Notes: How to Earn Money
After high school, what are your options?
What is the difference between community college, college, & university?
Community College / College / UniversityWhat are ways you can volunteer after high school?
PeaceCorps / AmeriCorps / SeniorCorpsWhat is the difference between these degrees?
Associate’s Degree / Bachelor’s Degree / Master’s Degree / Doctoral DegreeLicensure:
Reflect: How does education influence employment?
Notes on Getting a Job:
Entrepreneurship:
How do you fill out a deposit slip?
Other Miscellaneous Notes:
Notes: How to Spend Money
Side note: What’s the difference between rent & mortgage?
Fixed Costs / Variable CostsDefinition:
Examples: / Definition:
Examples:
The key to a budget is for
Personal Income / Disposable Personal IncomeExamples:
Taxes
SocialSecurity:Medicare:
Notes: How to Pay for Expenses
What are 3 ways to pay for expenditures?
1.2.3.4.
Define Automated Transaction:
How to write a check:
Different Meanings of the Word “CREDIT”
Credit to an Account / Credit Card / Credit ScoreGood Debt / Bad Debt
If you have debt, how should you manage it?
Reflect: What are the benefits/disadvantages of buying instead of renting a home?
What does it mean to “bounce a check?”
Creditscore:
Average CreditScore:
Credit is based on:
1 / 2 / 3 / 4 / 5How do you start building credit?
Reflect: Why is it important to establish a good credit score?
What is bankruptcy?
What is foreclosure?
True or False?
1.Credit cards are accepted as cash bystores.
2.Most credit cards have a creditlimit.
3.If I pay my credit card in full by the due date, I will not owe anyinterest.
4.There is no penalty if I pay my balance after the duedate.
5.If I pay the minimum monthly payment, then I won’t owe anyinterest.
6.My credit report contains information on bills I have notpaid.
Notes: How to Save Money
Reflect: When should you start saving?
Ways to Save:
1.
2.
3.
4.
5.
6.
Draw a diagram explain how stock works.
Protect Your Investments
Types of Insurance:
Types of Fraud:
Reflect: How can you protect yourself against fraud?