Financial Literacy
Mrs. P. T. Johnson Burke County High School Room 502
Instructor
Syllabus
Course Description:
How money smart are you? Step into this course specifically designed for high school students to understand the importance of the financial world, including planning and managing money wisely. Areas of study taught through application in personal finance include sources of income, budgeting, banking, consumer credit, credit laws and rights, personal bankruptcy, insurance, spending, taxes, investment strategies, savings accounts, mutual funds and the stock market, buying a vehicle, and living independently. Based on the hands-on skills and knowledge applied in this course, students will develop financial goals, and create realistic and measurable objectives to be MONEY SMART! Through project-based learning activities and tasks, students will apply mathematical concepts in realistic scenarios and will actively engage by applying the mathematics necessary to make informed decisions related to personal finance. Financial Literacy places great emphasis on problem solving, reasoning, representing, connecting and communicating financial data.Various forms of technologies and internet research will be highlighted to expose students to the resources available when managing personal financial goals. Employability skills are integrated into activities, tasks, and projects throughout the course standards to demonstrate the skills required by business and industry.
Competencies in the co-curricular student organization, Future Business Leaders of America (FBLA), are integral components of both the employability skills standards and content standards for this course.
Financial Literacy
Mrs. P. T. Johnson Burke County High School Room 502
Instructor
Syllabus
Classroom Management Plan:
Financial Literacy
Mrs. P. T. Johnson Burke County High School Room 502
Instructor
Syllabus
· Respect and safely operate and use equipment
· Respect self peers and instructor at all times
· Listen, follow directions
· Be in assigned seat when the bell rings
· NO eating or drinking
· Academic Honesty: Anyone who plagiarizes or cheat in this class will be reported to the appropriate principal and will receive a “ZERO” for the assignment.
· Hand in assignment(s) on time
Financial Literacy
Mrs. P. T. Johnson Burke County High School Room 502
Instructor
Syllabus
First Offense: Verbal reprimand; brief private conference with the student and a telephone call to the parent or guardian. Documentation made in my Anecdotal Record.
Second Offense: Assign to ISD. Make a telephone call to the parent or guardian. Request a Parent Conference. Documentation made in my Anecdotal Record.
Third Offense: A discipline referral will be written and the student will be sent to his or her assigned assistant principal. Students who misuse or abuse the computers, textbooks and other peripherals will be held responsible for replacement. Follow Bear Facts policies and guidelines.
Grading Policy
Formative Assessment 45%
Summative Assessment 55%
Note: Assessments for this class will be given on
Tuesday, Wednesdays, or Thursday.
Makeup Work: Make Up Assignments
It is the responsibility of the student to:
· Must be made up within 3-days after returning to school
· Each day after will result in the deduction of 10 points 1st day, 20 points 2nd dat.
The lab will be open before and after school for makeup work and remediation until 4:15 p.m.
Meet All Deadlines
Materials Needed:
Blue or Black pen and #2 Pencil - NO pastels or red
1 Notebook Folder w/3 prongs
1 Notebook Paper
20.00 is required for Future Business Leaders of America
membership and activities to include State and Local Dues and a Chapter T-shirt. Payments can be made in increments.
All students are strongly encouraged to participate in co-curricular
activities as related to FBLA. For more information, please go to
www.georgiafbla.org or www.fbla.org .
Material on this syllabus is subject to change due to time constraints, other unavoidable circumstances, or remediation/acceleration.
I have read the above syllabus and understand the content and requirements for the semester in Financial Literacy. I understand that this syllabus is to be kept in the front of my notebook after my parents sign it.
______
Student Signature Date
______
Parent Signature Date
______
Teacher Signature Date received
Resources:
Password to get onto computers at the Login: HSBUS
Student#______Password ______
www.careercruising.com Username: burkecounty Password: bears
www.edmodo.com Username:______Password: ______
www.augustachronicle.org Username: ______Password: ______
COURSE OUTLINE
First Nine Weeks Grading Period
GPS: FIN-FL-1 Demonstrate employability skills required by business and industry.
FIN-FL-12 Explore how related student organizations are integral parts of career and technology education courses through leadership development, school and community service projects, entrepreneurship development, and competitive events.
· FBLA (Future Business Leaders of America) and Leadership Development
· Career Planning
· Communication Skills
· Work Readiness
· Team Work Skills
· Professional Image
GPS: FIN-FL-2 Identify various forms of income, and analyze and evaluate factors that affect income as a part of the career decision-making process.
· Workplace Schedules
· Compute Payrolls
· Forms of Work Salary Payments
· Identify Benefits Optional
GPS: FIN-FL-3 Analyze taxes in the United States and evaluate the effect on personal income.
· Define Basic Tax Terminology
· Prepare Federal Tax Forms EZ1040 and 1040
· Use and read graphs
GPS: FIN-FL-4 Develop and evaluate a spending and savings plan while applying rational decision making to personal spending and saving choices.
· Applying Personal Financial Decision
· Spending and Investing
· Identifying types of Savings Plans
· Types of Financial Banking Institutions
·
GPS: FIN-FL-5 Analyze checking accounts and other banking services and explain how financial institutions channel funds from savers to investors.
· Identify types of Checking Accounts
· Prepare Checking and Deposits
· Types of Credit Cards
· Calculate Percentages, Ratios
·
GPS: FIN-FL-6 Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of using credit.
· Advantages and Disadvantages of Credit
· Credit Scores, Credit Report
· Consumer Protection Laws
2nd Nine Weeks Grading Period
GPS: FIN-FL-7 Evaluate savings and investment options to meet short- and long-term goals.
· Purpose of Retirement Planning
· Invest Options
· Types of Retirements
· Demonstrate and Predict a Model pertaining to Investments
GPS: FIN-FL-8 Analyze laws and options available to consumers for protection from deceptive or unfair business practices.
· Fraudulent Practices
· Decision Making Consumer Options
· Federal Trade Commissioner
GPS: FIN-FL-9 Evaluate how to help deter, detect, and defend against identify theft.
· Common ways ID Theft happens
· Safeguard Information
· Ways to help Prevent ID Theft
·
GPS: FIN-FL-10 Evaluate various consumer loan options and analyze factors that affect lending decisions.
· Describe types of Loans (Student, Auto, Home)
· Components used to Calculate Loans (Principle, Interest, Term)
· Apply Fractions, Percentage, Ratios
·
GPS: FL-11 Explain the principles of risk management and insurance as a strategy to protect against financial loss
· concept of risk and probability
· Describe Types of Insurances
· Cost of Insurance Coverages
· Responsibilities of insured Co-payment, Deductibles, Premium
· Medicare and Medicaid (COBRA)
· Role of Social Security
· Role of Worker’s Compensation
GPS: FIN-FL-12 Explore how related student organizations are integral parts of career and technology education courses through leadership development, school and community service projects, entrepreneurship development, and competitive events.
· FBLA (Future Business Leaders of America) and Leadership Development