Fund My Cause: Homeschool Cost?
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Although “Fund My Cause” supports my ultimate goal, of
funding my daughters children’s education I need to fund my
financial security simultaneously.
…“Oxygen and the air pressure are always being monitored.
In the event of a decompression, anoxygen maskwill
automatically appear in front of you. To start the flow of
oxygen, pull the mask towards you. Place it firmly over your
nose and mouth, secure the elastic band behind your head,
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I am grateful for your understanding, charity, and support,
hoping we can together endeavor on a goal of helping others.
During the course of our lives, our paths have intersected.
It was a pleasurable and valuable experiential learning, one of
which I’d love to repeat.
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An overview of my “Find My Cause” follows.
Homeschooling Costs
Homeschooling requires conducting lessons, selecting and
following a curriculum, planning the lessons, researching
homeschool community groups I have interest in joining to
ensure I meet the rules and regulations of my state.
Summing it all up, homeschooling is a passion and is a part of
my lifestyle. This means reducing the hours for daily endeavors
or quitting them altogether. Economists identify this as
“opportunity cost”
The opportunity cost of giving up working for homeschool is the
amount of money that I can earn when I work.
It is reasonable to say, working shorter hours or not at all,
results in a significant reduction in household income; therefore,
stress levels can increase because of a major lifestyle change.
This means giving up going out to restaurants often, movies,
etc.; along with absorbing the new lifestyle required for
homeschooling.
The actual costs for homeschool is not a factor in the overall
homeschooling cost equation because the opportunity cost of
lost income represents 99.9% of the entire cost of
homeschooling. The cost for curriculum and supplies represents
the remainder.
What Are the Dollar Costs of Homeschool?
Specific dollar amounts spent on homeschool curriculum vary.
Some homeschooling costs can be from as low as $200 to
$1,500 per child each year, with costs rising as the child gets
into higher grades. Having control over the curriculum helps
to reduce costs.
For example, we can choose to go on a field trip that increases
homeschooling costs to $2,000 for that year or a ‘field trip’ via
the Internet, paying only the monthly charges for the Internet
Service.
A national study done in 1996 gave data that are more
accurate on homeschooling curricula costs of $550 per child per
year. With inflation, I estimate that present day costs of a
homeschool curriculum are now approximately $760 per child
per year.
Utilizing the Internet reduces costs significantly; however,
school-by-satellite, video courses, correspondence schools, or
all-inclusive curriculum packages adds to the costs. These can
run anywhere from $400 to over $1,500 per student; however,
this is still less than the cost of private school!
Homeschooling is expensive because it takes a lot of your time
to develop your child’s education.
Financially, the costs of the homeschool curriculum and
supplies are expensive; however, the time spent teaching our
children allows less time available to make a living, which can
cause financial pressures on our household. Homeschooling
costs more than public school and less than private school.
Here are some of the expenses in creating a homeschooling
education budget?
Curriculum
This is the broadest category and is our largest expense.
$400.00 - $1,500.00 per child per year.
Testing or Evaluation Fees
Standardized tests cost about $25-$45 per student; if we hire
someone else to administer the test, we have to pay an
additional $25-50 per student. A private evaluation can cost
from $50 into the hundreds, depending on the hired evaluator.
We can also choose to have our children tested in the local
public school system if the school is testing at our children’s
grade level the results go to the school.
$50.00 - $500.00 per child per year.
Professional Memberships
A member of a Local support group costs $0 to $30 per year,
depending on the group.
Home Educators Association, $35 per year, other states may
vary. HomeSchool Legal Defense Association $120 per year
or $100 if we are a member of a discount group, such as a
state or local support group.
$30.00 - $165.00 per child per year.
Home Library
Resource books for Mom, Dad, and Grandparents. Consider it
in-service training, $20-100 Homeschool magazine subscription
for Mom, Dad, and Grandparents: $15-18/year
Children's resource books/magazines $10-20.
$20.00 - $150.00 per child per year.
AnnualStateConvention
Full 3-day registration for parents, two elementary children,
and one teen: $100. Estimated price, admission fees vary by
state. On-site accommodations-2 nights $250 Food, parking,
varies.
$100.00 - $500.00 per year.
