Subject Line: Take the Next Step to a Brighter Future

[Directions: You can use this email to encourage employee participation in NS4RW. In the list of events at the bottom of the page, choose the events you wish to use, reorder them to fit your schedule and delete the ones you don’t need. Feel free to add your own, as well.]

Subject Line: Take the next step to a brighter future

Don’t forget that Sunday kicks off National Save for Retirement Week. Are you ready to start saving more for your future?

If you’re unsure about the need to enroll in your deferred compensation plan, you should consider this: Up to 1 in 5 employees won’t have enough income to pay expenses during retirement.

That’s right, up to 20 percent of today’s employees won’t have enough income to pay 100 percent of their financial needs during retirement.1

If you think you could be unprepared for retirement, we invite you to discuss your savings with your spouse. To help get the conversation started, we’ve provided a useful fact sheet on our website (link to nrsforu.com/ns4rw). Just visit to learn more about the importance of saving for your future.

The Week’s Events

Monday: It’s a great day to start saving for tomorrow. To help you get started, we have the tools to help you calculate your retirement needs. Just visit [link to retirement calculator pages] to learn more about saving for your future. The following calculators can help you start planning for a brighter future, today:

· Retirement Saving Calculator

· Pay Check Impact Calculator

· Future Value Calculator

· Payout Calculator

Tuesday: The best decisions are informed decisions. That’s why we’re inviting you to attend a lunch and learn workshop conducted by the retirement professionals from Nationwide. Learn how you can do more to better prepare for your future.

Wednesday: Join us for coffee and a roundtable discussion of the importance of saving more for retirement. Have your retirement questions ready. We’ll be discussing topics like deferred comp and open enrollment and we’ll be answering any questions you might have about saving for your future.

Thursday: Retirement is something we all have to plan for. That’s why we’re inviting everyone to visit the retirement zone we’ve set up in the (fill in the blank) where you can stop by and learn more about saving for your future. Pick up a brochure, talk over your plans with a peer and see what else you can learn

Friday: TGIF! To celebrate the end of a great week, we’re inviting everyone to attend the National Save for Retirement Week potluck. Bring your favorite dish, get together with your colleagues and take advantage of another opportunity to discuss one of the most important decisions you’ll make—saving for retirement.

Saturday: Now that you’ve had a chance to review the benefits of enrolling in your deferred compensation plan, it’s time to talk it over with your family. Plan a walk, a family meeting or discuss it over dinner. Remember, there’s no time like the present to start saving for your future.

Please contact me at (phone number) or find out more at 1-877-NRS-FORU (1-877-677-3678) or nrsforu.com/NS4RW.

1“Hewitt Study Reveals Widening Gap Between Retirement Needs and Employee Saving Behaviors”, Hewitt Associates, 2008

Retirement Specialists are registered representatives of Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation.

Nationwide, On Your Side and the Nationwide framemark are service marks of Nationwide Mutual Insurance Company.

Investing involves risk including possible loss of principal.

NRE-0270M1 (06/10)