SUMMARY OF BENEFITS AVAILABLE TO JOURNEY HEALTH AND BEACON LIGHT

PAID TIME OFF (PTO): Eligible employees hired on or after 07/01/2009 are eligible for the following PTO time:

0–4 Years / 5–9 Years / 10–14 Years / 15–19 Years / 20 Years or More
Support / 13 / 13 / 18 / 20 / 25
Residential Direct Care / 13 / 13 / 18 / 20 / 25
Professional / 18 / 18 / 24 / 25 / 25
Teacher – 9 Months / 13.50 / 13.50 / 18 / 18.75 / 18.75
Teacher – 10 Months / 15 / 15 / 20 / 20.83 / 20.83
Eligible Part-time Employees / 4 / 4 / 6 / 8 / 10

PAID HOLIDAYS: The agency currently offers 9 paid holidays: New Years Day, President’s Day, Easter, Memorial Day, Independence Day, Labor Day, Columbus Day, Thanksgiving and Christmas Day.

MEDICAL INSURANCE: Costs for insurance are deducted at a pre-tax basis. Health coverage is available to all full time employees. Part-time employees who average 30 or more hours per week are also eligible for coverage.

DENTAL INSURANCE: Annual deductible per person is $50 and per family is $100. Covers 100% of Diagnostic and Preventative Care. See available literature for in depth coverage information.

VISION INSURANCE: No deductible. Covers an exam and lenses yearly, frames every 2 years or contacts in lieu of glasses. See available literature for in depth coverage information.

LIFE AND AD&D COVERAGE: Provided at no cost to full time employees. Benefit amount is twice employee’s annual salary.

LONG TERM DISABILITY: Provided at no cost to all full time employees. Benefit is 60% of employee’s salary after 180 day waiting period.

AFLAC COVERAGE: Optional insurance benefits are available to full-time employees and their families. Included are: Short Term Disability, Cancer/Intensive Care, Accident & Sickness. These are optional and the employee is responsible for the full cost. Premiums paid through payroll deduction on pre-tax basis under Section 125 of the IRS Code.

FLEXIBLE SPENDING ACCOUNT: This plan offers opportunity to set aside pre-tax dollars to use for medical and childcare expenses not covered by other insurance.

RETIREMENT PLAN: The agency offers all eligible employees (see Summary Plan Description for eligibility requirements) with the option to establish a Tax Deferred Annuity Pension Plan (403B). Refer to Summary Plan Description of the 403b for more information.

CREDIT UNION: Our agency is affiliated with the following Credit Unions: Mountain Laurel Federal Credit Union offices located in St. Mary’s, Emporium, Bradford, Warren, and Kane. Visions Credit Union located in Towanda, PA. Central Keystone Credit Union located in Sunbury, PA.

VERIZON WIRELESS DISCOUNT: Employees of the agency who provide Verizon Wireless with proof of their employment, will receive a discount on their personal wireless bill.

PUBLIC SERVICE LOAN FORGIVENESS: Journey Health System and Beacon Light companies are non-profit agencies. This could qualify you for student loan public forgiveness. For more information-please contact the Department of Education.

EDUCATION BENEFIT: Any full-time employee who has been with the agency at least twelve months is eligible to apply for an educational loan from the agency. Please refer to the Human Resources Policy and Procedure Manual for more information.