/ MISSION: “Educating individual students for 21st century challenges.”

Personal Finance Course Syllabus

Business Education

Location: WCC Room 207 / Instructor: Mrs. Ginny Box
Time(s): 1 Class Period / Email:
Course Length: 1 semester / Office Phone: 573.842.2500 ext 3907
Credit: ½ Practical Art credit / Conference: 3rd hour & by appointment

1.  This course syllabus is tentative. The instructor reserves the right to modify the syllabus at any time.

2.  Waynesville R-VI Vision Statement:

Excel as a student-centered community if learners that embraces diversity and innovation.

3.  Waynesville R-VI Mission Statement:

Educating individual students for 21st century challenges.

4.  WCC Vision Statement:

Waynesville Career Center is committed to developing a diverse and skilled workforce of lifelong learners.

5.  WCC Mission Statement:

Waynesville Career Center uses technical, academic and interpersonal experiences to prepare students for success in the 21st century.

6.  Course Objectives

Understanding and managing personal finances are key to one’s future financial success. This one-semester course for students in grades 11 and 12 which offers one-half unit of credit is based on the Missouri Personal Finance Competencies and presents essential knowledge and skills to make informed decisions about real world financial issues. Students will learn how choices influence occupational options and future earning potential. Students will also learn to apply decision-making skills to evaluate career choices and set personal goals. The course content is designed to help the learner make wise spending, saving, and credit decisions and to make effective use of income to achieve personal financial success. There are four areas of study: income, money management, spending and credit, and saving and investing.

7.  Course Rationale:

Financial literacy is essential in meeting the financial challenges of the 21st Century. The competencies enable students to analyze their personal financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned in school to financial situations encountered later in life. Students will also learn basic skills in Microsoft Word, Excel, and PowerPoint to enhance their learning and help them in our technology driven society.

8.  Required Materials

A.  Signed WCC Technology Agreement

B.  Student supplied composition notebook and writing utensil.

C.  School supplied software and Internet.

9.  Teaching Strategies

The following instructional strategies are utilized in this class:

A.  Project-based learning.

B.  Hands-on activities.

C.  Interactive software.

D.  Small group work.

E.  Lecture and instructor-led demonstrations.

F.  Peer teaching.

G.  Select reading from class.

10.  Evaluation

The following items are used to evaluate student progress, all work will be point-based:

A.  Tests/Semester Final.

B.  Teacher Observation.

C.  Class participation.

D.  Class projects.

E.  In-class assignments.

*It is the students’ responsibility to obtain their missing work and arrange make up time the day that they return to school. Missing work will be discussed on an individual basis and an agreeable due date set with a missing homework contract signed by all parties. It will not be accepted after this agreed upon due date.

GRADING SCALE:

A—90% + B—80%-89% C—70%-79% D—60%-69% F—59% and Below

*Grading will utilize a 50/40/10 scale (50% performance and Written Assessments, 40% Projects/Activities/Assignments, 10% Career Readiness Skills) (**If an IRC/TSA is required 2nd semester, it will account for 10% of the final grade)

11.  Graduate Goals

Upon successful completion of this course students will be able to do the following:

  1. Explain financial literacy and how sound financial decisions can increase a person’s standard of living and wealth.
  2. Develop a career path based on rational decision making, appropriate research and self-reflection.
  3. Apply decision making to personal financial choices (planning, maintaining and analyzing money management) throughout various stages of financial status.
  4. Evaluate the sources and resources of financial systems that are available throughout various stages of financial status.
  5. Evaluate sources of credit, as well as the rights and responsibilities of credit, and be able to apply a decision-making process to ensure appropriate purchases.
  6. Evaluate investments and create a plan for the future.
  7. Apply the rights and responsibilities of consumers to personal living and financial choices.
  8. Perform basic technology usage in Microsoft Word, Excel, and PowerPoint.

* Academic Honesty – cheating of any kind is not allowed in this class. Cheating is defined as turning in assignments that are not your own work or allowing others to do so. This includes copying answers to quizzes, turning in assignments that someone else has done, letting someone copy your answers, and letting someone else turn in your work as their own. If cheating is discovered, both parties will receive a zero on the assignment and referred to the office for additional disciplinary action. Parents will be notified.

**Career Technical Student Organization opportunity: This course provides the opportunity for the joining of the Waynesville Career Center—Future Business Leaders of America. Dues are $30 which includes national, state, and local dues. Monthly meetings incorporate leadership, ethical, and workplace learning strategies. There is also an opportunity to compete in District, State, and National competitions that can help the student.

Behavioral Expectations

  1. Be seated in class and start Bell ringer activity before the tardy bell rings.
  2. NO FOOD OR DRINKS NEAR THE COMPUTERS! NO GUM AROUND COMPUTERS, ON BOTTOMS OF TABLE, ON BOTTOM OF CHAIRS, or ON THE FLOOR!
  3. Bring writing utensils and composition notebook to class each day.
  4. Bring a pass from the appropriate personnel if late.
  5. It is expected that bathroom breaks and drinks of water will be taken care of during the 9-minute passing time.

12.  Classroom Rules

  1. Listen carefully when someone is speaking.
  2. Follow directions the first time given.
  3. Respect others.
  4. Respect school property.
  5. Always do your best.

Location: WCC Room 207 / Instructor: Mrs. Ginny Box
Time(s): 1 Class Period / Email:
Course Length: 1 semester / Office Phone: 573.842.2500 ext 3907
Credit: ½ Practical Art credit / Conference: 3rd hour & by appointment

I have read and understand the above information. I know that if I have missed class it is my responsibility to find out what I have missed and arrange the proper make up time. Also, that the result of cheating is a zero for both parties, disciplinary action from administration, and parent contact.

Date: ______

Student Printed Name ______

Student Signature ______

Parent Signature ______

Parent Contact Information Needed: Please fill in the below required information AND SELECT the best method for contact.

The best way to contact me is: 1 Text me at ______

1 Email me at ______

1 Call me at home at ______

1 Call me on my cell at ______

—THIS IS A REQUIRED ASSIGNMENT FOR YOUR CHILD!—

Tear off and return ONLY this sheet to Mrs. Box

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