Sample Revelation Program

This is only a sample an may not be construed as legal or professional advise. It is intended to help you understand a sample process on could take regarding banking issues in ones life. You may need to find a notary that will go through the steps of “Certificate of Non Response”. This is crucial. Do not just pick a Notary at random. Talk with them and assure yourself that they will assist you in building your case. Also be prepared to take action. Do not wait for them to come to you, go to them once they have proven their own fraud. Please consider getting the book called “Sue the Bastards” Look on E-bay or the like to find.

The Revelation package is designed to help you build an administrative record. According to the Administrative Procedures Act this is absolutely paramount. If all Administrative remedies are exhausted then judicial remedies may be sought. Utilizing the Administrative Procedures Act also allows you to get the facts and upper hand for any possible unlawful registration, unlawful conversion, misstatement of facts, gross non disclosure, misrepresentation, intentional cloud on title/deed, a non disclosed contract. The FOIA are a paramount tool that can be utilized for release of documentation the financial institution in regulated to send to certain governmental agencies. You will definitely see that you need to tailor each letter according to your own issue since no 2 issues are the same. Please get very familiar with what you are doing before you do it.

Inside thesample package you will see the docs have a number in front of the name. This is to let you know which letter you may consider sending 1st, 2nd etc. Also any docs that have a O in front are optional and only if the issue comes up. The more docs you can put in the file the better your chances are and the more information you have compared to the opposite.

Also notice any with a C are for Collectors. Ie: Debt Collectors or Attorneys attempting to collect alleged debts. CB stands for Credit Bureau related docs.

Non-Response letters are used after one asks for responses or omissions for an issue. When no response is made (typical silence) then a Non-Response is used for administrative record or reference.

Finally Fault letters are to be used after the Notices, (requests) are not complied with and a non response certificate has been issued. These are the last step used before a suit can be brought by a party to sue another for non compliance with law or an agreement.

Please make sure also to get a copy of the Fair Debt Collection Practices Act as well as the Federal and State Rules of Civil Procedure.

Step 1.You maywish, if you have rights in the property, to get a UCC filed in the state AND County for land. This is so you have a SuperiorState certified and attached and perfected or filed Entitlement Right, assignment, and transfer rights to the funding source that made or created the loan. If you do not you will also have to make sure any other docs do not mention a UCC. You may also have land patent secured by a countyUCC filing and get ALL the abstracts from your land to the original treaty. (see David Johnson audio for more re Land Rights)

Step 2.Get FOIA/PRIVACY ACT’S ready and send copies only to the governmental agency maintaining the documents you are requesting.

  1. Bank (most likely will not answer but shows your good faith and their unwillingness to help).
  2. Comptroller of the Currency
  3. Federal Reserve Board of Governors.
  4. SEC (Especially the registrations of rated securities. Please read the Securities Exchange Act of 1933).
  5. HUD (see more at 12 USC 3754).
  6. Federal Reserve Bank
  7. GSE ie: Fannie Mae etc. They will most likely refuse but that is ok. Build an administrative record showing who has good faith and who does not.
  8. State Securities regulator. See to find your state regulator.
  9. Office of Thrift Supervision or Federal Trade Commission. (Who is this)?
  10. Any other governmental agency that gets involved or is directly in enforcement against the alleged creditor.

This may take several weeks to get a response. Please get very familiar with the FOIA/Privacy Act and what liability there is for responding inaccurately or not responding at all. With the documentation in hand you can see exactly what the financial institution has already admitted to by sending certain documentation to the governmental regulator or records divisions. In some cases it is to your advantage for them to send a response stating there are no records per your request. Now if you request was for say a registration to conduct business or Articles of Association and there are no records then how can the financial institution be conducting business? When they admit by their documentation, then this is facts and evidence by their own admission, of many violations or misstatements or the like. When they deny, then there is no obligation. (see also 16 CFR Chapter 1 Part 4.13 for Criminal violations for not correcting or answering a Privacy Act).

Step 3.The 1st Dispute Validationand Entitlementand Novation letter to the creditor. There is an optional letter you may wish to send out 1st that is kinder than the 1st Dispute Validationand Entitlement letter. Send out if you wish. It will establish a nice approach at first then proceed with the 1st Dispute Validationand Entitlement to let them know you are not a fool and will take this to the end.

