Last Updated 6/6/2002
Web Link 5.1 Accessing a credit union's financial records
http://www.ncua.gov/indexdata.html
Web Link 5.1a List of banks providing Internet access
http://www.investorguide.com/Banking.htm#OnlineBanking
Web Link 5.2 Sample checking accounts at Bank of America
http://www.bankofamerica.com/deposits/index.cfm?state=PA&view=PRODUCT&category=CHECKING
Web Link 5.3 Best checking account deals
http://www.money-rates.com/savings.htm
Web Link 5.4 [Not in use]
Web Link 5.5 Penalty for early withdrawal
http://www.firsticbank.com/savings.htm
Scroll down to Regular Certificates of Deposit
http://www.paducahbank.com/savings.htm
Scroll down to Certificate of Deposit, and read the paragraph under Cost
http://www.treasurybank.com/rates.asp
Scroll down to the section Penalty for Early Withdrawal.
Web Link (WSJ) 5.6 Current rates or best deals on bank CDs
Wall Street Journal
Under either High Yield Savings CDs or High Yield Jumbo CDs, click on either Scoreboard, Nationwide, or Composite By State/Region
http://www.bankrate.com/brm/rate/avg_natl.asp
Click on Overnight Averages under Savings
http://www.fisn.com/rates.htm
http://www.banx.com/savebox.asp
Scroll down for the different maturities.
http://bankcd.com/
Click on List of Top CD Rates.
http://www.money-rates.com/savings.htm
Scroll down to Savings Accounts
http://www.nfsn.com/Savings.htm#SelectAState
Select the state you wish to check out.
http://www.investorguide.com/Banking.htm
Click on Rate Monitors
Web Link (WSJ) 5.7 Links to CD rates at specific institutions
Wall Street Journal
Under either High Yield Savings CDs or High Yield Jumbo CDs, click on By State/Region
http://www.money-rates.com/
Click on CD Rates (on the left hand side under Bank Rates).
http://www.rate.net/index.htm
Click on Savings, and then on your state.
http://www.nfsn.com/personal/selectpf.htm
Click on your state, and then scroll down to Depository Accounts and click on Certificates of Deposit.
Web Link (WSJ)5.7a Yields on money market accounts
Wall Street Journal
Under either High Yield Savings Money Market Accts.or High Yield Jumbo Money Market Accts., click on Nationwide, By State/Region, or Composite
Web Link 5.8 FDIC
http://www.fdic.gov
Web Link 5.9 Calculator to verify deposit insurance coverage of a particular bank
http://www2.fdic.gov/structur/search/findoneinst.cfm
Web Link 5.10 Calculator to find a particular bank in the FDIC records
http://www3.fdic.gov/idasp/
Web Link 5.11 Information on the NCUSIF
http://www.ncua.gov/about/ncusif.html
Web Link 5.12 Information on the NCUA
http://www.ncua.gov/
Web Link 5.13 Redemption value of Series E bonds
http://app.ny.frb.org/sbr/
Then select from the pull-down menu the topic Series E Bonds (05/41 - 06/1980). Indicate the dates you want are for January 1975 to January 1976, and the face value of the bond you want is $100.
Web Link 5.14 Redemption value of Series EE bonds
http://app.ny.frb.org/sbr/
Web Link 5.15 Income limits on education exemptions of interest on EE/E bonds.
http://www.publicdebt.treas.gov/sav/saveduca.htm
Web Link 5.16 Current interest rate paid on Series EE and Series I bonds
http://www.publicdebt.treas.gov
Web Link 5.17 The Public Debt to the Penny
http://www.publicdebt.treas.gov/opd/opdpenny.htm
Web Link 5.18 Amount of various Government securities outstanding
http://www.publicdebt.treas.gov/opd/opddload.htm
Click on "Monthly Statement of the Public Debt (MSPD) Summary"
Web Link (WSJ) 5.19 Quotations for Treasury bills, notes, and bonds
Wall Street Journal
Web Link 5.20 Upcoming Treasury auctions
http://www.treas.gov/offices/domestic-finance/debt-management/auctions/index.html
Web Link 5.21 Treasury Auction Calendar
http://www.publicdebt.treas.gov/
Web Link 5.22 Opening a Treasury Direct account
http://www.publicdebt.treas.gov/sec/secomtd.htm
Web Link 5.23 Selected Interest Rates
http://www.economagic.com/fedstl.htm#Interest
http://www.federalreserve.gov/releases/H15/update/
Web Link 5.24 Currencies in which American Express issues traveler's checks
http://travel.americanexpress.com/travel/personal/resources/needs/currency.asp
Scroll to the bottom of the page.
