This is the report you requested. (this is not a real person, but used for a sample)
It can be sent to you directly in an email, or put into Microsoft Word as an attachment.
Applicant's last name
Doe / First name
Jonathan / Middle / Suffix / DOB
02/27/1979 / Social Security
123-45-6789
Residence Information (as requested)
Present / 2200 Maple Lane / Miami / FL / 32310 / Telephone
File Variations
Trans Union / BU1 / 123-45-6789 / DOE, John B / 02/1979 / 07/19/05 18:15
Equifax / BQ1 / 123-45-6789 / Doe, Jonathan T / 02/1979 / 07/19/05 18:15
Experian / BX1 / 123-45-6789 / Doe, Jonathan / 07/19/05 18:15
Public Records
No Public Records found
(normally judgments, tax liens go here if there are any)
Inquiry Information
07/19/2005DCC(BU1)
06/27/2005PIONEER CRED(BU1)
06/14/2005CIC(BU1)
06/23/2005CREDCO(BQ1)
06/06/2005TEAM ISUZU(BQ1)
06/20/2005ACCOUNTS RECEIVABLE MG(BX1)
06/04/2005CIC MORTGAGE REPORTING(BX1)
05/13/2005APPLICATION PROCESSING(BX1)
/ 07/14/2005BADCOCK(BQ1)
07/14/2005FLAG CU(BQ1)
07/13/2005BELLSOUTH(BQ1)
Database Residence Information / First / Last
2345 MAIN RD / MIAMI / FL / 32333 / 02/03 / 03/05 / BU1 BQ1
2200 MAPLE LANE / MIAMI / FL / 32328 / --- / 06/04 / BU1
1122 LAWNVIEW AVE / MIAMI / FL / 32314 / 11/99 / 01/05 / BU1 BX1
925 SHERREN STREET / MIAMI / FL / 32379 / 03/05 / 05/05 / BQ1 BX1
4901 5TH STREET / MIAMI / FL / 32331 / 05/05 / 05/05 / BX1
Database Employment Information / First / Last
STATE OF CALIFORNIA / ADMIN SEC / 01/99 / 01/03 / BU1 BQ1 BX1
MIAMI DOLPHINS / PRO FOOTBALL / --- / --- / BU1
HSS / SECT / --- / --- / BQ1
PEOPLE TRAIN / --- / --- / BQ1
FLORIDA TRAIN / 02/05 / 02/05 / BX1
TruAlert - Applicant
OFAC Compliance
Applicant input name checked. No exact match found on the OFAC list
AKA
AKA: DOE, JOHN, B
BU1
FORMER NAME: DOE JOHN, DOE
FORMER NAME: DOE, JOHN T
FORMER NAME: DOE, JONATHAN P
BQ1
Similar Name: DOE, JOHN T
AKA: DOE, JOHN B
Nickname: JOHN, DOE T
BX1
Fraud Search
FACTA: Address mismatch alert - The current input address does not match the file address.
BU1
FACTA: Address mismatch Alert - The address submitted in the inquiry is substantially different from the address on file.
BQ1
FACTA: Address mismatch alert: Input address did not match the best address on file.
BX1
Credit Score Information
497 / Repository
Equifax / Brand
BEACON 5 / Type
FICO / 123-45-6789 / DOE, JOHN B / BQ1
38 - Serious delinquency, and derogatory public record or collection filed
10 - Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
18 - Number of accounts with delinquency
20 - Length of time since derogatory public record or collection is too short
FACTA: Inquiries impacted this score.
490 / Repository
Experian / Brand
Fair Isaac / Type
FICO / 123-45-6789 / Doe, Jonathan / BX1
38 - Serious delinquency and public record or collection field
18 - Number of accounts delinquent
10 - Proportion of balance to high credit on bank revolving or all revolving accounts
33 - Proportion of current loan balance to original loan amount
FACTA: NUMBER OF RECENT INQUIRIES
487 / Repository
TransUnion / Brand
Empirica / Type
FICO / 123-45-6789 / DOE, JOHN T / BU1
038 - Serious delinquency, and public record or collection filed
013 - Time since delinquency is too recent or unknown
018 - Number of accounts with delinquency
010 - Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
FACTA: Inquiries impacted the credit score and derogatory information is found in the file.
Credit History / Payment / Balance
BUYERCHOIC
1298200240 / Opened
12/04 / Reported
06/05 / High balance
17,482 / Reviewed
6 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
$364 / Balance
15,535
Last active
06/05 / BQ1 [Ind] / High limit
--- / Install (I1)
Auto
CAVALRY PORT
1554144240 / Opened
09/02 / Reported
06/05 / High balance
6,472 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection
11/99 / Balance
8,104
Last active
05/05 / *BU1 *BX1 *BQ1 [Ind] / High limit
6,472 / Monthly (O9)
12 AMERICREDIT; Placed for collection; Americredit; Unpaid
WFFINANCE
1011901131578 / Opened
01/01 / Reported
07/02 / High balance
7,752 / Reviewed
18 mos / 30
5
11/01
09/01
08/01
07/01
06/01
/ 60
3
03/02
01/02
12/01
/ 90+
5
05/02
04/02
02/02
120....149
07/02
06/02
/ Pastdue
1,466 / Payment
025X $310 / Balance
4,258
Last active
06/02 / *BX1 [Ind] / High limit
--- / Install (I5)
Installment loan
NELNET
264601 / Opened
09/03 / Reported
06/05 / High balance
2,625 / Reviewed
18 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
120X $50 / Balance
2,625
Last active
06/05 / BU1 BQ1 [Ind] / High limit
--- / Install (I1)
Installment loan
Payment deferred* Possible Duplicate Account *
NELNET LOANS
13453A201 / Opened
09/03 / Reported
06/05 / High balance
2,625 / Reviewed
19 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
120X $50 / Balance
2,625
Last active
06/05 / BX1 [Ind] / High limit
--- / Install (I1)
Installment loan
Payment deferred* Possible Duplicate Account *
CAPITAL ONE
5291012416295 / Opened
11/02 / Reported
07/05 / High balance
1,890 / Reviewed
--- / 30
1
09/03
/ 60
1
10/03
/ 90+
4
11/03
120....149
02/04
01/04
12/03
/ Pastdue
1,890 / Payment
Profit & loss / Balance
1,890
Last active
04/04 / *BU1 *BX1 *BQ1 [Ind] / High limit
Unknown / Revolv (R9)
Credit card
Canceled by credit grantor 03/04; Account closed by credit grantor
GEMB/DILLARD
6064091 / Opened
08/02 / Reported
02/05 / High balance
1,413 / Reviewed
--- / 30
2
01/04
09/03
/ 60
1
10/03
/ 90+
1
12/03
/ Pastdue
-0- / Payment
Profit & loss / Balance
1,413
Last active
09/03 / *BU1 *BX1 *BQ1 [Ind] / High limit
Unknown / Revolv (R9)
Charge
Profit and loss writeoff; Closed 08/03
ALLTEL COMM
589480 / Opened
--- / Reported
06/05 / High balance
867 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Profit & loss / Balance
867
Last active
04/04 / *BU1 *BX1 *BQ1 [Ind] / High limit
Unknown / Monthly (O9)
Unknown
Transferred to recovery; Amount in high credit original charge-off amount; Closed 04/04
WACH/REC
1056427233701 / Opened
10/04 / Reported
06/05 / High balance
Unknown / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Profit & loss / Balance
820
Last active
06/05 / *BU1 *BX1 *BQ1 [Ind] / High limit
Unknown / Monthly (O9)
Unknown
Profit and loss writeoff; Deposit related; Closed 04/05
ARROW FINCL
23444 / Opened
01/04 / Reported
06/05 / High balance
403 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection
06/04 / Balance
643
Last active
06/05 / *BU1 *BX1 [Ind] / High limit
Unknown / Monthly (O9)
A F S ASSIGNEE OF FIRST PREMI; Placed for collection; A.F.S. Assignee Of First Premi* Possible Duplicate Account *
ARROW SER
AFS ASSIG12345678 / Opened
--- / Reported
06/05 / High balance
403 / Reviewed
--- / 30
0 / 60
0 / 90+
0
120....149
08/01
/ Pastdue
643 / Payment
Collection / Balance
643
Last active
08/01 / *BQ1 [Ind] / High limit
--- / Monthly (O5)
Unknown
* Possible Duplicate Account *
AMERICAN DBT
2811510 / Opened
01/05 / Reported
07/05 / High balance
--- / Reviewed
--- / 30
- / 60
- / 90+
- / Pastdue
620 / Payment
Collection / Balance
620
Last active
11/04 / *BU1 *BQ1 [Ind] / High limit
620 / Monthly (O9)
APLE CORP; Placed for collection; Unpaid
ALLTEL COMM
1230499512 / Opened
--- / Reported
06/05 / High balance
546 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Profit & loss / Balance
546
Last active
06/04 / *BU1 *BX1 *BQ1 [Ind] / High limit
Unknown / Monthly (O9)
Unknown
Transferred to recovery; Amount in high credit original charge-off amount; Closed 08/04
ANDERSON FINANCIAL
1091332274 / Opened
04/05 / Reported
05/05 / High balance
471 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection
05/05 / Balance
471
Last active
05/05 / *BU1 *BX1 *BQ1 [Ind] / High limit
471 / Monthly (O9)
10 SPRINT PCS; Placed for collection; Sprint Pcs; Unpaid
CASH ADVANCE
401951198924 / Opened
12/03 / Reported
03/04 / High balance
--- / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
350 / Payment
Collection / Balance
350
Last active
06/03 / *BQ1 [Ind] / High limit
350 / Install (I9)
Unknown
Unpaid; Closed 03/04
UNITED COMPUCRED
82442166 / Opened
12/03 / Reported
05/05 / High balance
300 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
330 / Payment
Collection
12/03 / Balance
330
Last active
12/03 / *BX1 *BQ1 [Ind] / High limit
300 / Install (I9)
Returned check
Winn-Dixie; Unpaid; Returned check; Closed 12/03
CERTIFIED RECOVERY SYS
521636 / Opened
08/04 / Reported
10/04 / High balance
320 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
320 / Payment
Collection
10/04 / Balance
320
Last active
10/04 / *BX1 [Ind] / High limit
--- / Install (I9)
Unknown
Us Fast Cash; Closed 10/04
CERTIFIED RECOVERY SYS
45117548 / Opened
05/04 / Reported
07/04 / High balance
320 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
320 / Payment
Collection
07/04 / Balance
320
Last active
07/04 / *BX1 [Ind] / High limit
--- / Install (I9)
Unknown
United Cash; Closed 07/04
CBCS
151358641557 / Opened
03/05 / Reported
06/05 / High balance
159 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
159 / Payment
Collection
06/05 / Balance
159
Last active
06/05 / *BX1 [Ind] / High limit
