Group Work – Chapter 7

  1. Assume McGregor Inc. has the following account balances at December 31, 2018 – before adjusting entries:

Refer to the information above for McGregor

  1. If McGregor uses the Balance Sheet Approach and estimates its bad debt for the year to be 6% of the Accounts Receivable balance, prepare the adjusting journal entry as of December 31, 2018.

[54,000 * .06 = 3,240]

DR CR

Bad Debt Expense 3,740

Allowance For Doubtful Accounts3,740

  1. What is the Net Realizable Value of Accounts Receivablethat will be reported on the December 31, 2018Balance Sheet after the adjusting entry is posted?

Accounts Receivable54,000

Allowance for Doubtful Accounts (3,240)

Net Realizable Value of AR50,760

  1. Assume, on January 8, 2019, JD Rhimes Inc. contacts McGregor Inc and says they have declared bankruptcy and will not be able to pay their Accounts Receivable debt of $2,000. Prepare the journal entry to write-off this customer’s account.

DR CR

Allowance For Doubtful Accounts2,000

Accounts Receivable2,000

  1. What is the Net Realizable Value of Accounts Receivable on January 8, 2019 after the customer write off? [Assume no other activity has affected those accounts since December 31, 2018.]

Accounts Receivable52,000

Allowance for Doubtful Accounts (1,240)

Net Realizable Value of AR50,760

  1. Does the write off affect the Net Realizable Value of Accounts Receivable? No
  2. Does the write off affect Net Income? No
  1. Assume instead, McGregor Inc. has the following account balances at December 31, 2018 – before adjusting entries:

Refer to the information above for McGregor

  1. If McGregor uses the Income Statement Approachinstead of the Balance Sheet approach and estimates it bad debt for the year to be 1% of Net Credit Sales, prepare the adjusting journal entry as of December 31, 2018.

DR CR

Bad Debt Expense 4,530

Allowance For Doubtful Accounts4,530

  1. What is the Net Realizable Value of Accounts Receivablethat will be reported on the December 31, 2018 Balance Sheet after the adjusting entry is posted?

Accounts Receivable33,000

Allowance for Doubtful Accounts (4,930)

Net Realizable Value of AR28,070

  1. Assume, on January 8, 2019, JD Rhimes Inc. contacts McGregor Inc and says they have declared bankruptcy and will not be able to pay their Accounts Receivable debt of $800. Prepare the journal entry to write-off this customer’s account.

DR CR

Allowance For Doubtful Accounts800

Accounts Receivable800

  1. What is the Net Realizable Value of Accounts Receivable on January 8, 2019 after the customer write off? [Assume no other activity has affected those accounts since December 31, 2018.]

Accounts Receivable32,200

Allowance for Doubtful Accounts (4,130)

Net Realizable Value of AR28,070

  1. On April 19th, 2019B&B Inc. paid McGregor Inc. $500 on an account that was previously written-off. Prepare the journal entry to reverse the previously recorded write-off and accept the cash payment.

DRCR

Reverse Write-Off -Accounts Receivable500

Allowance for Doubtful Accounts500

Accept Customer Payment -Cash500

Accounts Receivable500

3.XYZ Inc. had a January 1, 2018 [Beginning Credit Balance] in Allowance for Doubtful Accounts of $16,000. For the year 2018, XYZ Inc. reported $74,400 of Bad Debt Expense on the Income Statement. If the December 31, 2018 [Ending Credit Balance] in Allowance for Doubtful Accounts is $12,900, how much did XYZ write off as uncollectible for the year 2018?

  1. a. On August 1, 2018, McGregor Inc. loaned $90,000 to a key financial officer. The loan is due in 8 months, and it has a 7% rate. The principal and interest are due at maturity. Prepare a journal entry necessary to recognize the loan on August 1.

DRCR

Note Receivable$90,000

Cash$90,000

b.December 31, 2018 is the fiscal year-end for McGregor Inc., and they record adjusting journal entries on this date before preparation of financial statement. Prepare an adjusting entry necessary for the loan at year-end.

DR CR

Interest Receivable$2,625

Interest Revenue$2,625

($90,000 * .07 * 5/12 = $2,625)

  1. On April 1, 2019, McGregor received both the Principal and Interest due on the Note. Prepare a journal entry to record this transaction.

DR CR

Cash$94,200

Interest Receivable$ 2,625

Note Receivable$90,000

Interest Revenue$ 1,575

($90,000 * .07 * 3/12 = $1,575)

  1. a.On November 1, 2018, McGregor sold $900,000 worth of Accounts Receivables to Foster Factors Inc. for quick cash flow. Foster Factors Inc. will charge a 4% Finance Fee and retain an additional 6% to be remitted at a later date. The selling of these receivables is on a Without Recourse basis. Prepare journal entries for both McGregor and Foster Factors on November 1, 2018 to recognize this transaction.

McGregor

DR CR

Cash$810,000

Loss on Sale$ 36,000

Due From Factor$ 54,000

Accounts Receivable$900,000

($900,000 * .04 = $ 36,000)

($900,000 * .06 = $ 54,000)

Foster Factors

Accounts Receivable$900,000

Financing Revenue$ 36,000

Due to McGregor$ 54,000

Cash$810,000

  1. Assume McGregor sold the Accounts Receivable to Foster Factors Inc. on a With Recourse basis. Both parties agree that a fair estimate of the Recourse Liability is $5,000. Prepare the journal entries for both McGregor and Foster Factors on November 1, 2018 to recognize this transaction.

McGregor

DR CR

Cash$810,000

Loss on Sale$ 41,000

Due From Factor$ 54,000

Accounts Receivable$900,000

Recourse Liability$ 5,000

($900,000 * .04 = $ 36,000) + $5,000 = $41,000

($900,000 * .06 = $ 54,000)

Foster Factors

Accounts Receivable$900,000

Financing Revenue$ 36,000

Due to McGregor$ 54,000

Cash$810,000

  1. On January 1, 2018, ABC Co. sold land at cost worth $63,506 in exchange for a 3-year, $80,000non-interest bearing Note Receivable. The current implied interest rate for notes of this type is 8%.
  1. Prepare ABC Co.’s journal entry at January 1, 2018 to recognize this transaction.

Notes Receivable80,000

Land63,506

Discount on Note Receivable16,494

  1. Assume ABC Co. uses the effective interest method to allocate the Note Discount to interest revenue. Prepare the necessary adjusting entry after the first year of the Note on December 31, 2018.

Discount on Note Receivable5,081

Interest Revenue5,081

($63,506 * .08 = $5,081)

  1. At December 31, 2019[end of second year], prepare the adjusting journal entry necessary for the Note Receivable.

Discount on Note Receivable5,487

Interest Revenue5,487

($68,587 * .08 = $5,487)

  1. At December 31, 2020 [date of maturity], prepare the adjusting journal entry [or entries] for the Note Receivable.

Discount on Note Receivable5,926

Interest Revenue5,926

($74,074 * .08 = $5,926)

Cash 80,000

Notes Receivable 80,000