To:All League Member Credit Unions

Date:November 11, 2015

To:All League Member Credit Unions

In Asset Category One

Attention: CEO or Manager

From:Windy Campbell, Secretary

Subject:Nomination of Director Candidatesfor

2016-2019 Term for Asset Category One

In Each of the 6 Regions

Nominations due January 11, 2016

In accordance with the Cornerstone Credit Union League (“League”) Bylaws, Article VI, Section 4 (a) and (b), and the Policies and Procedures established by the Board of Directors, as a member of the League in Asset Category One, you have the right to nominate one League director candidate within your credit union’s region and asset categorybased on your credit union’s total assets on June 30, 2015, as reported to your regulatory agency. Below is the Asset Category for Asset Category One and the current director whose term is expiring for each Region:

• Region 1, 2, 3 & 6 (TX) – Assets less than $50 million

James Tuggle, Transtar FCU – Region 1

Carol Murray, Express-News FCU – Region 2

Nancy Croix Stroud, First Class American CU – Region 3

Suzanne Chism, Texas Health Resources CU – Region 6

• Region 4 (OK) – Assets less than $50 million

Jason Boesch, Energize CU

• Region 5 (AR) – Assets less than $35 million

Linda Stanton, Union Pacific of Arkansas FCU

Eligibility

To becomean eligible candidate as a League director, the individual must be:

(1)either senior level management staff or an elected or appointed official of the member credit union which he/she is representing, which credit union must be in the asset category for which the director is elected and maintain its principal office within the region from which the director is elected, and

(2)a member of a League member credit union.

Definitions

The following definitions shall apply to individual credit union officers:

(1) “Senior level management staff” means an individual having a title of branch

manager, general manager, vice president, CFO, president, CEO or similar positions at

the credit union.

(2) “President or CEO” means a credit union president or chief executive officer regardless of whether elected or appointed.

(3) “Elected or appointed official” means a voting member of the board of directors,

credit committee or supervisory committee of a member credit union.

(4) “Represent” or “representing” means being a senior level staff manager or an elected or appointed official at the present time, and any individual is still qualified to be elected and to continue to hold office as a director even if representing a different member credit union from the credit union he/she was representing when nominated or when elected, so long as the credit union he/she is representing has its principal office in the region in which he/she was elected and is within the same asset category and he/she has a qualifying position with the credit union.

Director Responsibilities & Time Commitment – see enclosed document describing a League director’s responsibilities, experience and commitment as adopted by the League board.

Instructions for Submitting a Nomination

1.In order to make a nomination, your credit union must authorize a person to complete the Nomination and Consent Form on your credit union’s behalf. This person must be either a senior level staff employee or an elected or appointed official of your credit union. Nominations must be made by utilizing the attached Nomination and Consent Form and Nomination Seconding Form.

2.In order for the League to verify eligibility the Nomination and Consent Form must include:

(1)the nominee’s complete name and credit union position.

(2)the nominee’s signed consent.

3.Nominations are required to have a second, using the Nomination Seconding Form. Persons seconding a nomination must be a qualified person from a different credit union in the nominee’s asset category and region.

4.Both the Nomination and Consent Form and the Nomination Seconding Form must be received at the Cornerstone Credit Union League by Monday, January 11, 2016, no later than close of business at 5:00 p.m. CST.Forms may be sent separately and can be sent in the following manner:

(a)U.S. Postal Service or express mail or personal delivery to the following address:

ATTN: Linda Cates, Corporate Secretary

Cornerstone Credit Union League

4455 LBJ Freeway, Suite 1100

Farmers Branch, TX 75244-5988

(b)or by facsimile to 469-385-6482 or email to .

NOTE: The League will send you an acknowledgement upon receipt of your forms.

5.A detailed biographical description must be completed by each candidate and mailed to the League’s Corporate Secretary no later than Monday, January 11, 2016. Attached is the Candidate’s Profile & Director Information Questionnaire for this purpose.

Once all the requirements for candidacy have been met, the names of candidates will appear on the ballot in order of the date the Nomination and Consent Form is received. Placement on the ballot will be determined by drawing for all forms received on the same date.

During the nomination process, the names of candidates nominated for the League Board of Directors will be periodically published in the Leaguer, the League’s daily electronic publication.

If there is only one qualified nominee for the asset category directorship in a region, no voting needs to be conducted for that position and the candidate nominated is automatically elected as director in accordance with the League Bylaws.

Upon completion of the nomination process,if there is more than one nominee for a directorship within a region, the League will prepare and send an election ballot to all credit unions within that region. Election Ballots will be mailed the week of January 25, 2016, to member credit unions in Asset Category One according to their region. Election ballots will be tabulated by the League’s independent audit firm and the mailing will provide instructions.

If you have any questions after reading this information, please contract the League at 800-442-5762 ext. 6482 or 469-385-6482 and ask for Linda Cates (the League’s Corporate Secretary) or Jack Blachly at Ext. 6411 (the League’s VP and General Counsel). Please identify that your question is regarding League Director nominations.

Included with the call for nominations of Asset Category One League Director:

List of eligible League Member CUs in your Region and asset category

Description of League Board of Directors Composition & Director Qualifications; Director Responsibilities,Experience & Commitment

Nomination and Consent Form

Nomination Seconding Form

Candidate’s Profile & Director Information Questionnaire

P.O. Box 655147, Dallas, Texas 75265-5147 / 4455 LBJ Freeway, Famers Branch, Texas 75244-5988 /