/ SECURED BUSINESS FINANCE AGREEMENT
Loan Number / 48855
Effective date of Contract
SCHEDULE
Account Name
Account Type / Secured Business Finance Agreement

IMPORTANT

This document sets out the key information about your Secured Business Finance Agreement. You should read it thoroughly. If you do not understand anything in this document, you should seek independent advice. You should keep a copy of the Secured Business Finance Agreement in a safe place.

FULL NAME AND ADDRESS OF CREDITOR. This is the person or company providing you the credit.

You may send notices to the creditor by:
  • Writing to the creditor at its postal
address; or
  • Sending a fax to the number
specified;
or
  • Sending an email to the address
specified. / Name: / Oxford Finance Limited
Physical Address: / 313 Oxford Street
Levin 5510, New Zealand
Postal Address: / PO Box 429, Levin, New Zealand
Free Phone: / 0800 263 264
Fax: / +64 6 367 0405
Email: /

Electronic Communication:

I/We agree that Oxford Finance may use electronic communication (including email and SMS/text message) for the purpose of making disclosure to me pursuant to the Credit Contracts and Consumer Finance Act 2003, providing me with notices and/or changes to Oxford Finance Terms and Conditions and/or any other reason such as marketing of services and products.

My/Our preferred email address for communications is: ………………………………………………………..

My/Our preferred mobile number for receiving SMS/text message notifications is: ………………………….

Note: Please notify Oxford Finance in writing if you do not wish to receive any promotional material about services and products offered by Oxford Finance and its associated group of companies. If no such request is received from you we will take it that you have accepted and agreed to Oxford Finance using your personal information for these purposes.

FULL NAME AND ADDRESS OF DEBTORS. This is the person(s) and/or entity(ies) responsible for making payments to the creditor.

Debtor / Email:

FULL NAME AND ADDRESS OF GUARANTORS. This is the person(s) and/or entity(ies) responsible for making payments to the creditor.

Guarantor

DESCRIPTION OF COLLATERAL

The Creditor has an interest in the Collateral described below to secure performance of your obligations under the agreement and the payment under the agreement.

Description of security interest(s):

Property which is (or will be) subject to a security interest:

Debtor’s Security
Motor Vehicle / Registration: .
Make & Model:
Guarantor’s Security
Motor Vehicle / Registration: .
Make & Model:

GST Declaration

Is the above named purchaser a GST registered person or company? No/Yes
If Yes enter GST Registration Number ………………………………………

CREDIT DETAILS

Initial unpaid balance.
This is the amount you owe at the date of this statement (including any fees charged by the Creditor).
$made up of: / Cash Price
Cash Price
Establishment Fee
Driver Licence Check
Veda Credit Check
Motor Web
PPSR Fee
Motocheck
Less
Cash Deposit
Total advances
This is the total amount of all advances made or to be made to you. / $

INTEREST

Annual interest rate:
% fixed for the full term of the contract being 36 Months. / Total interest charges
This is the total amount of the interest charges payable under the contract. $

PAYMENTS

You are required to make each payment as specified, starting one month after the effective date of this contract: 36 payments, due monthly.
Payment 1 - 35: $
Payment 36: $
(includes account maintenance fee as per schedule of fees and charges attached) / Total Account Maintenance Fee: $
Total amount of payments: $
Method of charging interest
Interest charges are calculated by multiplying the unpaid balance at the end of the day by a daily interest rate. The daily interest rate is calculated by dividing the annual interest rate by 365. Interest is charged to your account monthly.
CREDIT FEES AND CHARGES
The credit fees and charges set out in the attached “Schedule of Standard Fees and Charges applied to Commercial Contracts” (which may not be included in the initial unpaid balance) are, or may become, payable under, or in connection with, the contract.
Your credit contract may allow the Creditor to vary this/these fee(s) and charge(s).
Account Maintenance Fee $9.00; payable on the last day of each calendar month.

SPECIALTERMS AND CONDITIONS

Any additional terms and conditions should go here.

DISPUTE RESOLUTION

Name of dispute resolution scheme: Insurance & Financial Services Ombudsman Services (IFSO)

It is free to make a complaint to this independent dispute resolution scheme. This scheme can help you to resolve any disagreements you have with the Creditor.

Contact details of the dispute resolution scheme:

Phone: 0800 888 202

Website:

Business address: PO Box10-845, Wellington 6011, New Zealand

REGISTRATION ON FINANCIAL SERVICE PROVIDER REGISTER

Creditor’s Registration Name: Oxford Finance Limited

Registration number: FSP116487

DEBTOR’S SIGNATURE
Signed as Debtor
Name / Witness Signature
Witness Name
Witness Address
Signed as Guarantor
Name / Witness Signature
Witness Name
Witness Address
Signed on behalf of Oxford Finance Ltd
Signature
Name
Title
Date of signing