ABC Workshop Final Examination

(Circle the correct answer)

  1. What is the Author’s definition of Conservative Investing?
  2. A popular form of investing in the Red States.
  3. A modern fad that will pass away soon.
  4. It is core investing for the long haul.
  5. Something that cannot be fully understood.
  6. Buy and Hold is a key element of the ABC Model?
  7. True
  8. False
  9. A Charles Schwab Money Market Account would fall into which Asset Class in the ABC Model?
  10. Column A – Cash
  11. Column C – Risk
  12. Column B – Fixed Principal
  13. Both A and B
  14. B Assets in the ABC Model are Fixed Income Assets?
  15. False
  16. True
  17. I can’t remember
  18. Wall Street calls the risk or uncertainty associated with the entire market…
  19. Standard Deviation
  20. A Bear Market
  21. The Alpha and Beta factor
  22. Systematic Risk
  23. Which of the following assets would not be placed in Column B?
  24. Fixed Income Annuity
  25. Fixed Index Annuity
  26. Whole Life Cash Values
  27. Variable Annuity
  28. Which of the following statements is not true?
  29. Column A assets are liquid but have low returns
  30. Column B assets are partially liquid, protected and have medium returns
  31. Column C assets are usually liquid, and have the potential for higher returns as well as greater losses
  32. All of the above
  33. None of the above
  34. Which of the following Green Money Rules is not true?
  35. Guarantee a Stretch IRA
  36. Protect your Principal
  37. Retain your gains
  38. Guarantee income
  1. A Guaranteed Withdrawal Benefit allows you to
  2. Withdraw interest from a CD without penalty
  3. Withdraw tax-free money from an IRA
  4. Receive Social Security Benefits before age 62
  5. None of the above
  6. The two major types of investment markets are called…
  7. Lions and Tigers
  8. Cobra and Mongoose
  9. Bear and Bull
  10. Cat and Dog
  11. The “Roller-Coaster” refers to which of the following?
  12. Misery Index – the degree consumers feel awful
  13. Mad times – a volatility measure
  14. The shape of the markets over the last 15 years and how they have performed.
  15. None of the above
  16. All of the above
  17. Which of the following is not an FIA index crediting method?
  18. Annual Point to Point with a Cap
  19. Monthly Point to Point with a Cap
  20. Monthly Average with a Cap
  21. Fixed Interest Account
  22. The ABC Model works in a Bear Market because of what?
  23. It allows assets in column C to increase to offset inflation
  24. It keeps enough money in column A to always have enough cash
  25. It protects the principal of Column B assets in a falling market
  26. None of the above
  27. Bond principal is guaranteed?
  28. True
  29. False
  30. Which of the following best describes the Rule of 100
  31. The age in which you should not be invested in anything
  32. A rule of thumb to help determine how much of your assets should be invested in column C
  33. The percentage that Wall Street suggest that you have invested in column C
  34. I’m tired of answering these stupid questions
  35. Greed is Good is a fundamental principle of the ABCs of Conservative Investing?
  36. True
  37. False
  38. A Sherpa is…
  39. A fuzzy cartoon character
  40. A trusted guide
  41. A new type of car
  42. None of the above