89ChesterSt. • Painesville, OH•44077•440-357-4400•f: 440-357-4445•
Please let us know how you heard about us:
______Flyer_____T.V._____Family Friend
______Radio_____Newspaper_____Seminar
______Other/Who?______
Are you interested in a universal design home for persons with physical disabilities ___yes ___no
HOMEOWNERS APPLICATION
I. PERSONAL:
______
NameSocial Security #
______
Birthdate
______
Spouse’s NameSocial Security #
______
Birthdate
______
Current AddressCity Zip Code
( ) ______
Home Phone# of Persons in Household
RENTAL INFORMATION
_____$______
Current Monthly Rent Payments# of years at current address
Landlord:______Address:______
Phone #______
II.EMPLOYMENT
______
Current Employer# of Years
______( )______
AddressWork Phone
______
Spouse’s Employer# of Years
______( )______
AddressWork Phone
III.FINANCIAL INFORMATION
Please show income and asset amounts for all wage earners in home. You will need to submit your last 30 days of paystubs and proof of other income, such as Social Security statement or child support information.
MONTHLY INCOME
MONTHLY INCOME:Wage Earner Spouse or Other
Wages or Salaries from Employment$______$______
$______$______
Wages from Self-Employment$______$______
Unemployment Compensation$______$______
Social Security$______$______
(SSI) Supplemental Income$______$______
Pension or Annuities$______$______
Veteran’s Benefits$______$______
Other Retirement Benefits$______$______
Child Support$______$______
Alimony Payments$______$______
Property Rental Income$______$______
Other Income______$______$______
TOTAL MONTHLY INCOME:$______$______
TOTAL YEARLY INCOME (est.)$______$______
INCOME HISTORY – Please attach your last two (2) years Income Tax Returns and W-2 Forms.
ASSETS:
Checking Account Balance:$______Bank:______
Savings Account Balance:$______Bank:______
Other (Credit Union, etc.)$______Name:______
DEBT:LenderPayment(Monthly) Balance
Auto Loan:______$______$______
Credit Card______$______$______
Credit Card______$______$______
Credit Card______$______$______
Loan #1______$______$______
Other______$______$______
Have you declared bankruptcy within the past 4 years? Yes ______No ______
Discharge Date ______
IV.PERMISSION VERIFICATION:
I / We give my permission to Western Reserve Community Development Corporation to pull my/our credit and criminal reports and rental history and review such information with several Lenders for the reason of trying to obtain a mortgage loan.
______
SignatureDate
______
SignatureDate
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ALL INFORMATION ON THIS FORM CONCERNING YOUR FINANCES WILL BE KEPT IN COMPLETE CONFIDENCE
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BORROWER(S) SIGNATURE AUTHORIZATION FORM
PART I – General Information
Please indicate which bank/banks you would like your application sent. If you would like your application sent to a bank not listed, please include their address. We recommend that you choose no more than 3 banks.
Lender(s) Name and Address
PNC BANK______40 W. Erie Street, Painesville, OH 44077___
CHARTER ONE BANK__9666 Mentor Avenue, Mentor, OH 44060
OHIO SAVINGS BANK____8810 Mentor Avenue, Mentor, OH 44060___
THIRD FEDERAL SAVINGS7339 Mentor Avenue, Mentor, OH 44060___
DOLLAR BANK33 S. St. Clair Street, Painesville, OH 44077_
FIRST MERIT BANK______56 Liberty Street, Painesville, OH 44077____
FIFTH-THIRD BANK9875 Johnnycake, Concord, OH 44060_____
HUNTINGTON MORTGAGE GROUP58 S. Park Place, Painesville, OH 44077____
PART II – Borrower Information
I(we) hereby authorize Lender(s) to verify past and present employment earnings records, bank accounts, stock holdings and other asset balances that are needed to process my (our) mortgage loan application. I(we) further authorize the Lender(s) to order a consumer credit report and verify other credit information, including past and present mortgage and landlord references.
I(we) hereby authorize Western Reserve Community Development Corporation, as the Seller or Lessor, to verify payment history for the past 12 months from the landlord and utility companies.
It is understood that a copy of this form will also serve as authorization.
The information the Lender(s) or Seller obtains is only to be used in the processing of my application for a mortgage loan or rental application.
______
SignatureSignature
______
NameName
______
S.S.#S.S.#
Date______Date______
DOLLAR BANK
CREDIT ENHANCEMENT PROGRAM COUNSELING FORM
Initials of
Participants
______1. (I) (We) fully understand that the Dollar Bank credit consultant assigned to me as part of the credit enhancement program is proving information on how to rectify credit problems to be in a better position to possibly qualify for a mortgage.
______2. (I) (We) fully understand that the credit counseling process offered by Dollar Bank is a service rendered to provide detailed information on mortgage requirements and assist me/us in understanding mortgage credit analysis ratings.
______3. (I) (We) fully understand that the services rendered under the credit enhancement program are for dollar Bank low-to-moderate residential products.
______4. (I (We) fully understand that the program does not guarantee me/us an approval of a residential mortgage application with Dollar Bank or other financial institution.
______5. (I) (We) fully understand and agree that Dollar Bank shall not be responsible for any credit decisions or actions which I/We may take based on the information which is provided to me/us in connection with the credit enhancement program of Dollar Bank.
By: ______By:______
(Participant Signature) (Participant Signature)
By: ______By: ______
(Printed Name) (Printed Name)
Date:______Date:______
Credit Consultant:______
Date:______
THIRD FEDERAL
Savings & Loan
Main Office
7007 Broadway Avenue
Cleveland, OH 44105
1-888-THIRD-FED(888-844-7333)
ACKNOWLEDGEMENT(HomeToday)
I/we are participating in the HomeToday Program offered by Third Federal Savings and Loan of Cleveland(“Third Federal”).
I/we understand that Third Federal does not benefit financially from any referrals or partnership contacts. If participating in the HomeToday Program, I/we acknowledge that I/we will be able to gain access to community partners who offer additional personal money management education and homeownership training.
I/we have received a copy of the Third Federal and TFIA Privacy Promise.
AUTHORIZATION
I/we authorize Third Federal to forward my/our name(s), address, and telephone number(s) to community partners who may choose to contact me/us.
I/we authorize Third Federal to release copies of the following documents from my/our mortgage loan file or records to a community partner to help process or service my-our loan.
- A completed Third Federal Mortgage Application
- HUD 1 Settlement Statement
- Transactional loan data
- Any documentation provided to verify income
- A copy of the Deed
- Pre-approved loan amount
Third Federal will not share a copy of my/our credit report. Community partners will be responsible for obtaining credit reports independently if needed.
______
Print NameAddress
______
SignatureCity, State and Zip
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