JA Careers with a Purpose

Junior Achievement Presents:

The NEFE High School Financial Planning Program

Pre-/Post-Test

Student Information

1. What are the first three letters of your last name?

/ / /

2. When were you born?

/ / / / / / /

1

9

/ /
/

Month

/ /

Day

/ /

Year

3. What grade are you in? (Please check only one.) o 9th o 10th o 11th o 12th o Other: _____

4. NOT including this session, how many times have you participated in JA? (Please check only one.)

o This is my first time. o 1 o 2 o 3 o 4 o 5 or more

Knowledge Questions (Please circle the correct answer.)

1. A spending plan for managing money during a given period of time is called ______.

a. Interest.

b. A budget.

c. Fixed expenses.

d. Credit.

2. Which of the following would tend to be a low-risk investment?

a. Savings accounts.

b. Real estate.

c. Stocks.

d. Collectibles.

3. A disadvantage of credit is ______.

a. It allows you a way to pay emergency expenses.

b. It encourages impulse spending.

c. It allows you to establish credit.

d. It allows you to buy now and pay later.

4. An example of a variable expense would be ______.

a. Rent.

b. Car insurance.

c. Electricity bills.

d. School loan.

5. Which of the options below is not a traditional type of expense?

a. Fixed expense.

b. Conditional expense.

c. Periodic expense.

d. Variable expense.

6. Which of the following actions could put your personal information at risk?

a. Shredding credit card information.

b. Downloading free software to your personal computer.

c. Ordering a copy of your credit report.

d. Regularly reviewing financial statements.

7. A risk taken when obtaining credit is ______.

a. You may not be able to pay your bill on time.

b. You may borrow too much.

c. You may have to pay interest on what you borrowed.

d. All of the above.

8. Christina was seriously injured in a car accident and will not be able to return to work for several months. What kind of insurance does she need?

a. Liability insurance.

b. Property insurance.

c. Malpractice insurance.

d. Disability insurance.

9. ______protects personal possessions in the event of fire, flood, theft, etc.

a. Automobile insurance.

b. Property insurance.

c. Life insurance.

d. Liability insurance.

Post-Test Only

Are these sentences true for you?
Please check the box under the answer that applies to you. / Yes / No / I don’t know
A. / Junior Achievement made school more interesting. / o / o / o
B. / Junior Achievement made me aware of career options. / o / o / o
C. / Junior Achievement was fun. / o / o / o
D. / Junior Achievement provided a challenge. / o / o / o
E. / Junior Achievement connected what I learned in the classroom with real life. / o / o / o
F. / Junior Achievement helped me prepare for the future. / o / o / o
G. / Junior Achievement taught me how to manage my money. / o / o / o
H. / Junior Achievement made me realize the importance of staying in school. / o / o / o

· Would you recommend this program to a friend? o Yes o No

· List two things you learned from the program that you think are important: