Letterfromtheinventechuman Resourcesdepartment

Inventec | 1

LetterfromtheInventecHuman ResourcesDepartment

Dear Inventec Distribution (North America) CorporationParticipants:

We value all of our employees and are proud to offer a comprehensive benefit plan and tools that can help you and your family improve your physical and personal health. Your health and well-being are important to you, your family and to Inventec Distribution (North America) Corporation.

We are pleasedto announce that Aetna will continue to administer your Medical Plans.More than ever, itisimportant for you to review the 2017-2018 Benefits Guide carefully. Please see page 26 of this guide for the 2017-2018 medical contributions.

Remember, Open Enrollment is your annual opportunity to make changes to your benefits elections. AllchangesmadeduringOpen Enrollment will become effective August 1, 2017. Outside of Open Enrollment, you can only make changes if you experience a family status change. See page 3 for information on making enrollment changes during the year.

Inventec | 1

2017-2018AnnualEnrollmentUpdates (effective 8/1/2017)

Medical

Medical Benefits will continue to be administered by Aetna. However there are a few notes that need to be made.See pages 4-11 for details of the medical plans.

HIGHLIGHTS:

»All Medical plan options will remain the same

»Aetna will be changing from Premier to Value Plus drug list

»RX Copayment amount will change on all medical plans

»For HNO / POS plan (Texas), X-ray, Lab, and Advanced Imaging In-Network coverage will be covered at 90% after deductible.

Dental

Dental benefits will continue to be administered byUnited Concordia. See page 12for details of the Dental Plans.

Vision

Vision Benefits will continue to be administered by Aetna. See page 13 of the details of the Vision Plan.

Life/AD&D (Basic and Voluntary), Short-Term (STD) and Long-Term Disability (LTD)

Aetna will continue to be the administrator for the Basic Life/AD&D, Voluntary Life/AD&D, Short-Term and Long-Term Disability. Inventec Distribution (North America) Corporation will continue to pay 100% of the cost for Basic Life/AD&D, Short-Term and Long-Term Disability on behalf of all eligible employees.

Inventec | 1

Membership Guidelines

WhoisEligibleforCoverage?

New hires are eligible for Medical and Vision insurance (Aetna) on date of hire.
New hires are eligible for Dental insurance (UCCI) on the 1st day of the month following date of hire.

DependentChildren

Medical: Dependents are eligible for coverage up to age 26, regardless of student status, tax dependent status, residence per marital status.

Dental: Unmarried dependents are eligible for coverage up to age 26, regardless of student status.

Vision: Dependents are eligible for coverage up to age 26, regardless of student status.

MakingEnrollmentChangesDuringtheYear

In most cases, your benefit elections remain in effect for the entireplan year (August 1st–July 31st). During each annual enrollmentperiod, you will have the opportunity to review your benefit elections and make changes for the coming plan year.

Certain coverages allow limited changes to elections during the plan year. These benefits include the medical, dental and visionplans. Under these benefits, you may only make changes to your elections during the plan year if you have a change in familystatus. Family status changes include:

»Marriage or divorce

»Gain or loss of an eligible dependent for reasons such as birth, adoption, court order, disability, death, marriage, or reaching the dependent child age limit.

»Changes in your spouse’s employment affecting benefit eligibility.

»Changes in your spouse’s benefit overage with another employer that affects benefit eligibility.

The change to your benefit coverage status must be consistent with the change in family status. For example, if you gain a newdependent due to birth, you may change your coverage status to add that dependent.

You have 30 days from the date of a family status change to turn in a completed enrollment change form to the Insurance Department. Otherwise, you must wait until the next annual enrollment period to make a change to your elections. In most cases, your election will become effective the first of the month following your request.

Medical

Administered byAetna

Inventec Distribution (North America) Corporation will continue to offer medical plan options administered by Aetna. The goal of your medical plan is to provide competitive quality benefits for employee and covered dependents in the most cost-effective manner. The employee’s premium contributions for health insurance cover only a small portion of the full cost. The remainder of the cost is paid by Inventec Distribution (North America) Corporation.

Inventec | 1

POS (Point of Service) Plan – Texas Employees

The POS plan provides two levels of benefits, In-Network and Out-of-Network coverage. The POS plan utilizes the Aetna Choice Network.

