INSTRUCTIONS FOR ALTA ENDORSEMENT FORM 18.1-06

MULTIPLE TAX PARCEL

PURPOSE OF ENDORSEMENT

The ALTA 18.1-06 Multiple Tax Parcel Endorsement is used when the Land is comprised of more than one tax parcel. This particular form requires the designation in the endorsement of each separate tax parcel by tax identification number. The endorsement insures against loss resulting when any one of the parcels designated in the endorsement is not assessed for real estate taxes under the listed tax identification number or if any of the tax identification numbers are associated with additional land.

This endorsement also covers loss resulting when an easement appurtenant to the Land (that is when the easement is included in the description of the insured property) is cut off or disturbed by the nonpayment of the real estate taxes and assessments imposed on the servient estate by a governmental entity.

UNDERWRITING REQUIREMENTS

Review the municipal tax assessor's records to determine that:

Each property described in the Property Description is assessed and taxed as a separate tax parcel under the corresponding tax identification numberlisted in numbered paragraph 1 of the endorsement;

Any tax identification number listed is associated only with its corresponding tax parcel designated in the endorsement and is not associated with other additional land; and

Where the Land includes an appurtenant easement over a servient parcel, confirm that all taxes are current on the servient parcel or taxes were current when the easement was granted, if the grant of the easement is recent.

Please contact a member of CATIC's underwriting staff if there are questions about the issuance of this endorsement.

MULTIPLE TAX PARCEL ENDORSEMENT

Attached to and made a part of Policy No.

The Company insures against loss or damage sustained by the Insured by reason of:

1.those portions of the Land identified below not being assessed for real estate taxes under the listed tax identification numbers or those tax identification numbers including any additional land:

Parcel:Tax Identification Numbers:

2.the easements, if any, described in Schedule A being cut off or disturbed by the nonpayment of real estate taxes, assessments or other charges imposed on the servient estate by a governmental authority.

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements to it.

/ CATIC
By

JAMES M. CZAPIGA, PRESIDENT

ALTA Endorsement 18.1-06 – Multiple Tax Parcel (6/17/06)