Extracurricular Lessons
Music lessons cost approximately $40 per hour. Two hours
per session = $80.00, three times weekly = $240.00. School
Year = four quarters, each of which is usually12 weekslong.
$240 x 48 weeks =$11,520.00.
Homeschool band is $385 per year, plus instrument, for a
total of about$585.
Ballet or gymnastics classes are about $40 per month for
nine months, for a total of$360.
Individual or family membership in a gym or the local YMCA
vary. $19.00 per month for 12 months =$228.00per year.
Local sports association fees vary, from $8 for homeschool
softball league to several hundred dollars for varsity sports.
Player Fees. Average cost to play on GirlsFastpitchSoftball
Team can vary depending on the team. Player fees are also
per season.
$100.00 - $12,701.00 per year.
Softball Team Fees
SoftballTournament
Team Entry Fees range from$400-$500dollars depending
on the level of play. Usually, player fees cover these fees.
Average Summer Tournament Schedules consist of about 12
tournaments.
Player Fees
Average cost to play on Girls Fastpitch Softball Team can
range from $3,000to$4,000depending on the team.
Player fees are also per season. This amount is for one
summer season.
Tournament Associated Traveling Costs
Gas Costs: for driving to and from tournaments is$100-$300.
Depends on location and distance.
Food Costs for Tournaments:$100- $150Depending on the
number of family members attending games.
Flying to Tournaments accrues additionaldepending on flight
and location. Approximately $500.00 or more.
Hotel & Lodging:$80-$120.00and up, per night.
$100.00 - $ 5,570.00 per child per year.
Equipment & Apparel Costs:
Average Cost of a Softball bat:$250.00
Average Cost of a Softball Glove:$100-$250.00
Average Cost of Cleats:$90.00
Average Cost of Softball Pants:$45.00
Sliders:$25
Socks:$15
Compression Shirts:$30.00
Compression Pants: $35.00
Choosingto bea Catcher the costs increases to$200.00.
$200.00 - $770.00 per child per year.
Additional Softball Lessons & Fees:
Catching$30-$50.00per hour
Hitting:$30-$60.00per hour
Fielding & Position Specific:$30-$50.00per hour
Costs Calculated on High End, and excludes flying,
$6,770
$100.00 - $ 6,770.00 per child per year.
Oil painting = $25.00 per two-hour class from a local artist.
$50 per week for 48 weeks =$2,400.00
$100.00 - $2,400.00 per child per year.
A weekly drawing class for $45 per month = $45.00 x 48
=$2,160.00.
$100.00 - $2,160.00 per child per year.
Learning co-op fee is $15 per family per month for supplies
= $15.00 x 48 =$720.00per year.
$100.00 - $720.00 per child per year.
School Supplies and Other Items
This figure depends on whether brand-name binders or budget
spirals are bought, how many children are outfitted with
supplies, etc. Needs and desires vary; desks, sofa, computer,
file cabinet, bookcase or storage unit, paper, hole punch, stapler,
tape, pens and pencils, markers, dry erase markers and board,
lesson planning book, file folders, pencil boxes, notebooks,
erasers, globe, paints, calculator, scissors, glue, science
equipment, etc. Many of these items will be one-time purchases,
while others need restocking each year.
List & Prices: School Supplies and Other Items
This figure depends on whether brand-name binders or budget
spirals are bought, how many children are outfitted with
supplies, etc. Needs and desires vary;
Staples prices.
Bookcase / $96.99
Calculator / $119.99
Computer / $599.99
Class Record Roll Book / $4.00
Desks / $199.99
Dry erase markers / $13.29
Erasers / $7.99
File cabinet / $199.99
File Hanging folders / $17.00
File Folder Inserts / $23.99
File Folder Labels / $25.49
Globe / $50.00
Glue / $20.00
Hole punch / $25.00
Lesson planning book / $38.00
Markers / $10.00
Notebooks / $7.00
Paints / $35.19
Paper / $15.00
Pencil boxes / $25.00
Pencils / $6.00
Pens / $12.00
Science equipment / $44.79
Scissors / $9.29
Sofa / $249.00
Stapler / $9.00
Storage unit / $149.00
Storage Boxes / $12.00
Tape / $30.00
$2,204.97
Miscellaneous Expenses
Admission fees bowling,Admission fees skating, Field trips,Gas
money,Outside of classes,Phone calls,School photos,Yearbook,
bowling, outside classes and anything else that is not listed.