The In-Network Calendar year deductible is $500 per individual/$1,000 per family.

In-Network Out-of-pocket maximum is $3,000 per individual/$6,000 per family.

Primary care physicians office visit copay is $35 and a Specialist copay is $50.

Inventec | 1

PPO (Preferred Provider Option) Plan – California Employees

The PPO plan provides two levels of benefits, In-Network and Out-of-Network coverage. The PPO plan utilizes the Open Choice Network.

The In-Network Calendar year deductible is $500 per individual/$1,000 per family.

In-Network Out-of-pocket maximum is $3,000 per individual/$6,000 per family.

Primary care physician office visit copay is $35 and a Specialist copay is $50.

In-Network Coinsurance coverage is 90% AFTER Deductible.

H.S.A (Health Savings Account)PPOPlan

The H.S.A (Health Savings Account) PPO plan also provides two levels of benefits, In-Network and Out-of-Network coverage. This plan utilizes the Open Choice Network.

The In-Network Calendar year deductible is $2,000 per individual/$4,000 per family.

In-Network Out-of-pocket maximum is $3,000 per individual/$6,000 per family.

In-Network Coinsurance coverage is 100% AFTER Deductible.

By selecting an H.S.A PPO plan, you qualify to contribute tax-free money into a health savings account (HSA). Your HSA funds then earn tax-free interest, and can be used tax-free to pay for qualified medical expenses (preventive care items are always covered 100%). HSAs are similar to retirement accounts in that they rollover year-to-year, they remain yours if you change jobs or retire, and the balance can be invested per bank options as well.

With a H.S.A PPO health plan, instead of makingcopayments at the time of service, you will have a deductible to meet. A deductible is the amount you are required to pay out-of-pocket for services before your health plan benefits kick in. While the deductible may be higher deductible than you’re used to, you will have tax advantages for this plan. For example: reduced federal income taxes, tax free interest on dollar gains within the H.S.A account/mutual fund investments, and tax free withdrawals for qualified medical expenses.

Please NOTE that to qualify to enroll on this plan, the following requirements apply:

1)You must not be enrolled on another health plan (ie. spouse’s PPO plan).

2)You must not be enrolled in Medicare.

3)You cannot be claimed as a dependent on someone else’s tax return.

Medical – Cont.

Administered byAetna

HMO(HealthMaintenanceOrganization)Plan

The HMO plan is the gatekeeper concept. This means you will need to designate a Primary Care Physician within the HMO Network, who will recommend specialized providers as needed for your healthcare. You are not required to have preauthorization for obstetrical or gynecological care also pediatricians can be a primary care physician for children. The HMO plan utilizes the HMO Network.

Out-of-pocket maximum is $3,000 per individual/$6,000 per family.

Primary care physician office visit copay is $20 and a Specialist copay is $45.

Inventec | 1

RoutinePreventiveCare iscoveredat100%!

Reminder —your doctor mustcodeyourcareas preventiveinorderforitto be coveredunderthe preventivebenefit.

Savemoneywithgeneric drugs.

Onlya$20copayatthe pharmacyor$40bymail order!

Medical - POSPlan (Texas Employees)

AdministeredbyAetna

Inventec | 1

*Ifyou receive a Preferred Brand Name or Non-Preferred BrandNamedrug when a Generic is available,

you may incur additional costs.

Medical - PPOPlan (California Employees)

AdministeredbyAetna

*Ifyou receive a Preferred Brand Name or Non-Preferred BrandNamedrug when a Generic is available,

you may incur additional costs.

Inventec | 1

Medical— H.S.A PPOPlan

AdministeredbyAetna

*Ifyou receive a Preferred Brand Name or Non-Preferred BrandNamedrug when a Generic is available,

you may incur additional costs.

Inventec | 1

RoutinePreventiveCare iscoveredat100%!

Reminder —your doctor mustcodeyourcareas preventiveinorderforitto be coveredunderthe preventivebenefit

Savemoneywithgeneric drugs.

Only a $20copayatthe pharmacyor$40bymail order!

Medical—HMOPlan

AdministeredbyAetna

Inventec | 1

*Ifyou receive a Preferred Brand Name or Non-Preferred BrandNamedrug when a Generic is available,

you may incur additional costs.

