The Healthcare Institute
Consumer Information
Mission Statement
The Healthcare Institute’s mission is to provide Texans with high quality, affordable, accessible and inclusive vocational education which culminates in gainful employment.
Vision
The Healthcare Institute will be recognized as a premier allied health vocational institution whose students meet the dynamic employment needs of the global community.
Contents
NOTICE OF AVAILABILITY OF INSTITUTIONAL AND FINANCIAL AID INFORMATION 5
CONTACT INFORMATION FOR ASSISTANCE IN OBTAINING INSTITUTIONAL OR FINANCIAL AID INFORMATION 5
STUDENT FINANCIAL AID INFORMATION 5
Need-Based and Non-Need-Based Financial Assistance Programs 5
Federal Pell Grant (PELL) 5
William D. Ford Federal Direct Loan Program 5
Veterans Education Benefits/Other Funding Sources 6
Terms and Conditions of Title IV Aid 7
How do I apply? 7
General Eligibility 7
THI Student Eligibility Requirements 7
Important Information 7
Post-FAFSA 8
Determining Financial Need 8
Educational Costs and Determining Amount of Award 8
Defining Estimated Cost of Attendance 8
Cost of Attendance 8
Expected Family Contribution 9
Determining Student Status: Dependent/Independent 9
Frequency of Disbursements 10
Rights and Responsibilities of Students Receiving Title IV Aid 10
Rights 10
Responsibilities 11
Satisfactory Academic Progress (SAP) 12
Sample Loan Repayment Schedule 17
Necessity for Repaying Loans 17
Study Abroad /Financial Aid Applicable to Employment 18
FACILITIES/SERVICES FOR STUDENT WITH DISABILITIES 18
PRICE OF ATTENDANCE 19
REFUND POLICY 20
Requirements for Withdrawal & Return of Title IV (R2T4) Financial Aid 20
Refund Policy 20
Return of Title IV (R2T4) Funds 21
Withdrawal Before 60% 22
Withdrawal After 60% 22
Return to Title IV Calculation Formula 22
Order of Return to Title IV funds 23
Student Overpayments 24
Student Responsibilities 24
Post Withdrawal Disbursement 24
Official/Unofficial Withdrawal: 25
ACADEMIC PROGRAMS (Educational Program, Instructional Facilities, Faculty) 25
Program Information: 25
Program Objectives: 26
Location 26
Facilities & Equipment 26
Faculty & Staff 26
CREDIT FOR PREVIOUS TRAINING/TRANSFER 26
COPYRIGHT INFRINGEMENT POLICIES AND SANCTIONS (Including Computer Use/ File Sharing) 26
INSTITUTIONAL AND PROGRAM ACCREDITATION, APPROVAL, AND LICENSURE 27
NOTICE OF FEDERAL STUDENT FINANCIAL AID PENALTIES FOR DRUG LAW VIOLATIONS, DRUG AND ALCOHOL ABUSE PREVENTION PROGRAM 27
Legal Sanctions -Texas 29
How Does Drug Use Affect Health? 30
Community Resources 30
VACCINATIONS POLICY 31
CONSUMER INFORMATION ON COLLEGE NAVIGATOR WEBSITE 31
STUDENT BODY DIVERSITY 31
NET PRICE CALCULATOR 32
TEXTBOOK INFORMATION 32
DISBURSEMENTS FOR BOOKS AND SUPPLIES 32
VOTER REGISTRATION FORMS 33
2013-2014 COMPLETION/GRADUATION AND TRANSFER-OUT RATES 33
PLACEMENT IN EMPLOYMENT 33
Types of Employment 33
JOB PLACEMENT RATES 33
Placement Assistance Policy 33
RENTENTION RATE 34
SECURITY REPORT (Including Emergency Response and Evacuation Procedures), TIMELY WARNINGS, AND CRIME LOG 34
INFORMATION FOR CRIME VICTIMS ABOUT DISCIPLIANRY PROCEEDINGS 34
PRIVACY OF RECORDS- FAMILY EDUCATIONAL RIGHTS AND PRIVACY ACT (FERPA) 35
Family Policy Compliance Office (FPCO) Home 35
Recordkeeping 36
Student’s Parents’ rights to review educational records 36
Prior written consent to disclose the student’s records 37
Disclosures to school officials 37
Disclosures to government agencies 37
Disclosures in response to subpoenas or court orders 38
Documenting the disclosure of information 38
FERPA Responsibilities and Student Rights 38
Rights under FERPA 39
GAINFUL EMPLOYMENT 40
STATE GRANT ASSISTANCE 40
STUDENT LOAN INFORMATION PUBLISHED BY THE DEPT OF EDUC. 40
NATIONAL STUDENT LOAN DATA SYSTEM (NSLDS) 41
ENTRANCE COUNSELING FOR STUDENT LOAN BORROWERS 41
EXIT COUNSELING FOR STUDENT LOAN BORROWERS 42
PRIVATE EDUCATION LOAN DISCLOSURES (including self-certification form) 42
CODE OF CONDUCT FOR EDUCATION LOANS 43
Ban on Revenue Sharing 43
Ban on Gifts 43
Ban on Contracting Arrangements 43
Prohibition against Steering Borrowers 43
Prohibition on Offers of Funds for Private Loans 44
Ban on Staffing Assistance 44
Ban on Advisory Board Compensation 44
Sanctions 44
CONSTITUTION DAY 44
SCHEDULE BREAKS 45
MISREPRESENTATION 45
** Please refer to the specific sections in The Healthcare Institute Policy and Procedures Handbook for detailed information.
