 23235 / 1222950.63
22 / Manipur / 3 / 391.00 / 2 / 475.00 / 3 / 698.05
23 / Meghalaya / 2 / 659.00 / 1 / 182.00 / 4 / 650.64
24 / Mizoram / 0 / 0.00 / 0 / 0.00 / 3 / 30.00
25 / Nagaland / 1 / 400.00 / 0 / 0.00 / 2 / 228.77
26 / Orissa / 54 / 7343.00 / 69 / 8997.00 / 202 / 27222.24
27 / Puducherry / 224 / 19585.35 / 135 / 12794.00 / 118 / 12586.39
28 / Punjab / 33 / 14046.00 / 75 / 22203.00 / 58 / 22705.94
29 / Rajasthan / 32 / 5443.00 / 83 / 4281.00 / 655 / 17145.09
30 / Sikkim / 0 / 0.00 / 0 / 0.00 / 308 / 3124.38
31 / Tamil Nadu / 30532 / 2025178.00 / 24535 / 1641926.00 / 22681 / 1320600.56
32 / Telangana / 0 / 0.00 / 0 / 0.00 / 420 / 171073.75
33 / Tripura / 0 / 0.00 / 1 / 503.00 / 13519 / 135122.17
34 / Uttarakhand / 59 / 11135.00 / 193 / 45191.00 / 208 / 35142.76
35 / Uttar Pradesh / 96 / 20094.00 / 194 / 60628.00 / 323 / 52682.40
36 / West Bengal / 51 / 15852.00 / 122 / 29111.00 / 5385 / 135080.21
Total / 69955 / 6899113.76 / 68567 / 6936363 / 98299 / 6254281.32
Source: RBI
Annex-III to reply of Rajya Sabha UnStarred Question No. 2539 for answer on 9th August, 2016
State-wise number of education loan accounts and amount outstanding in Rs 'Crore' as on 31.03.2016
Sr. No / State / No. of A/cs / Amount Oustanding
1 / A & N Islands / 447 / 14.09
2 / Andhra Pradesh / 104358 / 3461.20
3 / Arunachal Pradesh / 573 / 14.68
4 / Assam / 23806 / 432.71
5 / Bihar / 101703 / 3086.26
6 / Chandigarh / 4306 / 155.29
7 / Chattisgarh / 18152 / 437.51
8 / Dadra & Nagar Haveli / 219 / 6.40
9 / Daman & Diu / 230 / 8.86
10 / Delhi / 31223 / 1061.38
11 / Goa / 3028 / 100.95
12 / Gujarat / 46367 / 1368.60
13 / Haryana / 35552 / 991.62
14 / Himachal Pradesh / 14263 / 341.00
15 / Jammu & Kashmir / 11486 / 273.54
16 / Jharkhand / 46209 / 1439.43
17 / Karnataka / 203474 / 4610.26
18 / Kerala / 323433 / 8385.58
19 / Lakshadweep / 36 / 0.89
20 / Madhya Pradesh / 79448 / 1854.37
21 / Maharashtra / 207946 / 4928.27
22 / Manipur / 1099 / 35.17
23 / Meghalaya / 2278 / 62.67
24 / Mizoram / 583 / 19.81
25 / Nagaland / 389 / 10.16
26 / Orissa / 61086 / 1581.80
27 / Puducherry / 13801 / 282.70
28 / Punjab / 31682 / 1026.84
29 / Rajasthan / 56895 / 1411.80
30 / Sikkim / 845 / 13.22
31 / Tamil Nadu / 891532 / 15297.50
32 / Telangana / 69390 / 3300.93
33 / Tripura / 20544 / 98.59
34 / Uttarakhand / 31519 / 843.17
35 / Uttar Pradesh / 123581 / 3300.37
36 / West Bengal / 75141 / 1573.38
Total / 2636624 / 61831.01
Source: RBI