Inventec | 1

Additional Benefits with Aetna

AetnaNavigatorMemberWebsite

As an Aetna member, you can use Aetna navigator to complete a variety of self-service transactions online. To register for Aetna Navigator, go to Under “Members: Secure Information”, click on the “Register Now” link, then select “I am an Aetna member.” Have your Member ID ready for the next page (your member ID is located on your Aetna ID card). If you have not yet received your Aetna ID card, there is an option to register using your social security number instead of your Member ID.

»Order an ID Card –initial or replacement

»Check the status of a claim.

»Contact Aetna Member Services

»Review who is covered on your plan

»Research the price of a drug and learn if there are less costly alternative.

»Learn the estimated cost of common medical procedures in your area before they are performed

HowtoLocateaPreferredProvider(In-Network)

The network you access will vary dependingon the plan you choose. Visit the and click DocFind.

POS Plan – Aetna Choice POS (Open Access) Network.

PPO Plan – Aetna Open Choice Network.

H.S.A PPO Plan – Aetna Open Choice Network.

HMO Plan – HMO Network.

ORCallthenumberonthebackofyourIDCard.

24-HourNurseLine

Have a health question in the middle of the night?

»Call the Aetna Health line at 800.556.1555. Anytime, night or day, registered nurses can provide information that may help you work with your doctor to make healthcare decisions that are right for you.

»Explore the Audio Health Library, a recorded collection that includes thousands of health topics.

»While only your doctor can diagnose, prescribe or give medical advice, the informed Health nurses can provide information on more than 5,000 health topics.

»Always consult your doctor first with questions or concerns about your healthcare needs.

Wellness Benefits with Aetna

Aetna Discount Program

»Gym Memberships. Call GlobalFit at 1-800-298-7800 for more information

»Weight Loss Programs. Save with today’s most popular weight-loss programs and meal plans

CalorieKing

Jenny Craig

Nutrisystem

»Hearing Aids. Meet your hearing needs with two options:

Hearing Care Solutions

Amplifon Hearing Health Care (formerly HearPO®)

»Vision Discounts. Pay less for eye exams, nondisposable contact lenses, and prescription and nonprescription eyeglasses, even many designer frames.

»Chiropractic, Acupuncture and Massage Therapy. Get discount off the normal fee for these services offered through the ChooseHealthy program.

»LifeMart Shopping Website Discounts. Get discounts on millions of products and services from thousands of national and local merchants:

Travel, tickets, electronic

Home, auto, gas, groceries

Gifts, flowers, dining, food, and more

Health Assessment

»Login to your secured member website at

»Scroll over to “Health Records”

»Choose the “Take a health assessment” link

»After completing the Health Assessment, go to our HealthMap to view your recommended health Directions. Under the Direction, you can embark on a journey that meets your health needs and interests.

Your responses are kept confidential.

CLAIM YOUR REWARD

Once you complete all of the steps on the Health Assessment, you will receive an email from Aetna with directions to claim your $50 gift certificate. An additional $50 gift certificate is also available if the member has spouse covered on the plan, so total maximum $100 reward annually.

Go to to shop once you receive your certificate.

Start Saving TODAY

It’s easy. To get started:

1)Log in to your secure member website at once you’re an Aetna member

2)Choose “Health Programs”, then “See the discounts”.

3)Follow the steps for each discount you want to use.

Inventec | 1

Dental—PassivePPO

Administered byUnited Concordia

Under the United Concordia dental plan, you may see any dentist that you choose. However, in-network dentists have agreed to accept reduced fees for the services they provide. They have also agreed not to charge you any amount that exceeds the allowable amount, aside from deductibles, coinsurance and services that are limited or not covered under the Plan. This will reduce your out-of-pocket expenses.

To find a dentist in the United Concordia network, please call 1.800.332.0366 or visit click on “Find a Dentist” Network for Dental PPO plan is Advantage Plus 2.0.

If you choose to receive dental services from a non-network dentist, the dentist may bill the member for any difference between United Concordia’s allowance and their fee.

