Date

Benefits Administrator Name

CT 51+ Group Name

Address

City, StateZIP

Dear<Benefits Administrator Name>,

We are writing as a follow-up to the letter we sent you in December regarding your current Health Net plan. By now, you should have received renewal materials from Health Net with information about your coverage options for the upcoming year. We would like to provide you with additional information about UnitedHealthcare and our Oxford1 products, should you decide to change your coverage.

If you are satisfied with your current Health Net plan, it will stay in effect until your next renewal and you will continue to receive the same service levels as you do today. However, we encourage you to make the move to UnitedHealthcare, and our Oxford products now. To make your transition easy, we will not require any member enrollment forms, binder checks or tax documentation to enroll in an Oxford plan. It’s that smooth! Plus, brokers are being trained on this process so they may answer your questions and help guide you in this process.

Benefits to enrolling in an Oxford plan

  • Robust local provider network: Freedom Network

-Freedom Network (CT, NY, NJ): More than 83,000 providers; 124,000 office locations; over 200 hospitals2

  • 96% physician match to the Health Net Advantage Platinum Network in CT, NY and NJ based on a comparison of PCPs, OB/GYNs and specialists3
  • Plus, our Freedom Network provides an additional 9,300 physicians and 24 more hospitals3
  • Transitional care for members with a physician who is not currently contracted within our network
  • Seamless access to a national network of over 617,000 physicians and 5,010 hospitals for most plans4
  • Access to our Premium designated enhanced provider search tool
  • Wellness programs featuring confidential online health assessment and health coach programs for members at no additional charge. Additional incentive programs are available for members who engage in healthy behaviors.
  • Ability for members to print temporary ID cards online at

Proven track record

  • High employer retention – over 16,000 businesses have stayed with our Oxford products for more than 10 years.5
  • UnitedHealthcare was ranked “2009 Best Health Plan Provider” by the Business Insurance Readers Choice Awards this year and four of the five years since the awards were created in 2005.6

How can we help you?

We want to do everything possible to help ensurethat your needs are met and this process is easy for you. If you have
any questions or just want to discuss your options, please contact your broker, call me directly at insert telephone number,or send me an e-mail at insert e-mail address.No question is too large or too small.We are also in the process of developing a customWeb site, where we will post more information. We look forward to serving you and your employees, and sharingall that UnitedHealthcare and our Oxford products have to offer.

Sincerely,

Sales Representative Name>

1Oxford Health Plans LLC. Oxford HMO products are underwritten by Oxford Health Plans (CT), Inc. Oxford insurance products are underwrittenby Oxford Health Insurance, Inc.

2As of December 2009; represents all participating providers except ancillary providers. Dental and complementary and alternative medicine providers are included (~6% of the
total without chiropractors, who are considered specialists). Providers who are multiple boarded are counted multiple times.

3August 2009 comparison of primary care physicians (PCPs), OB/GYNs and specialists.All analysis is based offof the provider’s primary ID. March 2010 comparison of acute care
facilities (excludes free-standing mental health/alcohol/drug rehabilitation facilities and physician rehabilitation facilities).

4December 2009 UnitedHealth Networksnational network statistics. Not available with the Liberty HMO product in New York or with the following Connecticut plans: HMO/Freedom
Network, HMO Select/Freedom Network, Freedom Plan® LaurelSMHMO and Freedom Plan®HMO Laurel SelectSM.

5July 2009 data.

6November 2009 data, based on readers’ votes for commercial insurance industry companies that they believe offer the best overall combination of quality, value, service, and innovation.

CT-10-201(CT large group 51+) 10306 Rev 1