CITY OF MOBILE

COMMUNITY PLANNING AND DEVELOPMENT DEPARTMENT (CPD)

* PROGRAM YEAR 2012 *

COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAM

APPLICATION FOR PARTICIPATION IN THE NEIGHBORHOOD REVITALIZATION REVOLVING LOAN FUND

DISTRICT 2

GENERAL INFORMATION & INSTRUCTIONS

Is this the right form?

The attached application is the one to use if you are applying for the Neighborhood Revitalization Revolving Loan funds (CDBG) to acquire, rehabilitate, and resell vacant and/ or blighted single family houses in District 2. Projects must either be located in a District Two CDBG-Eligible neighborhood or be undertaken for the purposes of providing affordable housing in District Two.

Funding preference may be given to:

(1)  the acquisition and rehabilitation of vacant and/or blighted properties located in the South Oakleigh/Texas Street neighborhoods and The Bottom (see Attachment 1, Map of District Two, CDBG-eligible census tracts and target neighborhoods); or,

(2)  rehabilitations that will create homeownership opportunities for low–moderate income homeowners earning no more than 80% of the area median income based on HUD income limits.

This application is not for current homeowners who are seeking funds to rehabilitate their homes.

Program Eligibility

All programs must meet Federal eligibility rules. City CPD staff can advise on this.

Completing the Application

Please observe the following:

·  Type your answers on the application. CPD staff can provide the application via email, and the application will also be available on the City of Mobile’s Official Government Website at www.cityofmobile.org .

·  Use the enclosed checklist to make sure that your application is complete and utilize numbered tabs to enclose and identify requested attachments or supplemental information.

·  Take the necessary space to answer each question fully. Do not assume a small space on the application is meant to suggest that your answer should fit in that small space!

·  Please submit the original and two complete copies of your application. Fasten pages with paper clips or binder clips, not staples or glued binding.

Evaluation of Applications

Your responses to each question will be evaluated and scored by CPD staff. Once evaluated by the CPD staff, the selected financial institution may also evaluate the application. Additional loan application requirements may be required by the bank. To give your application the best chance for success, read the question and guidance notes carefully. Since the funds are limited, only those applications scoring highest will be recommended for funding, though not necessarily for the full amount requested.

Application Deadline

Applications must be received by 4:00 p.m. on Friday, December 16th, 2011 at:

Government Plaza

205 Government Street

South Tower, 5th Floor, Suite 508

Mobile, AL 36602

P.O. Box 1827

Mobile, AL 36633

Faxed applications and late applications will not be accepted.

Question: If you have questions about the application, please feel free to contact:

Jelili Ogundele 251.208.7631

CITY OF MOBILE

COMMUNITY PLANNING AND DEVELOPMENT DEPARTMENT

COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAM

APPLICATION FOR PARTICIPATION IN THE NEIGHBORHOOD REVITALIZATION REVOLVING LOAN FUND

DISTRICT 2

DEADLINE FOR SUBMISSION: 4:00 p.m. on Friday, December 16th, 2011

APPLICANT NAME: ______

DATE SUBMITTED: ______

For use by CPD Staff

RECEIVED BY: ______

DATE & TIME: ______


Checklist for Completeness of Application

All applicants should complete this checklist. If there is an attachment that does not apply to your application, simply note “N/A” in the application, and do not include that tab.

Item Tab

_____ Complete Application A.1

_____ Evidence of Site Control B.1

_____ Scope of Work / Work Write Up B.2

_____ Resumes or Statement of Qualifications B.2

_____ Lead Safe Work Certificate B.3

_____ Photos of Proposed Properties B.4

_____ Evidence of Funding Commitments B.6

_____ Schedule of Completion B.7

_____ Evidence of Partnership or Support B.8

_____ Audit or Financial Statements C.4

_____ Conflict of Interest Disclosure C.5

_____ Incorporation Paperwork D.1

_____ IRS Determination Letter (501c3 Status) D.2


PART A.1 BASIC INFORMATION

Applicant name: (Please give full legal name.)

Type of Organization:

______Nonprofit 501(c)(3) Organization

______Local Housing Authority

______For Profit Corporation

______Individual Developer

______Other (please specify):

Contact Person and Title:

Telephone:

Email address:

Mailing address:

Street address (if different):

Amount of Funding Requested:

How Many Blighted Properties Will Be Acquired and Rehabilitated?:

Please note that all blighted properties must be located within City Council District Two, City of Mobile, Alabama. Funding preference may be given to: 1) the acquisition and rehabilitation of vacant and/or blighted properties located in the South Oakleigh/Texas Street neighborhoods and The Bottom (see Attachment 1, Map of District Two, CDBG-eligible census tracts and target neighborhoods); or, 2) rehabilitations that will create homeownership opportunities for low–moderate income homeowners earning no more than 80% of the area median income based on HUD income limits.

A.2 Description of Request

Describe the project for which you are requesting funding. Include, at a minimum, the following elements:

·  Name of entity requesting funds and its mission or business purpose

·  Amount of funds requested and for what purposes (e.g. acquisition, rehabilitation)

·  Description of the project, including a brief description of the timing of how funds will flow, and what project elements will be paid for with the requested funds

·  Number of low and moderate income individuals and families to be served, including what percent of area median income (AMI) will be targeted

·  Description of your agency to implement the project and manage the funds requested

PART B PROJECT DESCRIPTION

B.1 Please complete the following table for all proposed properties to be rehabilitated. If more space is needed, add additional rows.