--- / Install (I9)
Unknown
Comcast Tallahasse; Closed 06/05
CBCS
11368521588 / Opened
11/04 / Reported
03/05 / High balance
--- / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection / Balance
159
Last active
--- / *BU1 [Ind] / High limit
--- / Monthly (O9)
10 COMCAST TALLAHASSE; Placed for collection
TELECHECK SERVI
24413314 / Opened
04/05 / Reported
07/05 / High balance
--- / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
63 / Payment
Collection / Balance
63
Last active
08/04 / *BQ1 [Ind] / High limit
38 / Install (I9)
Unknown
Unpaid; Closed 07/05
AMERICREDIT
416111523 / Opened
02/99 / Reported
03/04 / High balance
8,138 / Reviewed
--- / 30
4 / 60
4 / 90+
2 / Pastdue
-0- / Payment
Profit & loss
Paid / Balance
-0-
Last active
05/00 / *BU1 *BX1 *BQ1 [Ind] / High limit
--- / Install (I9)
Auto
Purchased by another lender; Account in dispute - reported by subscriber; Account transferred or sold; Closed 05/00
BANKAMERICA
1234567890123456 / Opened
08/94 / Reported
06/03 / High balance
14,748 / Reviewed
84 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
01/97 / BU1 BQ1 [Signer] / High limit
--- / Install (I1)
Auto
Account closed by consumer 01/97
FIRST PREMIER
541390209C51 / Opened
09/01 / Reported
02/04 / High balance
403 / Reviewed
--- / 30
- / 60
- / 90+
- / Pastdue
-0- / Payment
Collection
12/01
Paid / Balance
-0-
Last active
10/01 / *BU1 *BQ1 [Ind] / High limit
300 / Revolv (R9)
Credit card
Transfer 12/01; Account closed at consumers request; Account transferred or sold* Possible Duplicate Account *
FIRST PREMIER BANK
351162874 / Opened
09/01 / Reported
02/04 / High balance
--- / Reviewed
--- / 30
1 / 60
1 / 90+
7 / Pastdue
-0- / Payment
Collection
02/04 / Balance
---
Last active
02/04 / *BX1 [Ind] / High limit
250 / Revolv (R9)
Credit card
Account transferred or sold; Closed 02/04* Possible Duplicate Account *
FLAG CU
7507912842015 / Opened
03/95 / Reported
09/95 / High balance
775 / Reviewed
5 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
09/95 / BQ1 [Ind] / High limit
--- / Install (I1)
Unknown
Account paid* Possible Duplicate Account *
FLAG CU
750711984015 / Opened
02/99 / Reported
06/99 / High balance
500 / Reviewed
3 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
05/99 / BQ1 [Ind] / High limit
--- / Install (I1)
Unknown
Account paid
FLAG FCU
7502934872015 / Opened
09/95 / Reported
02/98 / High balance
1,450 / Reviewed
28 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
01/98 / BU1 BQ1 [Ind] / High limit
--- / Install (I1)
Unsecured
Account paid* Possible Duplicate Account *
FLAG FEDERAL CR UNION
204721 / Opened
02/04 / Reported
06/04 / High balance
1,000 / Reviewed
4 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
06/04 / BX1 BQ1 [Ind] / High limit
--- / Install (I1)
Secured
Account closed 06/04; Account paid
HEILIG MEYERS
4114555 / Opened
12/97 / Reported
04/03 / High balance
263 / Reviewed
1 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
013X $ --- / Balance
---
Last active
04/03 / BX1 [Ind] / High limit
--- / Install (I1)
Installment loan
HSBC NV
549534203 / Opened
06/03 / Reported
11/04 / High balance
2,185 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection
06/04
Paid / Balance