$100.00 - $1,000.00 per child per year.
Curriculum / $1,500.00
Annual testing / $500.00
Professional memberships / $165.00
Home library / $150.00
Annual convention (parents) / $500.00
$2,815.00
Extracurricular Lessons / $11,520.00
Homeschool Band / $585.00
Ballet or Gymnastics / $360.00
Gym or Local YMCA / $228.00
Association Fees / $8.00
$12,701.00
Softball Tournament / $500.00
Softball Player fees / $4,000.00
Tournament Travel Costs / $300.00
Food Costs for Tournament / $150.00
Flying to Tournaments / $500.00
Hotel & Lodging / $120.00
$5,570.00
Softball Bat / $250.00
Softball Glove / $250.00
Cleats / $90.00
Softball Pants / $45.00
Sliders / $25.00
Socks / $15.00
Compression Shirts / $30.00
Compression Pants / $35.00
Catcher costs / $200.00
$940.00
Softball Lesson & fees
Catching $30-$50.00 hr
Hitting $30-$60.00 hr
Position Fielding $30-$50.00 hr
Calculated Costs / $6,770.00
Oil Painting / $2,400.00
Weekly Drawing Class / $2,160.00
Learning Coop Fees / $720.00
School supplies / $2,204.97
$7,484.97
Miscellaneous Expenses / $1,000.00
Annual Cost for 1 child for
1 year.= / $37,280.97
Homeschooling cost for 13 years for 1 child
from age 5 to age 18
$37,280.97 x 13 = / $484,652.61
Homeschooling cost for 13 years for 3 children
from age 5 to age 18
$484,652.61 x 13 = / $6,300,483.93
Cost of College
Annual Tuition / $30,396.00
Orientation Fee / $350.00
Student Annual Health Insurance / $1,476.00
Reservation Fee @ Acceptance / $300.00
Room Campus residence / $13,032.00
Meals / $4,404.00
MBA Program / $1,971.00
Dissertation Fee / $1,572.00
Online fee / $112.00
Books And Supplies / $1,500.00
Transportation Expenses / $1,000.00
Personal Expenses / $1,000.00
Total / $57,113.00
College & Homeschooling
Homeschooling for 3 Grandchildren / $39,545.00
Total / $118,635.00
Homeschooling age 5 to 18 = 13yrs / $118,635.00
Total / $1,542,255.00
AnnualCollege Costs for 1 Student / $57,113.00
College For 1 Student for 4 years / $57,113.00
Total / $228,452.00
College For 5 Students for 4 years / $228,452.00
Total / $1,142,260.00
Colllege & Homeschooling Combined
Homeschooling for 3 Students 13 yrs / $1,542,255.00
College for 5 Students 4yrs / $1,142,260.00
Combined Totals / $2,684,515.00
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Family Home
The home below is where we spend family reunions,
Vacations and accrue experiential learning in gardening,
farming and Do-It-Yourself construction andmaintenance.
Type and Cost of Home
Hybrid Log Ranch 4834 Sq ft. first floor. Subterranean level
3560sq. ft. custom Log and Timber Frame Hybrid home,
designed and built by Wisconsin Log Homes.
The cost to completion is $1.5 Million. Approximately.
Front
Rear
First Floor
Lower Level.
Mind and BodyBicycleAcademy
As the name “Mind and Body” implies synergy, I intend
toteach Teenagers how to harnesses the power of the
mindand physical attributes of their bodies through
exercise, tocreatethe synergism which fuels success,
culminatingintothe “Mind and Body Teenage Bicycle
Academy. Through“Fund My Cause” I start this dream of
mine and initiate itspurpose into perpetuity.
Allow me to digress briefly as I highlight the intricacies of
this unique combination.
The Mindcollectively refers to the aspects of intellect and
consciousness manifested as combinations of thought,
Perception, memory, emotion will and imagination. The
mind is the stream of consciousness. It includes all of the
brain's conscious processes.
