(2014 MORTGAGE NO PROTECTION LETTER)
<Title> <Forename> <Surname>
1st Line Address
2nd Line Address
3rd Line Address
4th Line Address
Date
IS YOUR HOME PROTECTED AGAINST THE UNEXPECTED?
Dear <Client Name>
For most of us, our mortgage repayments are likely to be our biggest monthly outgoing and, unfortunately, the need to pay it doesn't end if you are unable to work.
PROTECT YOUR HOME & YOUR FAMILY TODAY
It appears from our records that currently your mortgage is not protected with life assurance and critical illness cover.As you know, your home is at risk if you cannot keep up repayments and because of this, it is vital to protect your property and family should the worse happen.
Macmillan Cancer Support recently conducted some research that reveals some alarming statistics about our chances in Britain of contracting cancer.Macmillan’s projections show that by 2020 almost half of us (47%) will get cancer. However, the good news is the chancesof survival are improving and nearlyfour out of ten (38%) of those who get cancer will survive it. Twenty years ago the survival rate was only one in five(21%)*. This improvement reflects advancements in early diagnosis, cancer treatments and cancer care.
Serious illness can bring with it financial problems as many future sufferers willface long periods when they are unable to work. This may be temporary or permanent. To protect your home and your family you should consider critical illness cover which pays a lump sum on diagnosisof many recognised critical illnesses or life assurance, although this only pays out on death.This means critical illness has a key role to play in protecting you and your mortgage. If you should suffer a critical illness, being able to repay your mortgage in full will rid you of, probably, your largest monthly financial commitment. Removing this financial worry will leave you to concentrate on your recovery.
There are many extremely cost effective options available to you and I will be in touch shortly to discuss the best solutions for your personal circumstances. In the meantime, please feel free to contact me if you have any questions or need immediate help on <telephone number>, at the above address or by e-mail at <e-mail address>.
Yours sincerely
<Name>
<Firm Name>