Address / Acquisition Cost / Current Zoning / Historic District (Y/N) / Site Control (Y/N) / Estimated Rehab Budget / Vacant (Y/N) / Year Built (Estimate)

For any properties that you currently have site control for, please attach evidence of this control behind Tab B.1.

B.2 Provide the following information regarding your project.

A.  Provide a detailed description of rehabilitation/scope of work for each property, and if available, attach work specifications or a work write-up for each property behind Tab B.2.

B.  Who will supervise and manage the project? Describe the individual’s relevant experience with managing projects of a similar size and scope, and attach a resume or statement of qualifications behind Tab B.2. If construction management will be done by a consultant, describe the steps that have been or will be taken to hire the consultant.

C.  List any other finance, construction, or design professionals on your development team, and include a resume or statement of qualifications for these individuals behind Tab B.2.

D.  Describe the appraisal and home inspection process.

E.  How will the completed homes be marketed?

F.  If applicable: Who will income qualify potential buyers? How will you ensure that buyers are income eligible? Please see the attached chart of income limits for this program.

B.3 Do you or your contractor have a Lead Safe Work Certificate?

______Yes. Attach a copy behind Tab B.3.

______No. How will you ensure lead safe work practices?

B.4 Are all properties being acquired blighted? Behind Tab B.4, attach interior and exterior pictures of each property proposed.

B.5 How will you ensure that the City of Mobile’s CDBG loan funds will be repaid?

B.6 Project Budgets

Complete the tables below, giving a detailed budget for the construction and permanent financing phases of the project, showing both sources and uses of funds.

·  Your response should demonstrate your capacity for detailed financial planning. Under “Sources of Funds (Revenue),” indicate which funds have already been committed and attach evidence of the commitment behind Tab B.6.

·  Note that CDBG funds must be matched at least 1:1 with other funds or with in-kind donations or material or labor.

·  Under “Uses of Funds (Expenditures),” list all major categories of expense and indicate how they have been estimated (e.g. appraisal, contractor’s estimate, architect’s estimate).

CONSTRUCTION BUDGET

SOURCES OF FUNDS
(REVENUE) / AMOUNT / COMMITTED (Y/N)
TOTAL SOURCES OF FUNDS
USES OF FUNDS
(EXPENDITURES) / AMOUNT / CDBG PORTION / MATCHING
SHARE
TOTAL USES OF FUNDS

The costs listed above have been estimated by:

______Appraisal ______Contractor

______Architect ______Other:

PERMANENT FINANCING BUDGET

SOURCES OF FUNDS / AMOUNT / COMMITTED (Y/N)
TOTAL PERMANENT FINANCING


B.7 Behind Tab B.7, attach a detailed timetable identifying target dates for the key steps in carrying out the project. Indicate the month the project will start and the estimated completion date. Your response should demonstrate your capacity for realistic and detailed project planning. In the timetable, list the necessary steps you will take such as: identifying and acquiring property, construction bidding, rehabilitation, marketing, and sale of homes.

Project Start Date:

Project Completion Date:

B.8 Describe your existing and planned relationships with local financial institutions and/or homebuyer counseling programs who will act as partners in the project. Attach any available letters of commitment or support from community and/or financial partners behind Tab B.8.

PART C BUSINESS OR ORGANIZATION INFORMATION

C.1 What is the main purpose of your business or mission of your organization?

C.2 Describe your experience in managing acquisition and rehabilitation projects funded through federal or non-federal grant programs. State the total cost of the project(s) that you have managed.

C.3 Please complete the table below:

If more space is needed, add additional rows.

Project Location / Date Completed / Federal Funding Sources / Non-Federal Funding Sources

C.4 Have your business’ accounts been audited within the last three years?

Yes _____ No _____

If yes, attach a copy of the most recent audit behind Tab C.3. Include all subsidiary reports and management letters from your auditor. If the most recent audit is not for the most recently completed fiscal year, please also attach unaudited financial statements for the most recent year.

If no, attach any financial statements are available for the most recently completed fiscal year. If you are an individual developer, attach a copy of your most recent state and federal tax returns.

C.5 Disclosure of potential Conflicts of Interest.

Are any Board members or employees (or members of their immediate families) involved in the program for which funds are requested? Yes _____ No _____

If yes, are they:

_____ Employees of or closely related to employees of the City’s CPD Department

_____ Members of or closely related to members of City Council

_____ Beneficiaries of the project for which funds are requested, either as clients or as contractors paid for services other than under a contract of employment.

If the answer to any of these questions is yes, please attach a full explanation at Tab D.6. The existence of a potential conflict of interest does not necessarily make your application ineligible for funding, but the existence of an undisclosed conflict may result in the termination of any funding award.


PART D ADDITIONAL INFORMATION

D.1 Is the applicant incorporated?

_____ Yes Attach copy of incorporation paperwork behind Tab D.1.

_____ No Explain your current legal status.

D.2 Is the applicant a non-profit organization?

_____ Yes Attach copy of IRS Determination Letter behind Tab D.2.

_____ No

PART E CERTIFICATION

I certify that I am authorized to submit this application on behalf of myself, business, or organization and that the information contained herein is true and correct to the best of my knowledge.

______

Signature Date

______

Printed Name and Title