Aetna / Passive PPO Dental
Deductible (calendar year) / $50 Individual / $150 Family
Annual Benefit Maximum / $1,500 per member
Preventive Services (oral examinations, cleaning, x-rays) / 100%; deductible waived
Basic Services
(fillings, uncomplicated extractions, endodontics, oral surgery, periodontics) / 80% after deductible
Major Services
(prosthetics (dentures, bridgework), crowns, inlays, onlays) / 50% after deductible
Predetermination of benefits should be submitted to Aetna when the course of treatment will be in excess of $300

Dental—DHMO

Administered by United Concordia

The DHMO plan pays for dental services according to a fee schedule, and the care you seek must be given by an UCCI DHMO contracted Primary Care Dentist and/or a Specialty Dentist.

To find a dentist in the United Concordia network, please call 1.800.332.0366 or visit click on “Find a Dentist”.

Non UCCI DHMO contracted dentist charges are only covered if you are referred by your Primary Care Dentist and the referral is approved by United Concordia or if you are in need of emergency dental care.

To find an in-network dentist:

1.800.332.0366

Inventec | 1

Vision

Administered byAetna

Your vision healthis animportantpartofcomplete wellness. Your vision benefits have been designed to give you and your covered family members the care, value and service to help maintain good vision and overall health.

Members who elect to use an out-of-network provider must pay the provider in full at the time of service and submit a claim to Aetna for reimbursement. Reimbursement levels are in accordance with the out-of-network reimbursement schedule below.

Inventec | 1

Copayforservice -permember

BenefitFrequency

PlanFeatures

Vision Exams: $10

Materials: $10

Inventec | 1

Vision Exam Every 12months Spectacle Lenses Every 12months Frames Every 24months ContactLenses Every12months

ServiceNetworkProviderNon-NetworkProvider

VisionExamination PaidinFull Upto$25

SpectacleLenses

Standard Single Vision PaidinFull after$10 Copay Upto$20

StandardBifocal PaidinFull after$10 Copay Upto$40

StandardTrifocal PaidinFull after$10 Copay Upto$65

StandardLenticular PaidinFull after$10 Copay Upto$65

Progressive PaidinFull after$75 Copay Upto$40

ContactLenses(inlieuofframesandspectacleLenses)

PaidinFullwithrequiredprior

authorization

$130 allowance; additional 20% off

balance over allowance Upto$65

Tofindan in-network Vision provider, visit

Contact Customer Service

1.877.973.3238

LASIK Provider Number

1.800.422.6600

Monday – Friday, 7AM to 7PM EST

Inventec | 1

LASIK15% offretailNo discount

*Values provided may be more or less depending on the providers retail pricing.

Inventec | 1

Life/AD&D Benefits

Administered byAetna

BasicLifeAD&D

Life Insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you pass away while employed by the Inventec Distribution (North America) Corporation. As an eligible employee, you are covered for Basic Life and Accidental Death and Dismemberment (AD&D) insurance at no cost to you.

Basic Life / AD&D
ActiveEmployeesOnly
BenefitAmount—BasicLife / One times Basic Annual Earnings, rounded to the next higher $1,000; subject to a minimum of $20,000 and a maximum of $50,000
BenefitAmount—AD&D / Equal to the Basic Life
BenefitReduction / To 65% at age 65, to 40% at age 70, and 25% at age 75. Benefits terminate at retirement.

OptionalLifeAD&D

Optional life coverage may be purchased for yourself, your spouse and your dependent children. You must purchase coverage for yourself if you want to purchase coverage for your spouse or dependent children.

OptionalLife/AD&D
OptionalLife / Employee / Spouse / Dependent
Amount / Choice of $10,000 increments, not to exceed 5 times your annual salary / Choice of $5,000 increments, not to exceed 50% of the employee’s election. / Newborn – 14 days; no benefit
14 days – 6 mos: $250
6 mos – age 26: $10,000
MinimumAmount / $10,000 / $5,000 / Notapplicable
MaximumAmount / $500,000 / $100,000 / Notapplicable
GuaranteeIssue / $200,000 Under Age 60
$10,000 Under Age 70
No Guarantee Issue Age 70 or older / $30,000 Under age 60
No Guarantee Issue age 60 and older / $10,000
OptionalAD&D / Employee / Spouse / Dependent
Amount / Equal to the life amount elected / Equal to the life amount elected / Notapplicable
BenefitReduction / Employee / Spouse / Dependent
Benefitswillreduce / 50% at age 70
Benefits terminate at retirement / Notapplicable / Notapplicable