Web Link 5.25 Information on commercial paper
http://www.infoplease.com/ce6/bus/A0813036.html
Web Link 5.26 Current rates on commercial paper
http://www.federalreserve.gov/releases/CP/default.htm
http://www.federalreserve.gov/releases/H15/update/
Web Link 5.27 Current rates on negotiable CDs
http://www.federalreserve.gov/releases/H15/update/
(Scroll down to CDs (secondary market))
Web Link 5.28 Information on banker’s acceptances
http://www.e-analytics.com/bonds/fed23.htm
http://www.rbtt.com/ba.htm
http://www-personal.umich.edu/~steiss/page71.html
http://www.unzco.com/basicguide/c13.html
Scroll down to Discounting and Banker’s Acceptances
Web Link 5.29 Current rates on banker’s acceptances
http://www.economagic.com/fedstl.htm#Interest
Click on either 3-Month Bankers' Acceptance Rate or 6-Month Bankers' Acceptance Rate
Web Link 5.30 Information on repurchase agreements
http://www.e-analytics.com/bonds/bond18.htm
http://ftp.aicpa.org/public/download/members/div/acctstd/edo/chapter14.pdf
Scroll down to Repurchase Agreements
http://www.ny.frb.org/pihome/fedpoint/fed04.html
Web Link (WSJ) 5.31 Yields on money market instruments
Wall Street Journal
Web Link 5.32 Description of a money market mutual fund (money fund)
http://www.ibcdata.com/mfs/basic.htm
Click on What is a Money Fund?
Web Link 5.33 Calculator for selecting a money market mutual fund
http://www.ibcdata.com/mfs/selector.htm
Web Link 5.34 Sample prospectus of a money market mutual fund, or sample contents of a prospectus
http://checkinvest.jpmorgan.com/
http://www.fremontfunds.com/funds/frmxx/index.html
http://flagship.vanguard.com/VGApp/hnw/FormsProspectApplication
Scroll down to Vanguard Money Market Funds
Web Link 5.35 Location of ATM machines
http://www.visa.com/atms/
Finds ATMs that accept VISA
http://www.mastercard.com/cardholderservices/atm/
Finds ATMs that accept MASTERCARD
Web Link 5.36 Discussion of what is and is not covered by deposit insurance
http://www.fdic.gov/deposit/deposits/insured/basic.html
http://www.infoplease.com/ce6/bus/A0813036.html
Web Link 5.37 Discussion of fraud in Internet based banking
http://www.iccwbo.org/ccs/news_archives/2001/fraud.asp
Web Link 5.38 Legal statutes on bad checks
http://www.ckfraud.org/penalties.html
http://caag.state.ca.us/consumers/general/badchex.htm
http://www.mscode.com/free/statutes/97/019/0055.htm
Web Link 5.39 Discussion of bad checks
http://www.jlz.com/Nancy's%20Notes/Avoiding%20Fraud%20and%20Forgery.htm
http://www.nacm-or.org/res_bcj_23.html
Web Link 5.40 Government regulations of ACH transactions
http://www.fms.treas.gov/ach/index.html
Web Link 5.41 Discussion of bill presentment
http://www.bankrate.com/brm/green/ob/ob9.asp
For Web Links 5.42 through 5.46 - use the WSJ Links links in the menu.
Web Link 5.47 Deposit insurance in other countries
http://www.cdic.ca/
Canada
http://www.jdic.org/
Jamaica
Web Link 5.48 Deposit insurance reform
http://aba.com/NR/rdonlyres/00004e5fzroceblnbnbgccnj/Deposit+Insurance+Reform993.pdf
http://research.mpls.frb.fed.us/research/wp/wp593.html
http://www.americanplanning.com/files/FDIC%20Insurance%20Changes.pdf
http://www.kc.frb.org/spch&bio/fdic.htm
http://www.nebankers.org/public/consumer/pressreleases/Media%20Deposit%20Insurance%20Reform.pdf
Web Link 5.49 Information that has changed since the book was written, new information that pertains to the topic, new web sites pertaining to this chapter: No new material at this time