1. 托运人向保险公司询问有关投保事宜 The shipper is inquiring about the insurance coverage

Dear Sirs,

We shall have a consignment of ECG machines valued at US$ 250,000 CIF Jakarta, to be shipped by s.s. “VICTORIA” which will leave for Jakarta at the beginning of next month.

We wish to cover the consignment against W. A. from our warehouse at QingdaoPort to the port of Jakarta. These ECG machines are packed in wooden cases suitable for ocean transport. Will you please quote your term for this cover.

2.保险公司回函乐意承保 A reply from the insurance company

Dear Sirs,

We have received your letter of August 16, asking us to arrange All Risks cover for your consignment of frozen vegetables to Japan by s.s. “Mistu Maru”.

Our rate for providing the above cover is 3.5%, without any special discount. Because we usually do not give any special discount to the cover of frozen cargo in summer. If you cover your shipment in winter, there will be a 4% special discount. Please inform us if our rates are acceptable to you, and if so, we can prepare the policy in time.

Yours faithfully,

3.进口商致函出口商要求投保T.P.N.D.险 The importer is proposing the coverage of T.P.N.D.

Dear Sirs,

Our clients wrote to us yesterday, hoping that their goods were to be covered against T.P.N.D. during the transport. They said that cargoes under multi-modal transport were often lost during the transit and they had had many unhappy experiences during the past. So please quote your rates for FPA and T.P.N.D. as soon as possible.

Look forward to your early reply.

  1. 托运人接受保险公司的保险条件The shipper agrees to the terms of the insurance company

Dear Sirs,

The terms you quoted for our excavators are found to be acceptable.

Please arrange All Risks cover in the sum of US$ 118,000 CIF Yokohama for our shipment of 12 excavators to be shipped by S.S. Cosmic, which is destined for Yokohama within this month. The goods are marked “KD-CD-1-220”, now lying in our warehouse in Qingdao.

Please send the policy along with one certified copy not later than the 28 of this month, and charge the cost to the account of our branch office in Qingdao.

  1. 客户对雨季运输提出特别保险要求 The client is demanding special insurance arrangements during the rainy season

Dear Sirs,

Further to our letter of July 15, we want to emphasize that the consignment must be covered against F.W.R.D, because both the loading port and the unloading port is now experiencing a rainy season. We sustained a loss last summer due to the rainy weather, and we do not want to sustain another loss for the same reason.

Thank you for your cooperation.

  1. 保险公司同意承保并要求投保人支付保费 The insurance company agrees to cover and demands payment by the shipper

Gentlemen:

On your instructions dated August 18, we have insured your shipment of 2,000 sets of “Peony” Brand Color T.V. sets shipped at Qingdao by s.s. “Polaris”, sailing for Alexander on September 8th, as per the policy enclosed. Please pass $2,600 to our account for this policy.

Truly yours,

  1. 收货人因货物短量而向保险公司提出索赔 Shipper claiming against the insurer for a shortage

Dear Sirs,

Re: Contract No. 44522

The 500 M/Ts of chemical fertilizer under the above contract arrived safely at QingdaoPort yesterday but was found to be short-delivered.

On checking the ship’s draft by the local Commodity Inspection Corporation and after due deductions made, a short weight of 60 M/Ts was determined and certified as against the invoice weight of 500 M/Ts after deducting 2% allowance and moisture. As the goods are covered against All Risks in which the Risk of Shortage is included. We, therefore, have to lodge a claim on you for the short-weight, details of which will be found in the attached Inspection Certificate No. 213/99. We also enclosed a copy of the survey report issued by the port agencies. Please examine them and make due compensation for our loss.

Looking forward to your early reply.

  1. 保险公司拒绝收货人的索赔 Claims rejected by the insurance company

Dear Sirs,

Referring to your fax dated June 14, we have contacted our agency in Qingdao, and they have examined the cargo immediately upon receipt of your notice. They said that the packages of the fertilizer were all in good conditions and bore no sigh of being opened during the transit. It is obvious that the short weight was due to incorrect packing in the factory. In this case, we will have to ask you to lodge a claim against the exporter.