-0-
Last active
05/04 / *BU1 [Ind] / High limit
1,000 / Revolv (R9)
Credit card
Purchased by another lender; Closed 06/04
HSBC NV
13222033885 / Opened
06/03 / Reported
11/04 / High balance
--- / Reviewed
--- / 30
2
05/04
11/03
/ 60
1
12/03
/ 90+
1
150....179
10/04
/ Pastdue
-0- / Payment
Collection
11/04 / Balance
---
Last active
05/04 / *BX1 [Ind] / High limit
1,007 / Revolv (R9)
Credit card
Account transferred or sold; Account transferred or sold; Closed 11/04
RELIABLE CRD
25911249285 / Opened
02/02 / Reported
07/03 / High balance
74 / Reviewed
--- / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Collection
07/03
Paid / Balance
-0-
Last active
07/03 / *BU1 *BX1 *BQ1 [Ind] / High limit
74 / Monthly (O9)
MEDICAL; Paid collection; Medical Payment Data; Paid; Medical; Closed 07/03
WFFINANCE
62611001178 / Opened
01/01 / Reported
07/03 / High balance
--- / Reviewed
0 mos / 30
0 / 60
0 / 90+
0 / Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
10/01 / BQ1 [] / High limit
--- / ()
Unknown
WFFINANCE
560705155 / Opened
01/01 / Reported
06/02 / High balance
7,752 / Reviewed
16 mos / 30
5
10/01
08/01
07/01
06/01
05/01
/ 60
3
02/02
12/01
11/01
/ 90+
4
04/02
03/02
01/02
120....149
06/02
05/02
/ Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
10/01 / *BQ1 [Ind] / High limit
--- / Install (I5)
Unknown
WFFINANCIAL
511414100193078 / Opened
01/01 / Reported
05/03 / High balance
7,752 / Reviewed
28 mos / 30
5
10/01
08/01
07/01
06/01
05/01
/ 60
3
02/02
12/01
11/01
/ 90+
8
04/02
03/02
01/02
120....149
11/02
06/02
05/02
150....179
08/02
/ Pastdue
-0- / Payment
Paid / Balance
-0-
Last active
05/03 / *BU1 *BX1 [Ind] / High limit
--- / Install (I)
Installment loan
Closed 05/03; Special handling - contact subscriber if more info is required; Paid
TOTALS / High credit / High balance / Pastdue / Payment / Balance
10,882 / 89,088 / 6,161 / 774 / 42,761
Creditor Information
ACCOUNTS RECEIVABLE MG(856)931-4500
155 MID ATLANTIC PARKWAY, THOROFARE, NJ 08086
ALLTEL COMM(800)255-8351
1 ALLIED DRIVE, LITTLE ROCK, AR 72203
AMERICREDIT(817)882-7000
200 BAILEY AVE, FORT WORTH, TX 76107-1211
ANDERSON FINANCIAL(800)371-3645
404 BROCK DR PO BOX 3097, BLOOMINGTON, IL 61701
APPLICATION PROCESSING(813)949-7461
205 FLAGSHIP DR, LUTZ, FL 33549
ARROW FINCL(800)279-0224
5996 W TOUHY AVE, NILES, IL 60714
ARROW SER(800)279-0224
5996 WEST TOUHY AVE PO # SMI-0000013221, NILES, IL 60714
BADCOCK(863)425-4921
PO BOX 497, MULBERRY, FL 33860
BANKAMERICA(800)944-1444
10401 DEERWOOD PARK BLVD FL9-015-03-28, JACKSONVILLE, FL 32256
BELLSOUTH
1025 LENOX PARK BLVD 9B44, ATLANTA, GA 30319
BUYERCHOIC(229)243-7283
1027 EAST SHOTWELLST, BAINBRIDGE, GA 31717
CAPITAL ONE
PO BOX 85015, RICHMOND, VA 23285-5075
CASH ADVANCE(713)464-4449
7207 REGENCY SQUARE SUITE 100, HOUSTON, TX 77036
CAVALRY PORT(602)667-0128
4050 E COTTON CENTER BLV, PHOENIX, AZ 85040
CBCS(800)947-2987
236 EAST TOWNE ST, COLUMBUS, OH 43215
CERTIFIED RECOVERY SYS
6161 SAVOY DR STE 600, HOUSTON, TX 77036
CIC MORTGAGE REPORTING(615)386-2282
PO BOX 128349, NASHVILLE, TN 37212
/ FARMER FUR(229)228-4405
2738 E PINETREE BLVD, THOMASVILLE, GA 31792-0000
FIRST PREMIER(605)357-3440
900 DELAWARE SUITE 7 TAPE ONLY, SIOUX FALLS, SD 57104
