2nd MP - Ms. Bolger’s Fin Lit Schedule 2013-2014

Text web site:

http://www.hsfpp.org/

Grades:

50% Tests and Quizzes

20% Projects

15% Homework

15% Class Participation

Week of November 11, 2013

·  Mon

o  Plan a web site using Google Sites to engage and inform an audience of 7th and 8th graders.

o  Determine each individual’s responsibility for personal actions and contributions to the group web site.

o  Create a home page introducing Financial Literacy

o  Connect a section for Budgeting

o  Other sections will be added throughout the year.

·  Tues- What is credit? How do I get it? How do I use it wisely?

1.  Use the Unit 2 booklet: Borrowing - to answer the questions above

2.  Complete the quiz at: http://money.howstuffworks.com/personal-finance/debt-management/credit-score-quiz.htm

3.  Question: Is Credit good or bad?

4.  PPT Visual – See PowerPoint for Credit on the O-drive

5.  Complete all the assignments in the booklet.

o  Wed – Go over how to manage credit responsibly, advantages, disadvantages, see Credit PowerPoint on the O-drive

Bite Club: Can you run a successful club with minimal debt? 10 minutes

http://financialentertainment.org/play/biteclub.html

Homework – Complete the booklet for BORROWING, if you didn’t do it yesterday.

·  Thurs- Credit Card Apps

·  Fri – Partner Project

HW: Video on HOW to Create a Google Site

http://www.youtube.com/watch?v=pO6FqZaQWp4&feature=fvwrel

Week of 11/18 – DO NOW – Gen I Revolution-Mission 5-Credit (Due this Friday)

