Withdrawal, Refunds and Return of Federal Financialaid 4

DISCLOSURES (December3,2016)

CONTENTS

REPORTEDPLACEMENTRATES...... 1

Florence,KY Campus CareerPlacementRate,July1,2015toOctober31, 2016...... 2

Tri-CountyCincinnati, OHCampus CareerPlacement RateJuly1, 2015– October31, 2016...... 2

STUDENTDIVERSITY...... 3

IPEDS GRADUATIONRATE...... 4

WITHDRAWAL, REFUNDS AND RETURN OF FEDERAL FINANCIALAID...... 4

REFUNDPOLICY...... 5

WithdrawalDateTuitionRefunded...... 5

RETURN OF FEDERAL TITLEIVSTUDENTFUNDS...... 6

EDUCATIONAL PROGRAMS...... 6

FACULTY...... 7

Academic DepartmentsandFaculty...... 7

REPORTEDPLACEMENT RATES

The chart belowsummarizesinformationreported inthe College’s2016Campus AccountabilityReportto itsaccreditingagency,theAccreditingCouncilforIndependentCollegesandSchools.TheReport,filedin November2016,coverstheperiodfromJuly1,2015toOctober31,2016andisaccompaniedbyverifiable documentation.

“Placement”herereferstoemploymentinthefieldforwhichthegraduate’seducationhaspreparedhimor her,orinarelatedfieldwhichrequiressubstantial applicationoftheskillsandknowledge taughtinthe curriculum. Thecampusratebelowiffollowed by therateforeachprogramofferedatthecampus. Ifa programhadnograduatesduringthereportingperiod,placementisreportedbelowasnotapplicable(NA). Programsinwhichtherewerenostudentsenrolledduringtheperiodarenot included.

TheAccreditingCouncilforIndependentCollegesandSchoolsdoesnotrequireinstitutionstoreport placementforgraduateswho arenotavailablefor–placementduetocontinuingeducation,activemilitary duty,visarestrictions,orpregnancy,death,andhealth-relatedcircumstances.

Theplacementrateisdeterminedbydividingthenumberofavailablegraduatesplacedbythetotalnumber ofavailablegraduates. Furtherinformationpertainingtotheemployment ofgraduatesmaybeobtained from theCollege’sOfficeofCareerServices.

Florence, KYCampusCareer PlacementRate, July 1, 2014 to October31, 2015

Tri-County Cincinnati, OHCampusCareer PlacementRate July 1, 2014 – October31,2015

STUDENT DIVERSITY

BeckfieldCollegedoesnotdiscriminateonthe basis ofrace,color,sex,sexualorientation,age, disability, nationalorethnicorigin,orreligionastotheadmissionorothertreatmentofitsstudents,prospective students,employees,orprospectiveemployees.

Ofthestudentsenrolledinthefallquarter2016,thedistributionbygender,age, ethnicity,andenrollment statuswasasfollows(bycampus):

DataarethosereportedbytheCollegeintheIntegratedPostsecondaryEducationDataSystem(IPEDS)

FallEnrollmentandStudentFinancialAidSurveysandareavailableontheIPEDSCollegeNavigatorat

IPEDS GRADUATIONRATE

BeckfieldCollegeFlorence,KYCampus

OverallGraduationforFirst-Time/Full-TimeStudentsWhoBeganTheirStudiesinFall2009= 18%

BeckfieldCollegeTri-CountyCincinnati,OHCampus

OverallGraduationforFirst-Time/Full-TimeStudentsWhoBeganTheirStudiesinFall2011= 33%

Theoverallgraduationrateisalsoknownasthe"StudentRighttoKnow"orIPEDSgraduationrate.Ittracks theprogressofstudentswhobegan theirstudiesasfull-time, first-time degree-orcertificate-seeking studentstoseeiftheycompleteadegreeorotherawardsuchasacertificatewithin150%of"normaltime" forcompletingtheprograminwhichtheyareenrolled.

Someinstitutionsalsoreportatransfer-outrate,whichisthepercentageofthefull-time,first-timestudents whotransferredtoanotherinstitution.

Notethatnotallstudentsattheinstitutionaretrackedfortheserates.Studentswhohavealreadyattended anotherpostsecondaryinstitution,orwhobegantheir studiesonapart-timebasis,arenottrackedfor this rate.