Step 4.Send out the Dispute letters to the creditor and the Bank Agent affidavit to the original bank agent AND title agent you sat with to do the exchange (loan). (there are 2 of these choose the one you like best).

Step 5.After ten days send the Certificate of Non-Response for Affidavit Bank Agent and the Creditor Validation and Entitlement letters. Only the Notary signs this one not you. The Notary is your State witness to the facts.

Step 6.When you get responses back from Step 2FOIA/Privacy Acts, send out the NoticeofDisputeand Conditional Acceptance with Bank Affidavitbuilt in to the creditor, with copies of the responses from Step 2 asking for evidence AND rebuttal to “NO RECORDS FOUND” or answers that are not correct according to the bank that came from from the Governmental Agency’s. This is also a perfect time to send out Bank Rebuttal Affidavit from you again to establish your understanding and position should they not rebut your statement. Keep in mind it will be impossible for them to lawfully rebut the statements. Again you are attempting to turn Rockefeller v. Rothschild. Put all rocks in their wheel-barrel. Give them ten days for response, to stay in honor.

Step 7.Wait ten days from the day the creditor receives your papers from Step 3 and send the NOTICE OF FAULT OF ENTITLEMENT.

Step 8Send to creditor all documentation from Steps 1 through 7 and give 10 days to reply as a second and final good faith (clean hands for any court action) request or admit to numerous violation and fraud.

Step 9.After ten days, send a Notice of Dishonor or Fault.

Step 10.Once you have received ALL the documents from the Privacy Acts, you need to REALLY READ, not just read, all the documents and see what happened. Some may not be properly executed or maybe not even DISCLOSED. Some may have no notary stamp or the stamp is dated other than the CLOSING date. Anything could be helpful for an understanding of what went on and you know exactly what is on the documents and what the document does. Some may look correct but the wrong or un-appropriate agent or officer signed it.

Step 11.If there is one inaccuracy at all in any of the documents or you do not understand something completely send out another Privacy Act request for the question or CORRECTION they need to respond to. This will be an effort to obtain the really hidden files in the bank or eliminate some agreements or limitations of liability by a counter affidavit in rebuttal to the inaccurate records maintained by the bank.

Step 12.If the bank attempts to deny a Privacy Actrequest or will not CORRECT their files then you may need to get the banks Federal regulator to handle the issue from this point. You have all the first hand factual documentation you need to have the Federal regulator do its job or let the Federal Claims Court handle the Federal regulators responsibility under Federal oath. Study the OCC handbooks PLEASE.

Additional documents included if needed:

  1. HARASSMENT LETTER. Use if any collector calls you more than 1 time. Take notes…
  2. COLLECTORS VALIDATION AND ENTITLEMENT. This is for any collectors or attorneys that get involved. Be sure to send out within the 30 days as the letter you got most likely gives you.
  3. COLLECTOR ATTORNEY AFFIDAVIT. This is for any attorney shortly after the attorney receives COLLECTORS VALIDATION AND ENTITLEMENT letter.
  4. If you really know how the arbitration procedures work then there are a couple docs in the sample collection for that purpose. If you do not understand it please contact the party you got this from for more information.

YOU KEEP ORIGINALS OF EVERYTHING THAT YOU WRITE. The ONLY exception is when they send you something attempting to validate claim or debt you then return the originals and keep a copy. You still keep ALL your originals of your own documents, AT ALL TIMES. This applies to traffic court, also, when you send them the original of the traffic ticket, and for the same reason.

Make sure that all letters are notarized and witnessed by the notary, and that the certificate of Non-Response is notarized and sent by the notary. TRIPLE check all info for possible need of correction. This will help you understand what you are doing with the process, but the most important reason is that ONLY YOU are liable on any document bearing your signature.

Don’t forget to pray before you prepare or send the documents.

Always remember the one who has the facts/evidence wins. Gathering information is time consuming but can be very rewarding if you can prove, by THEIR admissions/documentation w/ government regulators, that what they are stating or attempting to do is unlawful at best.