PERSONNEL TRAINING CENTRE, JODHPUR

Withdrawal/ Advances from Provident Fund

Q. No. 1 / What is the eligibility limit for grant of final withdrawal from SRPF for purchase of Motor Car?
Ans. / Pay in Pay band Rs. 19530/- or more per month. Authority : Para 2 of RBE No. 183/2009
Q. No. 2 / What is the eligibility limit for grant of final withdrawal from SRPF for purchase of Motor Cycle/ Scooter?
Ans. / Pay in Pay band Rs. 8560/- or more per month. Authority : Para 2 of RBE No. 183/2009
Q. No. 3 / What is the eligibility limit for grant of final withdrawal from SRPF for purchase of Moped?
Ans. / Pay in Pay band below Rs. 8560/- per month. Authority : Para 2 of RBE No. 183/2009
Q. No. 4 / When will a railway servant be eligible for grant of final withdrawal from SRPF?
Ans . / After Completion of 15 years service. Authority LNo. F(E) 111/2002/PF-1/1 dated 27.2.96
Q. No. 5 / How much amount on final withdrawal can be granted to a Railway Servant for self illness from SRPF?
Ans / Amount equal to six months pay or half of balance ,which ever is less. In spl. Case upto 75% of the amount standing to credit of PF Account. Authority : RBE 188/05
Authority : IREC – I edition 1985 Para 925 (5)(a)
Q. No. 6 / How many months in advance withdrawal may be allowed to Railway servant from SRPF for the purpose marriage of his daughter ?
Ans / Three months preceding the month in which marriage actually takes place / 06 months pay.
Authority: Para 925 (3) (d) of IREC Vol. I 1989 & RBE 188/05)
Q. No. 7 / How much maximum amount on final withdrawal can be granted to a Railway Servant for the purpose of his/her daughter’s marriage in a special case from SRPF?
Ans. / Amount equal to 15 months pay Authority : RBE 188/2005
Q. No. 8 / How much maximum amount on final withdrawal can be granted to a Railway Servant for the purpose of his/her son’s marriage in a special case from SRPF?
Ans / Amount equal to 6 months pay Authority : RBE 188/2005
Q. No. 9 / How much amount can be withdrawn by a Railway Servant for the purpose of pilgrimage from SRPF?
Ans / Amount equal to 3 months pay or half of balance ,which ever is less
Authority : Authority : RBE 198/2006
Q. No. 10 / How much amount can be withdrawn by a Railway Servant for purchase of washing machine, Tele vision and VCR from SRPF?
Ans / Amount equal to 3 months pay or half of balance ,which ever is less
Authority : RB No. F(E) 111/2002/PF1/1 dated 27.2.1996
Q. No. 11 / Whether amount withdrawn by a Railway Servant for purpose of educational expenses of his/her children from SRPF is refundable ?
Ans / No Authority : Para 923 (4) of IREC Vol. I 1989
Q. No. 12 / Advance/withdrawal from SRPF for educational purpose may be permitted twice in a finance year.
Ans. / Yes. Authority: Para 923 ( 4) (b) of IREC Vol I 1989.
Q. No. 13 / Whether withdrawal from SRPF for self marriage of a Railway servant is permissible?
Ans / Yes. Authority : Para 923 (3) (a) of IREC Vol. I 1989
Q. No. 14 / How much amount can be withdrawn by a Railway Servant in the retiring year (six months before retirement) from SRPF in special circumstances ?
Ans / 90 % of amount in his account and interest there on.
Authority: Para 940 of IREC Vol. I 1989 & RBE 176/90)
Q. No. 15 / Whether advance to a Railway Servant for visiting a place of pilgrimage out of India from SRPF is permissible?
Ans / Yes, Authority : Authority : RBE 198/2006

True/ False

Q. No. 16 / Advance from SRPF for more than one account are not sanctioned simultaneously.
Authority: Para 923 (d) of IREC Vol. I 1989) / True
Q. No. 17 / A new advance from SRPF should not be granted until at least 60% of last advance has been repaid. Authority: Para 923 (e) of IREC Vol. I 1989) / False
Q. No. 18 / Advance/withdrawal from SRPF can be sanctioned to railway servant for engagement and marriage separately treating as two different occasions.
Authority: Rly Bd letter No. F(E)/III/2001/P.F. I/I dated 26.2.2001 (RBE 41/2001) / True.
Q. No. 19 / Advance/withdrawal from SRPF for educational purpose may be permitted thrice in a finance year. Authority: Para 923 ( 4) (b) of IREC Vol I 1989. (RBE 188/05) / False

Fill in the Blanks

Q. No.20 / SRPF Rules not applicable on those Railway employees who are appointed after………..
Ans / (A) 01.01.2004 (B) 01.01.2006 (Authority: RBE NO. 226/2003 & 31/09)
Q. No.21 / Advance/ withdrawal from SRPF have been applied for notmore than ………..after the event.
Ans / (A)3 months (B) 6 months (Authority: Para 923 of IREC Vol. I 1989)
Q. No. 22 / ……. before retirement of Railway employee, deduction under SRPF is discontinued?
Ans. / (A)1 month (B) 3 months
Q. No. 23 / Provisions regarding Advance/withdrawal from Provident fund have been laid down in………
( A) IREC Vol I ( B) I R E C Vol. II Authority: IREC Vol.I Edition 1989