**The Healthcare Institute Policy and Procedure Handbook will take precedent in the event of any discrepancies between publications.
NOTICE OF AVAILABILITY OF INSTITUTIONAL AND FINANCIAL AID INFORMATION
The Healthcare Institute has designated individuals to assist prospective and enrolled students in obtaining the institutional or financial aid information required to be disclosed under HEA Sec. 485(a)(1), Sec. 485(f), [Sec.485(h)], and Sec. 485(j).
A printed version of this information is available from The Healthcare Institute by request.
CONTACT INFORMATION FOR ASSISTANCE IN OBTAINING INSTITUTIONAL OR FINANCIAL AID INFORMATION
Institution / Address/Telephone / Contact / UpdateThe Healthcare Institute
OPE ID:
04222600 / 1822 Fredericksburg Rd
San Antonio, TX 78201
(210)-692-3262 / Michelle Holt,
Director / Document Updated:
1/2015
Policy Updated:
STUDENT FINANCIAL AID INFORMATION
The purpose of student financial aid is to provide assistance to students, who without financial aid, would be unable to attend.
Need-Based and Non-Need-Based Financial Assistance Programs
The Healthcare Institute is preparing, upon approval from the Dept. of Education, to offer federal financial aid in the forms of: Pell grants and federal direct loans for eligible students enrolled in approved programs of study. Different types of aid are and will be available at The Healthcare Institute including grants, loans, eligible Veterans Benefits as well as other funding sources such as: DARS, Alamoworksource, Catholic Charities, ETV program, and AARP, please see THI catalog/handbook for more information.
Federal Pell Grant (PELL)
Pell grants are awarded based upon financial need eligibility determined by a student’s FAFSA (www.fafsa.ed.gov); and grant award amounts may vary yearly. The amount of a Pell grant award depends on the cost of attendance (COA), expected family contribution (EFC), enrollment status (full or part-time) and length of academic enrollment. Grant awards may not exceed the cost of attendance for the award year. Unlike loans, grants generally do not need to be repaid. For more information visit www.studentaid.ed.gov.
William D. Ford Federal Direct Loan Program
Loans made through this program are commonly referred to as Direct Loans and are borrowed directly from the U.S. Department of Education; a FAFSA must be completed to determine eligibility. The loan amounts, in combination with other financial aid, may not exceed the cost of attendance as determined by the institution. Direct loans, unlike grants, are monies that accrue interest and must be repaid. A student (or parents) may be eligible for these types of loans to help with school expenses. For more information, visit www.studentaid.ed.gov.
Direct Subsidized Loan-
· Available to students with financial need.
· Loan amount may not exceed financial need.
· U.S. Department of Education pays the interest on a Direct Subsidized Loan
○ while in school at least half-time
○ for the first six months after leaving school (referred to as a grace period)
○ during a period of deferment (a postponement of loan payments)
Direct Unsubsidized Loan-
· There is no requirement to demonstrate financial need.
· Loan amount based on cost of attendance and other financial aid received.
· Interest accrues on a Direct Unsubsidized Loan during all periods.
o interest will accrue (accumulate) and be capitalized upon borrowing the funds
For more information on current interest rates, please visit https://studentaid.ed.gov/About/announcements/interest-rate
PLUS Loans- Parents of dependent students may be eligible for the PLUS Loan.
· The U.S. Department of Education is the lender.
· The borrower must not have an adverse credit history.
· The maximum loan amount is the student’s cost of attendance (determined by the school) minus any other financial aid received.
Veterans Education Benefits/Other Funding Sources
Selected programs of study at The Healthcare Institute are pending approval by the Texas Veterans Commission (TVC) for enrollment of those eligible to receive benefits under Section 3676, Chapters 30 or 32, Title 38. The determination of TVC funds are made directly through the Texas Veteran’s Commission.
Additional funding may be obtained for eligible candidates through different programs including; Texas Workforce Commission, Department of Assistive and Rehabilitative Services (DARS), and Private Scholarship funds. The determinations for these funds are made through the respective organizations.
You can find more information by visiting:
www.gibill.va.gov; www.finaid.org/military/vedbenefits; www.dars.state.tx.us/drs/vr.shtml
www.twc.state.tx.us/customers/jsemp/training-education.html
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Terms and Conditions of Title IV Aid
How do I apply?
Complete the Free Application for Federal Student Aid (FAFSA) on www.fafsa.ed.gov which collects income and asset information. If you need assistance completing or understanding the FAFSA, please contact our office.
