Promotional Contests of Chance – Customer Appreciation Day 2018

Official Rules

NO PURCHASE, TRANSACTION OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS PROMOTION

v Promotion Sponsor: This promotion and prize are sponsored solely by First Federal Savings & Loan Association (First Federal), 105 W. 8th Street, Port Angeles, WA 98362. www.ourfirstfed.com , (360)417-3204 or (800)800-1577,

v Who May Enter: You must be at least 18 years of age and be a legal resident of the United States and live in Washington State at the time of your entry. Full and part-time employees, Officers and Directors of First Federal ("Sponsor"), are not eligible to enter or win.

v Entry Procedures: NO ACTUAL PURCHASE OR TRANSACTION IS REQUIRED to enter. Winner need not be present to win but must prove eligibility. (Refer to “Who May Enter and Geographic Area Eligible”) The odds of winning are dependent on the number of entries and participants.

v Eligibility Dates: All eligible entries must be received by 6pm First Federal on February 9, 2018.

v Prize(s):

a)  Individuals who participate in any/all of the following activities will be entered into a $95 drawing. (5 total ways to win).

1.  Be a First Federal customer

2.  Visit a First Federal Branch

3.  Login to your Online Banking with First Federal

4.  Use an Interactive Teller Machine

5.  Use our hashtag #ourfirstfedCAD2018 on Facebook, Twitter, and/or Instagram

v How to Enter: NO PURCHASE, TRANSACTION OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS PROMOTION. Winner need not be present to win, but must prove eligibility. The odds of winning are dependent upon the number of entries. There are two (2) ways to enter.

i.  Visit and branch and enter the drawing. Any of the above #1- #5 activities must be completed by 6pm PT, Friday, February 9, 2018 in order to be eligible

ii.  Multiple entries are allowed

v Notification of Winner(s): Entrants need not be present at any First Federal Branch to win. First Federal is not responsible for, or liable for, any inaccuracy in any information supplied by an entrant. Winners will be selected at random and notified by Wednesday, February 14, 2018 using the contact information provided by the entrant. Winners must claim their prize within 2 business days after being notified.

v Geographic Area Eligible: Entrants must reside in Washington State at the time of eligible entry.

v Publicity Rights: First Federal will request, but is not entitled to, a signed “Permission and Release Form” allowing First

Federal to publically announce Prize winner and their name as well as share photos of winner with Prize via Facebook, Instagram, Twitter, YouTube and other social media platforms, www.ourfirstfed.com or other media channels.

v First Federal Mailing Address: Consumers may request a list of winners of prizes greater than $25 in value at: 105 W. 8th

Street, Port Angeles, WA 98362

v Tax Responsibility: Prize winner may be responsible for applicable state or federal taxes, determined by the cash value of the

Prize. First Federal will provide Prize winner with a 1099 form at the end of the current year as required by law.

Odds: The odds of winning a $95 dollar prize depend on the total number of eligible entries received on February 9th, 2018.

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