Last Updated 6/6/2002

Web Link 5.1 Accessing a credit union's financial records

http://www.ncua.gov/indexdata.html

Web Link 5.1a List of banks providing Internet access

http://www.investorguide.com/Banking.htm#OnlineBanking

Web Link 5.2 Sample checking accounts at Bank of America

http://www.bankofamerica.com/deposits/index.cfm?state=PA&view=PRODUCT&category=CHECKING

Web Link 5.3 Best checking account deals

http://www.money-rates.com/savings.htm

Web Link 5.4 [Not in use]

Web Link 5.5 Penalty for early withdrawal

http://www.firsticbank.com/savings.htm

Scroll down to Regular Certificates of Deposit

http://www.paducahbank.com/savings.htm

Scroll down to Certificate of Deposit, and read the paragraph under Cost

http://www.treasurybank.com/rates.asp

Scroll down to the section Penalty for Early Withdrawal.

Web Link (WSJ) 5.6 Current rates or best deals on bank CDs

Wall Street Journal

Under either High Yield Savings CDs or High Yield Jumbo CDs, click on either Scoreboard, Nationwide, or Composite By State/Region

http://www.bankrate.com/brm/rate/avg_natl.asp

Click on Overnight Averages under Savings

http://www.fisn.com/rates.htm

http://www.banx.com/savebox.asp

Scroll down for the different maturities.

http://bankcd.com/

Click on List of Top CD Rates.

http://www.money-rates.com/savings.htm

Scroll down to Savings Accounts

http://www.nfsn.com/Savings.htm#SelectAState

Select the state you wish to check out.

http://www.investorguide.com/Banking.htm

Click on Rate Monitors

Web Link (WSJ) 5.7 Links to CD rates at specific institutions

Wall Street Journal

Under either High Yield Savings CDs or High Yield Jumbo CDs, click on By State/Region

http://www.money-rates.com/

Click on CD Rates (on the left hand side under Bank Rates).

http://www.rate.net/index.htm

Click on Savings, and then on your state.

http://www.nfsn.com/personal/selectpf.htm

Click on your state, and then scroll down to Depository Accounts and click on Certificates of Deposit.

Web Link (WSJ)5.7a Yields on money market accounts

Wall Street Journal

Under either High Yield Savings Money Market Accts.or High Yield Jumbo Money Market Accts., click on Nationwide, By State/Region, or Composite

Web Link 5.8 FDIC

http://www.fdic.gov

Web Link 5.9 Calculator to verify deposit insurance coverage of a particular bank

http://www2.fdic.gov/structur/search/findoneinst.cfm

Web Link 5.10 Calculator to find a particular bank in the FDIC records

http://www3.fdic.gov/idasp/

Web Link 5.11 Information on the NCUSIF

http://www.ncua.gov/about/ncusif.html

Web Link 5.12 Information on the NCUA

http://www.ncua.gov/

Web Link 5.13 Redemption value of Series E bonds

http://app.ny.frb.org/sbr/

Then select from the pull-down menu the topic Series E Bonds (05/41 - 06/1980). Indicate the dates you want are for January 1975 to January 1976, and the face value of the bond you want is $100.

Web Link 5.14 Redemption value of Series EE bonds

http://app.ny.frb.org/sbr/

Web Link 5.15 Income limits on education exemptions of interest on EE/E bonds.

http://www.publicdebt.treas.gov/sav/saveduca.htm

Web Link 5.16 Current interest rate paid on Series EE and Series I bonds

http://www.publicdebt.treas.gov

Web Link 5.17 The Public Debt to the Penny

http://www.publicdebt.treas.gov/opd/opdpenny.htm

Web Link 5.18 Amount of various Government securities outstanding

http://www.publicdebt.treas.gov/opd/opddload.htm

Click on "Monthly Statement of the Public Debt (MSPD) Summary"

Web Link (WSJ) 5.19 Quotations for Treasury bills, notes, and bonds

Wall Street Journal

Web Link 5.20 Upcoming Treasury auctions

http://www.treas.gov/offices/domestic-finance/debt-management/auctions/index.html

Web Link 5.21 Treasury Auction Calendar

http://www.publicdebt.treas.gov/

Web Link 5.22 Opening a Treasury Direct account

http://www.publicdebt.treas.gov/sec/secomtd.htm

Web Link 5.23 Selected Interest Rates

http://www.economagic.com/fedstl.htm#Interest

http://www.federalreserve.gov/releases/H15/update/

Web Link 5.24 Currencies in which American Express issues traveler's checks

http://travel.americanexpress.com/travel/personal/resources/needs/currency.asp

Scroll to the bottom of the page.

Web Link 5.25 Information on commercial paper

http://www.infoplease.com/ce6/bus/A0813036.html

Web Link 5.26 Current rates on commercial paper

http://www.federalreserve.gov/releases/CP/default.htm

http://www.federalreserve.gov/releases/H15/update/

Web Link 5.27 Current rates on negotiable CDs

http://www.federalreserve.gov/releases/H15/update/

(Scroll down to CDs (secondary market))

Web Link 5.28 Information on banker’s acceptances

http://www.e-analytics.com/bonds/fed23.htm

http://www.rbtt.com/ba.htm

http://www-personal.umich.edu/~steiss/page71.html

http://www.unzco.com/basicguide/c13.html

Scroll down to Discounting and Banker’s Acceptances

Web Link 5.29 Current rates on banker’s acceptances

http://www.economagic.com/fedstl.htm#Interest

Click on either 3-Month Bankers' Acceptance Rate or 6-Month Bankers' Acceptance Rate

Web Link 5.30 Information on repurchase agreements

http://www.e-analytics.com/bonds/bond18.htm

http://ftp.aicpa.org/public/download/members/div/acctstd/edo/chapter14.pdf

Scroll down to Repurchase Agreements

http://www.ny.frb.org/pihome/fedpoint/fed04.html

Web Link (WSJ) 5.31 Yields on money market instruments

Wall Street Journal

Web Link 5.32 Description of a money market mutual fund (money fund)

http://www.ibcdata.com/mfs/basic.htm

Click on What is a Money Fund?

Web Link 5.33 Calculator for selecting a money market mutual fund

http://www.ibcdata.com/mfs/selector.htm

Web Link 5.34 Sample prospectus of a money market mutual fund, or sample contents of a prospectus

http://checkinvest.jpmorgan.com/

http://www.fremontfunds.com/funds/frmxx/index.html

http://flagship.vanguard.com/VGApp/hnw/FormsProspectApplication

Scroll down to Vanguard Money Market Funds

Web Link 5.35 Location of ATM machines

http://www.visa.com/atms/

Finds ATMs that accept VISA

http://www.mastercard.com/cardholderservices/atm/

Finds ATMs that accept MASTERCARD

Web Link 5.36 Discussion of what is and is not covered by deposit insurance

http://www.fdic.gov/deposit/deposits/insured/basic.html

http://www.infoplease.com/ce6/bus/A0813036.html

Web Link 5.37 Discussion of fraud in Internet based banking

http://www.iccwbo.org/ccs/news_archives/2001/fraud.asp

Web Link 5.38 Legal statutes on bad checks

http://www.ckfraud.org/penalties.html

http://caag.state.ca.us/consumers/general/badchex.htm

http://www.mscode.com/free/statutes/97/019/0055.htm

Web Link 5.39 Discussion of bad checks

http://www.jlz.com/Nancy's%20Notes/Avoiding%20Fraud%20and%20Forgery.htm

http://www.nacm-or.org/res_bcj_23.html

Web Link 5.40 Government regulations of ACH transactions

http://www.fms.treas.gov/ach/index.html

Web Link 5.41 Discussion of bill presentment

http://www.bankrate.com/brm/green/ob/ob9.asp

For Web Links 5.42 through 5.46 - use the WSJ Links links in the menu.

Web Link 5.47 Deposit insurance in other countries

http://www.cdic.ca/

Canada

http://www.jdic.org/

Jamaica

Web Link 5.48 Deposit insurance reform

http://aba.com/NR/rdonlyres/00004e5fzroceblnbnbgccnj/Deposit+Insurance+Reform993.pdf

http://research.mpls.frb.fed.us/research/wp/wp593.html

http://www.americanplanning.com/files/FDIC%20Insurance%20Changes.pdf

http://www.kc.frb.org/spch&bio/fdic.htm

http://www.nebankers.org/public/consumer/pressreleases/Media%20Deposit%20Insurance%20Reform.pdf

Web Link 5.49 Information that has changed since the book was written, new information that pertains to the topic, new web sites pertaining to this chapter: No new material at this time