General Eligibility
· Be a US citizen, eligible non-citizen, national, or permanent resident of the USA
· Show financial need (based upon an analysis of you and your family’s income and assets)
· Have a high school diploma or General Education Development (GED) Certificate
· Have a valid Social Security number
· Be enrolled in a Title IV participating institution and attending on at least a half time basis
· Make Satisfactory Academic Progress
· Males must register with Selective Service
· Complete a Free Application for Federal Student Aid (FAFSA)
· Sign a statement of educational purpose and a certification statement on overpayment and default (found on the Free Application for Federal Student Aid)
· Not be delinquent; in default; or owe refund of an overpayment on any grant aid
THI Student Eligibility Requirements -The Healthcare Institute requires each student enrolling to:
· Complete an application for enrollment
· Submit a copy of a Driver’s License/State ID, Social Security Card and
· Provide proof of secondary education such as a diploma, a GED certificate, an official transcript of secondary school completion, or a state certification of home -school completion.
· Submit a $100.00 Registration Fee.
The Healthcare Institute prohibits discrimination in its employment, educational programs, and activities on the basis of race, national origin, color, creed, religion, sex, age, disability, veteran status, sexual orientation, gender identity, or associational preferences (Rehab Act of 1973. The American Disability Act of 1990).
Note: The Healthcare Institute does not enroll students using “Ability to Benefit.”
Important Information
· Know the deadlines
o Deadlines may differ depending on the school
· Use the School Code Search
o Ensure the correct school code is used to avoid delays
· Verification
o The Dept. of Education may asked for more information regarding your FAFSA. Applications will not be processed without the requested documentation.
Post-FAFSA
Once a student’s FAFSA is submitted, it is analyzed to determine a student’s Estimated Family Contribution (EFC). The student is sent a Student Aid Report (SAR) and an Institutional Student Information Record (ISIR) is sent to the student’s selected schools to continue with the financial aid award process. For more information, please visit: studentaid.ed.gov/eligibility
Determining Financial Need
Financial need is determined by an annual, congressionally approved formula applied to all financial aid applicants. To determine financial need, an index is created based upon facts about you and your family’s income and assets; the size of your family; number of family members attending post-secondary school(s); and any unusual circumstances or financial hardships specific to you. This index is used to determine your financial aid assistance in meeting the cost of attending a post-secondary institution.
Cost of Attendance (COA) = tuition, fees, books, supplies, equipment, and other misc. costs.
Expected Family Contribution (EFC) = amount determined to be family’s contribution.
COAless EFC =Financial Need
Educational Costs and Determining Amount of Award
Defining Estimated Cost of Attendance
Cost of Attendance (COA) is an average figure to determine financial aid eligibility. It includes estimates of standard expenses such as tuition, fees, books, supplies, room, board, and personal expenses such as unreimbursed medical/dental expenses, clothing, and transportation.
Cost of Attendance
Year 1(26 weeks total) / Students Living at Home / Students Not Living at Home
Tuition and Fees** / $11,900.00 / $11,900.00
Books and Supplies / $600.00 / $600.00
Room and Board*** / $2,503.00 / $3,509.00
Travel / $646.00 / $646.00
Personal Expenses / $2,633.00 / $2,633.00
Total / $18,282.00 / $19,288.00
** Tuition and Fees vary depending on the program.
***Room and Board costs are based on an average from local schools within a close proximity.
** Please refer to the specific sections in The Healthcare Institute Policy and Procedures Handbook for detailed information.
**The Healthcare Institute Policy and Procedure Handbook will take precedent in the event of any discrepancies between publications.
Expected Family Contribution
The Expected Family Contribution (EFC) is a measure of your family’s financial strength and is calculated according to a formula established by law. Your family’s income, family size, and the number of individuals in your family who will attend college during the year are all considered.
The information reported on the FAFSA is used to calculate a student’s EFC. Schools use the EFC to determine the federal student aid eligibility and financial aid award for each student.
For more information, please visit: https://studentaid.ed.gov/. To request a free copy of Funding Education Beyond High School: The Guide to Federal Student Aid, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243).
Determining Student Status: Dependent/Independent
If you can answer No to all of the following questions, you are considered a dependent student on the Free Application for Federal Student Aid (FAFSA):
· Were you born before January 1, 1991?
· Are you married? (Also answer “Yes” if you are separated but not divorced.)
· At the beginning of the 2014–15 school year, will you be working on a master’s or doctorate degree program (such as an M.A., M.B.A., M.D., J.D., Ph.D., Ed.D., graduate certificate, etc.)?
· Are you currently serving on active duty in the U.S. Armed Forces for purposes other than training?
· Are you a veteran of the U.S. Armed Forces?
· Do you now have—or will you have—children who will receive more than half of their support from you between July 1, 2014, and June 30, 2015?
· Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2015?At any time since you turned age 13, were both your parents deceased, were you in foster care or were you a dependent or ward of the court?