POLICY NUMBER:COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL CONDITIONS AND EXCLUSIONS - CONTRACTORS SUBCONTRACTED WORK
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
A.The Contractors - Subcontracted Work classification(s) shown in the Declarations applies to that portion of the operations performed for you by your "adequately insured" contractors or "adequately insured" subcontractors.
B.The following is added to Section IV - Commercial General Liability Conditions:
1.You will obtain and maintain Certificates of Insurance from all "adequately insured" contractors or "adequately insured" subcontractors you hire providing evidence of Commercial General Liability insurance, including products/completed operations insurance.
Your failure to obtain the certificates of insurance from "adequately insured" contractors or "adequately insured" subcontractors will not invalidate the insurance provided by this policy or relieve us of our obligation to you under the terms of this policy except as stated in 5. Premium Audit of Section IV - Commercial General Liability Conditions.
2.If, at any time, it is verified that operations were performed during the policy term by contractors or subcontractors that were not "adequately insured", such contractors or subcontractors will be classified and rated under the specific classification assignable to contracting risks performing such operations in accordance with paragraph C. below.
C.The following is added to 5. Premium Audit of Section IV - Commercial General Liability Conditions:
If we verify operations were performed by contractors or subcontractors you hired were not "adequately insured" as defined in paragraph E.1. of this endorsement whether by audit of your books and records or otherwise, we will use the "total cost" of work performed for you by such contractors or subcontractors as if it were payroll to calculate the appropriate premium for the specific classification based on our rates and rules in effect as of the inception date of the policy. It is your responsibility to pay any additional premium due.
D.The following exclusion is added to 2. Exclusions of Section I - Coverage A - Bodily Injury And PropertyDamage Liability and Coverage B - Personal And Advertising Injury Liability:
This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of work performed by any contractors or subcontractors unless such work is being performed specifically and solely for you.
E.The following definitions are added to the Definitions section:
1."Adequately insured" means that the contractors and subcontractors that perform operations for you maintain Commercial General Liability insurance in force with the following minimum limits of insurance for their operations, including operations performed for them by others:
General Aggregate Limit (Other than Products/Completed Operations)$
Products/Completed Operations Aggregate Limit$
Each Occurrence Limit$
Personal and Advertising Injury Limit$
(If no entry appears above, the minimum limits of insurance will be equal to the limits of insurance shown in the Declarations).
2."Total cost" means the total cost of all work let or sublet in connection with each specific project including:
a. The cost of all labor, materials and equipment furnished, used or delivered for use in the execution of the work including the cost of finished equipment installed whether or not furnished by the contractor, subcontractor, or by you; and
b.All fees, bonuses or commissions made, paid or due.
All other terms and conditions of this policy remain unchanged.
L288 (06/07)Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 2