Rebalance letter

This letter is intended to be inserted onto your company letterhead and supplied to your client

Date

Dear insert client name>,

New risk profile definitions and changes to underlying asset allocations
The foundation of a good investment or superannuation strategy is to ensure that your portfolio is diversified across various assetsand asset classes (for example cash, shares, property,fixed interest) and is invested in accordance with your risk tolerance, known as your risk profile.

Centrepoint Alliance, working with industry experts, hasconducted an extensive review ofthe current risk profiles. As a result of the review, changes have been made to the corresponding allocation of assets (asset allocations). The new asset allocations and corresponding risk profiles reflect a more accurate relationship between riskand return which will help us manage your expectations and more effectively manage your portfolio.

Your profile has been updated
As a result of the review and subsequent adjustments, we’ve updated your risk profile.

Your former risk profile is:<insert former profile>

Your new risk profile is:<insert new profile>
<Insert new profile description>
You will notice that the name of your risk profile is different, but more importantly, the asset allocation benchmarks have changed. The changes may not seem significanthowever it is important you read your new risk profile description carefully and contact us if you believe this is not a true reflection of your current risk tolerance.
What this means for you
<Option 1 – Requires rebalance - e.g. outside of 10% variances for Growth vs Defensive>
Moving to the new risk profile has resulted in your current investment and/or superannuation portfolio requiring an adjustment. This is to ensure it is aligned with the asset allocations of your new risk profile.

Book a review

We believe it’s very important that we discuss these changes with you and ensure any alteration to your risk profile and asset allocation is in keeping with your long term objectives. Please contact us on (insert phone number) or email (insert email address) to schedule a review.

<Option 2 – No specific rebalance required – e.g. within 10% variance for Growth vs Defensive>
(Your current portfolio remains aligned with the asset allocations of your new risk profile and is in keeping with your previously advised goals and objectives. Therefore no immediate change is required, however some minor adjustments to your underlying investments may be required atyour next review.

Please contact us on (insert phone number) or email (insert email address) if you have any queries or would like to schedule a review.)
We look forward to working with you on your financial plan and continuing to be of service in the future.

Regards,

<Adviser Name>

Business Name

insert name of financial adviseris an authorised representative of Professional Investment Services Pty Ltd ABN 11 074 608 558 AFSL 234951.