WITHDRAWAL, REFUNDS ANDRETURNOF FEDERALFINANCIAL AID

Astudentwhowishestoofficially withdraw fromtheCollegemustfirstcontacthisorherAcademic Dean for advisementas totheprocessofwithdrawal.Thestudentisalsorequiredtocompletefinancialaidexit formsprovidedbytheOfficeof StudentFinancialServices.Informationontuitionrefundsforstudentswho withdraw fromtheCollegeappearsbelow,underREFUNDPOLICY. Studentsshouldcompleteall necessarywithdrawalpaperworkina timelymanner.

Astudentabsentfromallofhisorherclasses foraperiodof21consecutivecalendardaysduringwhich classesorexaminations areinsessionwillberegarded ashavingwithdrawn fromtheCollegeandwill receiveagradeofWorWFforeachcourseinwhichheorsheisenrolled. Thestudent’slastrecorded

dateofattendancewillbeusedindetermininganyapplicableadjustmenttothestudent’sfunding.Astudent withdrawnforceasingtoattendwillnotbepermittedtore-enrollinanysubsequent quarterwithout discussingacademicprogresswithhis or her AcademicDeanor designatedacademicadvisorandwillbe subjecttoare-entry feeuponre-enrollment.Thispolicydoesnotapplytoastudentduringanapproved leaveofabsence.

StudentsreturningtotheCollegeaftera withdrawalor dismissalwillberequiredtomeettherequirements ofanyprogrammodificationswhichmayhaveoccurredduringtheirabsence.

REFUNDPOLICY

Florence,KYCampus:Therefundpolicyappliestoallstudentswhowithdraw,oraredismissed, fromall coursesafterthebeginningofthequarter.Allrefundsarebasedonthechargesfortheparticularquarter, notonchargesfortheprogram. Refundswillbemadewithin30daysofthedateofdetermination ofa student’swithdrawalordismissal.Therefundpolicyappliesonlytotuition.Feesarenon-refundableexcept inthecaseofwrittennoticeofcancellationofenrollment.

WithdrawalDate TuitionRefunded

Week1 75% Weeks2-3 50% Weeks4-6 25% Weeks7-11 None

AppealsofrefunddeterminationsmaybeaddressedinwritingtotheCorporateDirectorofStudentFinancial

Services.

Tri-CountyCincinnati,OHCampus:Ifthestudentis notacceptedinto theprogram,allmoniespaid bythe studentshallberefunded.Refundsoftuitionandrefundablefeesshallbemadeaccordingtothefollowing provisions:

(1) Astudentwhowithdraws beforethefirstclassandafterthefive-day cancellationperiodshallbe obligatedfortheregistrationfee.

(2) Astudentwhostarts classesandwithdrawsduringthefirstfull calendarweekofthe quartershall beobligatedfortwenty-fivepercentofthetuitionandrefundablefeesforthatquarterplusthe registrationfee.

(3) Astudentwhowithdrawsduringthesecondfullcalendarweekofthequartershallbeobligatedfor fiftypercentof thetuitionandrefundablefeesforthatquarterplustheregistrationfee.

(4) Astudentwhowithdrawsduringthethirdfullcalendarweekofthequartershallbeobligatedfor seventy-fivepercentof thetuitionandrefundablefeesforthatquarterplustheregistrationfee.

(5) Astudentwhowithdrawsduringthefourthfullcalendarweekofthequarterandthereaftershallnot beentitledtoarefundofanyportionof thetuitionandfees.

Therefundpolicyappliestoallstudentswhowithdraw,oraredismissed,fromallcoursesafterthebeginning ofthequarter. Allrefundsarebasedonthechargesfortheparticularquarter,notonchargesforthe program. Refundswillbemadewithin30daysofthedateofdetermination ofastudent’swithdrawalor dismissal.

AppealsofrefunddeterminationsmustbeaddressedinwritingtotheCollege’sCorporateDirectorof

StudentFinancialServices.

RETURN OF FEDERAL TITLE IV STUDENT FUNDS

WhenastudentwithdrawsfromtheCollege,atuitionpercentagewillbedeterminedbasedonthereturnof Title IVfunds regulations.The OfficeofStudentFinancialServicesdeterminesthereturnofTitleIVfunds percentageandinformsthe Registrar.Institutionsarerequiredto determinethepercentageofTitleIVaid “earned”bythestudentandtoreturntheunearnedportiontotheappropriateaidprogram.Thispercentage isdetermined bythepercentage oftheenrollmentperiodcompletedbythestudent.Indetermining the percentage,theCollegewill

Determinethepercentageoftheenrollmentperiodcompletedbythestudent(DaysAttended÷ DaysinEnrollment Period=PercentageCompleted).Ifthecalculatedpercentageexceeds60%, thenthestudenthas“earned”allTitleIVaidfortheenrollmentperiod.

