FIRST COMMONWEALTH MORTGAGE

Pre-Approval Documentation Request

1. 2009 & 2010 W2s (If you are self employed or are paid on commission, I will need your full 2009 and 2010 Tax returns.)

2. TWO MOST RECENT PAY STUBS FOR EACH BORROWER.

3. CURRENT STATEMENT OR BILL OF ANY EXISTING MORTGAGES OR LINES OF CREDIT.

4. A LIST OF ASSETS (Last 2 month’s bank account: must include property address, full acct number, and contain all pages)!

Please fax this information to 800-837-4923, attention Chris Joly or email to . The approval will be run as soon as you review all your disclosures and are ready to move forward. Please keep in mind that you are never obligated to my loan offer at any time by faxing in this documentation. However, gathering your documentation and faxing it in for approval is an excellent way to get a "jump start" on this process.

After viewing the Good Faith Estimate and other disclosures, you can then request a "rate lock commitment", which ensures you of the quoted interest rate, loan amount, and term. Keep in mind mortgage rates are at an all time low and will be on the rise soon. Rate locks are of the utmost importance. It's always nice to go about this process knowing nothing can change.

Sincerely,

J. Christopher Joly

Senior Loan Officer

P – (800) 837-0247

NMLS #177297

First Commonwealth Mortgage ● 305 N. Hurstbourne Pkwy; Suite 120 ● Louisville, KY 40222


J. Christopher Joly, Senior Mortgage Banker

MLO NMLS #177297

First Commonwealth Mortgage,NMLS #1401

Toll Free: (800) 837-0247 ~ Local: (502) 657-1567

Fax: (502) 813-5389

Home Information
Requested Loan Amount: $ - $ / Down Payment: $
Maximum Monthly Payment: $ / Referred By:
Personal Information / Personal Information
Name: / Name:
Date of Birth: / Date of Birth:
SSN: / SSN:
Current Address: / Current Address:
City: / State: / Zip: / City: / State: / Zip:
Own/Rent / How Long: / Own/Rent / How Long:
Home Phone #: / Home Phone #:
Cell Phone #: / Cell Phone #:
Email: / Email:
Employer / Employer
Name: / Name:
Phone #: / Phone #:
Position: / Position:
Gross Income: HR/MO/YR / Gross Income: HR/MO/YR
How Long: / How Long:
Assets / Assets
Bank Name: / Bank Name:
Amount in Checking/Savings: / Amount in Checking/Savings:
Amount in 401K/Stocks / Amount in 401K/Stocks
Other Monies: / Other Monies:
Completion of this form does not constitute an application for credit.

I hereby authorize First Commonwealth Mortgage to verify my past and present employment earnings records, bank accounts, stock holdings, and any other assets needed to process my mortgage loan application. I certify that all of the information that I have provided is true and complete.

I further authorize First Commonwealth Mortgage to order a residential mortgage consumer credit report and verify other credit information, including past and present mortgage references. It is understood a photocopy of this form will also serve as authorization.

The information First Commonwealth Mortgage obtains is only to be used in the processing of my mortgage loan application.

Signature / Signature
Date Signed / Date Signed

Notice to borrowers: As required by the Right to Financial Privacy Act of 1978, HUD/FHA has a right of access to financial records held by financial institutions in connection with the consideration or administration of assistance to you. Financial records involving your transaction will be available to HUD/FHA without further notice or authorization but will not be disclosed or released by this institution to another government agency or department without your consent except as required or permitted by law. This is not a commitment to lend.