ONLINE QUIZ QUESTIONS
Chapter 21
THE EMPLOYEE’ S SAFETY NETS: UNEMPLOYMENT AND WORKERS’ COMPENSATION, SOCIAL SECURITY, AND RETIREMENT PLANS
Multiple Choice Questions
1. The Federal Employment Liability Act is designed to protect and compensate:
a.railroad workers.
b.military personnel.
c.federal government employees.
d.healthcare providers.
ANSWER:(a)
2. Eligibility for unemployment compensation requires that the _____ occur in a specific set of circumstances.
a.termination
b.idleness
c.unemployment
d.disability
ANSWER:(b)
3. _____ and _____ are the two main disqualifications to claimunemployment compensation for anout-of-work worker.
a.Felony; wrongful discharge
b.Negligence; willful misconduct
c.Discrimination; hostile environment
d.Willful misconduct; voluntary quitting
ANSWER:(d)
4. Unemployment benefits are paid for by a tax on the _____ and an equal levy on the _____.
a.company’s products; company’s profit
b.union funds; pension funds
c.wages of the workers; employer’s total payroll
d.consumers; Social Security funds
ANSWER:(c)
5. Which of the following deserves to be considered work related to qualify for workers’ compensation?
a.Over a minor scuffle at the company cafeteria, Sylvester was attacked by Rob.
b.While on the way to office, Sylvester had an accident and sustained minor injuries.
c.Being a smoker, Sylvester’s bronchitis aggravated owing to dust particles inhaled at work.
d.Sylvester cut his arm at the lathe as the belt holding the wheel snapped owing to wear and tear.
ANSWER:(d)
6. The original and the main purpose of _____ is to provide partial replacement of earnings when a worker decides it is time to retire.
a.employee benefits
b.welfare funds
c.tax exemption
d.social security
ANSWER:(d)
7. Monthly benefits are payable to a retired insured worker from the age of:
a.sixty-two.
b.twenty-two.
c.sixty-one.
d.fifty-three.
ANSWER:(a)
8. Part A of medicare includes all of the following except:
a.hospital insurance for inpatient hospital care.
b.inpatient skilled nursing care.
c.supplementary medical insurance.
d.hospice care.
ANSWER:(c)
9. The pension plan administrators should disclose the relevant financial information to:
a.the federal appellate court.
b.third party arbitrator and the employer.
c.employees and the government.
d.employers and the bargaining representatives.
ANSWER:(c)
Matching Question
10. Match each term below to its correct definition:
UnemploymentCompensation:Benefits paid toemployees out of workthrough no fault of theirown and who areavailable for suitablework if and when itbecomes available.
Willful misconduct:The high level of fault that disqualifies an out-ofwork worker from unemployment benefits.
Workers’Compensation: Benefits awarded anemployee when injuriesare work related.
Employee RetirementIncome Security Act: An act that sets standardsfor pension plansincluding fiduciaryconduct, informationdisclosure, plan taxation,and remedies foremployees.
Fiduciary: Any person exercisingdiscretionary authorityover benefit planadministration,management, ordisposition of planassets; or who rendersinvestment adviceregarding the plan.