ApplythepercentagecompletedtotheTitleIVaidawardedtodeterminethestudent’seligibilityfor

aidpriortothewithdrawal(TotalAidDisbursedxPercentageCompleted= EarnedAid).

DeterminetheamountofunearnedaidtobereturnedtotheappropriateTitleIVaidprogram(Total DisbursedAid–EarnedAid=UnearnedAidtobeReturned). Iftheaidalreadydisbursedequals theearnedaid,nofurtheractionisrequired.Iftheaidalready disbursedislessthantheearned aid,alatedisbursementwillbemadetothestudent.Iftheaidalreadydisbursedisgreaterthanthe earnedaid,thedifferencemustbereturnedtotheappropriateTitleIVaidprogram.

Distributetheresponsibilitytoreturnfundsbetweentheinstitutionandthestudent.Ifthetypeofaid thatthestudentisresponsible forreturningisaloan,thestudentisnotrequiredtoimmediately repaythe amountasthegraceperiodforthe loan, generallysixmonths,isinvoked.The Officeof

StudentFinancialServiceswill determineifany grantsmust be repaidbythestudent. Anyrefund

orrepaymentobligationwillbeclearlyoutlinedforthestudentinwriting.

ReturntheTitleIVaid,basedonthetypeofaiddisbursed,inthefollowingorder:

1. FFEL/DirectUnsubsidizedStaffordLoan

2. FFEL/DirectSubsidizedStaffordLoan

3. FFEL/DirectPLUS(parent)Loan

4. FederalPellGrants

ExamplesregardingtheapplicationoftheReturnofTitleIVFundspolicyareavailableintheOfficeof

StudentFinancialServices.

ThereturnoffundsrequiredunderthispolicyismadetotheTitleIVaidprogramswithin30calendardays afterthedateofdetermination ofwithdrawalordismissal.Studentswillreceiveawrittennoticeofany federalfundsreturnedbytheCollegeandan invoiceforanybalanceowedto theCollege.

Applicantsandstudentsmayobtaininformation aboutinstitutionalandTitleIVfinancialassistance programs by contactingtheCollege’sCorporate DirectorofStudentFinancial Services at .

EDUCATIONAL PROGRAMS

GainfulEmploymentInformation,informationaboutthegraduationrate,mediandebtofstudentswho completeda program,andotherprogram-specificinformationcanbefoundat

“Placement”referstoemploymentinthefieldfor whichthe graduate’seducationhas preparedhimor her, orinarelatedfieldwhichrequiredsubstantial applicationoftheskillsandknowledgetaughtinthe curriculum.

Theplacementrateisdeterminedbydividingthenumberofavailablegraduatesplacedbythetotalnumber ofavailablegraduates.TheAccrediting Councildoesnotrequireinstitutions toreportplacement for graduateswhoarenotavailableforplacement duetocontinuingeducation, active militaryduty,visa restrictionsorpregnancy, death,andhealth-related circumstances. Furtherinformation pertainingtothe employment ofgraduatesmaybeobtainedfromtheCollege’sOfficeofCareerServicesat .

FACULTY

Academic Departments and Faculty

AllBeckfieldCollege faculty havebeendeterminedtobequalifiedbytheiracademiccredentials toteach thecoursesassignedtothem.MostoftheCollege’sfacultyareadjunct(part-time)faculty.Manyofthese, inadditiontotheiracademicqualifications,arecurrentlyworking,orhaveworked,inaprofessionor academicdisciplinedirectlyrelatedtothecoursesassignedtothem. However,becausemanyadjunct facultyarealsoemployedelsewhere,theiremploymentmaylimittheiravailabilitytotheCollege,andnot allmaybeavailabletoteachinaspecificquarter. Allfaculty areassignedtocoursesaccording totheir availabilityandtheavailability ofcourseswhichtheyarequalifiedtoteach,Questionspertainingtothe qualificationsofany facultymembershouldbeaddressedtotheCollege’sOfficeofCompliance. Allfull- timefaculty arelistedintheAcademicCatalog. Acurrentlistofadjunct facultyisavailableeachquarter viacatalogaddendum.

Forfurtherinformationaboutthefollowingitems,pleaserefertotheBeckfieldCollegeCatalogavailableon theStudentConsumerInformationpageat –

Privacyof StudentRecords

StudentActivitiesandOrganizations

CareerServices

CurrentFacultyListing

ServicesforStudentswithDisabilities

Facilities