Monday
·  Learn how to manage credit responsibly
·  Compare the advantages and disadvantages of using credit
·  Describe & calculate interest and fees that are applied to various
forms of spending and debt / ·  Excel PMT Formula
·  Brainstorm: Reasons people borrow money
·  Search the web for tips on using credit
·  (Extra time? How is your Google Site coming along?)
·  Emergency Fund – Budget?
·  Closure/Study Links/HW: 4 Videos by Wells Fargo (includes Spanish versions)
http://www.youtube.com/playlist?list=PL8215AC258FD80102
·  HW: Due Fri 11/22 Gen I Revolution – Mission 5 Credit
Tuesday
·  Recognize the techniques and effects of deceptive advertising.
·  Make informed purchasing decisions
Wednesday
·  Describe & calculate interest and fees that
are applied to various forms of spending and debt
·  Process and apply financial knowledge to complete a shopping budget. / Intro:
·  http://www.youtube.com/watch?v=h6t3lSlMHkQ
·  http://www.youtube.com/watch?v=QGdxXc2hzeM
·  http://www.huffingtonpost.com/2013/05/07/false-advertising-16-deals-that-arent-really-deals_n_3193440.html
Activity
·  Students will share: their previous Black Friday shopping experiences.
·  Students will research & share news stories related to Black Friday.
·  Loss leader?
·  Bait and Switch?
·  Research tips for informed shopping decisions.
·  Create a mini poster of tips
Closure
·  Tip List created for informed shopping decisions (Google Groups)
Homework
·  Watch the news, daily, for Black Friday and Cyber Monday information
·  What is Small Business Saturday?
·  Gen I Revolution – Mission 5 – Credit
http://www.youtube.com/watch?v=05kOy0l5qX8
http://www.youtube.com/watch?v=FL5GrngIbvI
http://www.youtube.com/watch?v=QpZf1poaJpc
·  How much does the average person spend on holiday shopping?
·  How much did you allow in your budget for gifts?
·  The 4 C’s of Getting OUT of Credit Card Debt http://abcnews.go.com/GMA/MellodyHobson/story?id=128081&page=1
·  Create a holiday budget sheet
Chandoo:
http://chandoo.org/wp/2011/11/23/christmas-shopping-list-template/
HW - www.genirevolution.org Debt Calculator in Mission 5 – due Friday!
Thursday
Compare and decide on a mortgage / Are you ready to buy a house?
$12,000 in Florida?
http://www.youtube.com/watch?v=GTTczC27fko
Or $1 million in NYC
www.hgtv.com:
http://www.hgtv.com/video/first-time-nyc-buyer-on-budget-video/index.html
www.realtor.com, www.zillow.com, www.trulia.com and
www.Bankrate.com current fixed mortgage rates.
Compare later to Adjustable and measure the risks
Friday / Continue mortgages
How much can you afford?
http://cgi.money.cnn.com/tools/houseafford/houseafford.html
Calculate a monthly payment for the house you choose.
http://www.bloomberg.com/personal-finance/calculators/mortgage/
How long will it take you to save 20%?
How much are the taxes?
Are there condo fees?
Gen I Revolution - Mission 5 - due TODAY!!!!!!!
Week of 11/25/13
Participate in online strategy and planning sessions for course-based, projects
Wk of 12/9/13
Wk of 12/16/13 / Homework this week:
Apartment Section – 10 HW Points
Buying a Car Section – 10 HW Points
Getting a Credit Card Section – Quiz Grade
Knowledge Matters – Virtual Business - Personal Finance: http://www.knowledgematters.com/business-simulations/virtual-business-personal-finance/
Forgot your login? Use:
·  Period 1 Code: Course Key:SS8NH4
·  Period 5 Code: Course Key:EJ2VG3
·  Period 7 Code: Course Key:WW6VW3
See BOTH, the schedule on my web page and this one!
Delayed openings and snow days
Virtual Business – Personal Finance – FIXING YOUR CREDIT – accepted until Friday, 12/13/13.
Partner Project – Google Site – Home page and Budgeting page(s) – accepted until Friday, 12/13/13.
Determine reasons for the increase of identity theft worldwide and evaluate the extent to which victims of identity theft are successful in fully restoring their personal identities.
Watch:
http://www.youtube.com/watch?v=PIFkQfI-SOg
Read:
Use article: Booz Allen Releases Annual Cyber Security Trends for 2014 –
http://finance.yahoo.com/news/booz-allen-says-cyber-attacks-153600722.html
Answer:
How does this article affect our credit habits?
Which careers are involved and growing in this article?
Read:
On the O-drive
Understanding Your Fico Score
Credit Scores: The SATs of Adulthood
Tues – Go over all from yesterday
http://www.youtube.com/watch?v=PxYZ8q9GfuA
• Use letter from the SBOE and BCBS NJ
• Make a credit/identity safety plan
Wed – Complete your Identity Protection Plan
http://www.youtube.com/watch?v=IdJYx1O28lk
http://www.youtube.com/watch?v=zXKo8mgHUtQ
http://www.youtube.com/watch?v=zXWzVF24xAk&list=PL5-zeZxOEiMuRadGhYIReuMtbsBCNmW2-
http://www.youtube.com/watch?v=_dJX7ooq-mw
http://www.youtube.com/watch?v=IdJYx1O28lk
Thurs – Google sites – Partner Project continues add CREDIT and DEBT pages – make sure to have a page on Identity Theft and what to do about it. (4 page total on Credit Section)
Checkout all the topics here: http://www.lifelock.com/education/identity-theft-news/
Fri
·  Best of Videos from project “finds”
o  Retro (Found by Nick B. and Alex G. Per 5) http://www.youtube.com/watch?v=hUxttPh7_XQ
o  Budget Rap (found by John T. and Spenser B.) https://sites.google.com/a/somervilleschools.org/5-boucher-tavares/home/budgeting
o  PYF Rap (Found by Mark M. and Josh W. Per 5)
http://www.youtube.com/watch?v=loPmqPYPX8k
·  Credit Project Time
·  Bite Club http://financialentertainment.org/play/biteclub.html
2014
CREDIT TEST – TUESDAY, January 7th
Last after-school days for 2nd MP
·  January 6th
·  January 13th
Thursday, January 2nd / Pursue an activity related to career preparation, such as applying for a (student) loan
http://www.whatsmyscore.org/estimator/
Use the site above for a credit score estimator and student loan information.
Project time (Credit Web site due Jan 13th)
CREDIT TEST – TUESDAY, January 7th
Last after-school days for 2nd MP
·  January 6th
·  January 13th
Monday, January 6th / Test changed to Wednesday, January 8th
Understand bankruptcy
http://www.practicalmoneyskills.com/foreducators/econ101/201004_bankruptcy.php
http://www.bankruptcyinformation.com/services.html
1.  How does credit relate to bankruptcy?
2.  Create a graphic organizer showing the types of personal bankruptcy and the differences.
3.  Correct mistakes on Credit Report – Can you write a letter?
Use Assignments 4-2, 3 & 4
Project time (Credit Web site due Jan 13th)
CREDIT TEST – Wednesday, January 8th
Last after-school days for 2nd MP
·  January 6th
·  January 13th
Tuesday, 1/7/14 / Create a plan to handle Credit (grade)
Individual Assignment
Check-out the following links:
Student Loans: http://www.studentloanborrowerassistance.org/
Consumer Protection:
http://www.consumer.ftc.gov/
Credit Scores:
http://www.hsfpp.org/Portals/Teacher/Documents/Articles/HSFPP_Article_Credit_mar2011.pdf
Wednesday. 1/8/14 / Last Credit Test/Quiz
Thursday, 1/9/14 / Financial Services
Friday, 1/10/14 / Partner Project – Due Monday, 1/13/14

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Week of 1/13/14

o  Develop web pages using Google Sites to engage and inform an audience.

o  Assess different types of banking services and savings institutions

o  Research and compare the fees banks charge for various services

o  Analyze the relative value and importance of different

o  bank services

o  Explore different payroll deductions

o  Analyze employer-sponsored savings programs

o  Learn about annual tax returns

o  Learn the pros and cons of savings and investing strategies

o  Exercise skills needed for saving and investing

o  Examine how saving and investing is part of financial well-being

o  Describe and calculate interest and fees that are applied to various forms of spending, debt, and saving.

o  Review Check register

Assignments:

·  Handout 12

·  Handout 13

·  Read/Study BOTH Financial Services online texts

·  www.cashcourse.org – Banking Section

·  http://www.gcflearnfree.org/moneybasics/6 - Checking

·  Due Fri – Virtual Business-Personal Finance “Online Banking”

·  Due next Wed – Virtual Business-Personal Finance “Buying a House”

______

Week of 1/20/13

Mon – No School

Tues – Study Guide and begin MT Project

Wed – Project

Due today - Virtual Business-Personal Finance “Buying a House”

Thur – Last day for Project

Due today – MT Project Section One

Fri – Study Guide

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