FIRST PREMIER BANK(605)357-3440
601 S MINNESOTA AVE, SIOUX FALLS, SD 57104
FLAG CU(850)488-6781
3125 CONNER BLVD, MIAMI, FL 32301
FLAG FCU(850)488-6781
3125 CONNER BLVD, MIAMI, FL 32301
FLAG FEDERAL CR UNION(850)488-6781
3125 CONNER BLVD, MIAMI, FL 32301
GEMB/DILLARD
PO BOX 52005, PHOENIX, AZ 85072
HEILIG MEYERS(904)942-5447
3213 APALACHEE PKWY, MIAMI, FL 32311
HSBC NV
1441 SCHILLING PL, SALINAS, CA 93901
NELNET LOANS
6420 SOUTHPOINT PKWY, JACKSONVILLE, FL 32216
RELIABLE CRD(904)386-6853
PO BOX 4269, MIAMI, FL 32315
TEAM ISUZU(850)575-6600
2800 W. TENNESSEE STREET DBA TEAM ISUZU, MIAMI, FL 32304
UNITED COMPUCRED(888)490-7755
4190 HARRISON AV, CINCINNATI, OH 45211
WACH/REC
PO BOX 3117, WINSTON-SALEM, NC 27102
WFFINANCE(904)477-1077
8998 PENSACOLA BLVD, PENSACOLA, FL 32534
WFFINANCE(850)941-0660
2400 W MICHIGAN AVENUE #15, PENSACOLA, FL 32526
WFFINANCIAL(904)477-1077
8998 PENSACOLA BLVD, PENSACOLA, FL 32534
Summary Information
General
summations / 08/94
0
15 / Oldest tradeline date
Public records
Number of inquiries 90 days / Payment
summaries / 0
774
774 / Open revolving payments
Open installment payments
Total open payments
Late
payments / 15
9
17
7
1
7 / Payments 30 to 59 days late
Payments 60 to 89 days late
Payments 90 to 119 days late
Payments 150 to 179 days late
Payments 180 and over days late / Balance
owed / 12,873
3,303
26,585
42,761 / Balance monthly owed
Revolving balance owed
Installment balance owed
Total balance owed
Trades
numbers / 0
3
10
13 / Number of open revolving trades
Number of open installment trades
Number of balance monthly trades
Total number of trades / Amount
past
due / 1,890
3,008
1,263
6,161 / Revolving amount past due
Installment amount past due
Balance monthly amount past due
Total amount past due
Adverse
trade
lines / 17
0
0
6
0
26
36 / Number of collection trade lines
Number of bankruptcy trade lines
Number of foreclosed trade lines
Number of profit and loss trade lines
Number of repossession trade lines
Number of adverse trade lines
Total number of trade lines / High credit
/balance / 2,557
5,891
74,349
9,856 / Revolving credit limit
Revolving high balance
Installment high balance
Balance monthly high balance
Information sources
This report includes information retrieved from the following repository(ies):
TransUnion Consumer Relations
PO Box 1000
Chester, PA 19022
(800) 888-4213
/ Equifax Consumer Relations
PO Box 740241
Atlanta, GA 30374
(800) 685-1111
/ Experian Consumer Relations
PO Box 2002
Allen, TX 75013
(888) 397-3742
This Residential Merged Credit Report is furnished in response to a consumer or business application. The information contained herein meets the standards set forth by FNMA, FHLMC, FHA/VA and the Rural Housing Service. The information contained herein meets all guidelines set forth by the Fair Credit Reporting Act; it is to be held in strict confidence and may be revealed only to those whose official duties require the information in relation to which this report was ordered, except that which is required by law. The information has been obtained from sources deemed reliable, the accuracy of which Kroll Factual Data does not guarantee.
* denotes source(s) of adverse information
End of Report