Month 5
Topic – Top ten ways for employees to get the most out of their benefits
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Ten hot tips to get all you can from your health plan
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Are you squeezing every last drop out of your health benefits? Let’s find out …
Ten great ways to get the most out of your Anthem health plan
1. Use your preventive care benefits (like screenings and shots). There’s no extra cost and no copay when you see an in-network doctor for preventive care.
2. Choose doctors, hospitals and pharmacies in your plan’s network. You’ll usually pay less when you go to health care providers that are in Anthem’s network. Keep in mind that if you use providers that aren’t in the network, you won’t get the negotiated lower cost. That means your bill could be much higher than if you stayed in network, and you may have to pay more out of your own pocket!
3. Use LiveHealth Online. If you’re too sick or feeling tired, or you’re at the office or on the go, you can see a network provider without stepping foot in his or her office. Just grab a laptop with a webcam, tablet or smartphone and have a doctor visit online! Find out more here.
4. Check out anthem.com. Learn about health and wellness programs and tools that can help keep you healthy and save money. You can find in-network doctors and hospitals with the highest-quality ratings for a certain procedure or condition. Just register and then log in to use the site.
5. Download Anthem’s mobile app. Find a doctor, hospital, urgent care center or pharmacy, and get directions from where you are. You’ll even have a virtual member ID card with you, wherever you go. Just search for Anthem Blue Cross and Blue Shield in your app store. To use the mobile app, you must register on Anthem’s secure member site and have a username and password.
6. Use emergency rooms only for real emergencies. When you need care right away, but it’s not an emergency, try urgent care centers or walk-in clinics. You may save time and money. Learn more here. If you’re not sure where to go for care, call Anthem’s 24/7 NurseLine at the number on your member ID card.
7. Switch to generic drugs. Ask your doctor if there’s a generic form of any drug you take to see if it’s right for you. The amount you can save may surprise you!
8. Use Anthem’s home delivery pharmacy for medicine you take on a regular basis. Your monthly medicine will be mailed to your home. Talk about convenient! And you may save money on a 90-day supply through home delivery.
9. Do something smart to improve your health. Go to the Health and Wellness page at anthem.com for lots of helpful tips on things like quitting smoking, healthy eating, exercising and more.
10. Learn about the discounts that are waiting for you through SpecialOffersSM! Go to anthem.com/specialoffers to see how you can save on things like fitness center memberships, Jenny Craig®, 1-800 CONTACTS®, Beltone and more!
To find out more on how to get the most out of your benefits, go to anthem.com or call Anthem Member Services at the number on your ID card.
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