This denotation sometimes includes, in certain contexts,
the working of the human unconscious or the conscious
ofanimals. The "Mind" often refers especially to the
thought processes of reason.
Thehuman bodyis the entire physical structure of a
human organism. The human body consists of a head,
neck,torso, two arms, and two legs. The body's organ
systemsincludethe circulatory system, immune system,
respiratorysystem, digestive system, excretory system,
urinary system,musculoskeletal system, nervous system,
endocrine systemand the male and female reproductive
system.
The human body consists of tissues and cells.
Thecombinationof individual atoms, molecules,
polypeptidescells in thehuman bodyis a source of
emergence.
Thebicycle,cycle, orbikeis a pedal-driven, human
poweredvehicle with two wheels attached to a frame,
behind the other.
Thoughtandthinkingare mental forms and processes,
respectively, "Thought" is both. Thinking allows beings to
model the world and to deal with it effectively according to
their objectives, plans, ends and desires. Words referring
to similar concepts and processes include cognition,
sentience, consciousness,ideaand imagination. Thinking
involves the cerebral manipulation of information, as when
we form concepts, engage in problem-solving, reason and
make decisions. Thinking is a higher cognitive function
the analysis of thinking processes is part of cognitive
psychology.
Intelligence, also calledintellect, is an umbrella term
used to describe a property of the mind that encompasses
many related abilities, such as the capacities to reason, to
plan, to solve problems, to think abstractly, to comprehend
ideas, to use language, and to learn. There are several
ways to define intelligence. In some cases, intelligence
may include traits such as creativity, personality,
character, knowledge or wisdom. However, some
psychologists prefer not to include these traits in the
definition of intelligence.
Imaginationis the ability to form mental images, or the
ability to spontaneously images within one's own mind.
It helps provide meaning to experience and understanding
to knowledge; it is a fundamental facility through which
people make sense of the world,and it also plays a key
role in the learning process.
A basic training for imagination is the listening to
storytelling narrative, in which the exactness of the chosen
wordsisthe fundamental factor to 'evoke worlds'.
Imagination can also be expressed through stories such as
fairy tales or fantasies. Most famous inventions or
entertainment products are created from the inspiration of
one's imagination.
Consciousnessdefies definition. It may involve thoughts,
sensations, perceptions, moods, emotions, dreams, and an
awareness of self, although not necessarily any particular
one or a combination of these.Consciousness is a point of
view,
In psychology and the cognitive sciences,perceptionis
the process of attaining awareness or understanding of
sensory information. It is a task far more complex than
was imagined in the 1950s and 1960s, when it was
proclaimed that building perceiving machines would take
about a decade; however, today it is a reality.
Perceptionoriginates from the Latinperception,
meaning "receiving, collecting, an action of taking
possession, apprehension with the mind or senses.
A perception is also a form of self-expression
In psychology,memoryis an organism's ability to store,
retain and subsequently retrieve information.
An emotion is a mental and physiological state associated
with a wide variety of feelings,thoughtsand behaviors.
t is a prime determinant of the sense of subjective
well-being and plays a central role in many human
activities.
The question offree willis whether, and in what sense,
rational agents exercise control over their actions and
decisions. A rational agent is an agent who takes actions
based on information from and knowledge about the
agent's environment.
Various observers throughout history have argued that
there are influences on consciousness from other parts of
the mind. These observers differ in the use of related
terms, includingunconsciousnessas a personal habit;
being unaware and intuition.
Terms related to semi-consciousness include awakening,
implicit memory, the subconsciousness, subliminal
messages,tranceand hypnosis. Whilst sleep,
sleep-walking,deliriumand coma may signal the presence
of unconscious processes, these processes are not the
unconscious mind. Science is also in its infancy in exploring
the limits of consciousness.
Reasonis a way of thinking characterized by logic. It is
the ability to think, understand and draw conclusions.
Reason contrasts with emotionalism, which is thinking
driven by desire, passion, passion or prejudice. Reason
attempts to discover what is true and what is best.
Reason often follows a chain of cause and effectand the
word ‘reason’ can be a synonym for "cause".
The concept of reason is closely related to the concept of
language, as reflected in the meanings of the Greek word
‘logos’, the root of logic, which translated into Latin
became ‘ratio’ and then in French ‘raison’, from which the