Chintamani Bagwe

Email: Mobile: 001-513 207 1382,

Res: +91-22-28847242

Professional Summary

Over ten years encompassing Business Intelligence, providing analytical solutions to banks, Risk Management systems, Basel II implementation, Decision Support systems, Financial Analysis and Data Mining in Banking & NBFC environment.

Possess expertise in banking domain in the areas of Credit policy, credit administration, collections, Customer profitability, Asset liability management, Fund transfer pricing, campaign management, assessing the product viability, business planning and forecasting. Good knowledge in data modeling & development of enterprise wide Business Intelligence Solutions for banks. Currently working on Basel II implementation for CITI bank across all lines of business. Good inter-personal and communications skills. Experience in handling international clients

Educational Qualifications

Particulars / University
Master of Commerce (M.Com) / Pune
Bachelor of Commerce(B. Com.) / Mumbai

Proficiency

Project Management / Method one Process, Project Estimation, Planning, Tracking, Risk Mitigation & Team Management
Technical – Languages / RPG/400, CL/400, Dbase, Foxbase, Foxpro, COBOL,PL SQL
Technical – Databases / Oracle, MS SQL Server, DB2-400 v4r2, Foxbase, , MS Access
Financial & Technical – Products / Flexcube, Reveleus, ERWIN, Business Objects, Hyperian Essbase, Ascential Datastage, Advance Excel
ERP Software / QAD ( MFG PRO) – Financial
Domain Expertise In / IT, Banking, Finance (NBFC), Distillery

Achievements and Awards

1.  Received ‘Star of The Year –2001’ award from American Express Bank for the year 2001

2.  Received ‘Excellence in Service’ award from I-flex Solutions Limited for the year 2003

Employment History

Organisation / Duration / Position
I-Flex Solutions Inc. (USA) / Jan’03 till Date / Business Solution Specialist
Implementation
American Express Bank / Jun’00 to Jan’03 /

Assistant Manager

Risk Management
Kotak Mahindra Primus Ltd.
(JV between Ford & Kotak Mahindra ) / Jan’ 97 to Jun ’00 / Assistant Manager
Finance & System
International Distilleries (India) Ltd-
( IDV ) / Apr ‘ 95 to Jan ‘ 97 / Officer
Finance & System
Tilaknagar Industries Ltd. / Oct ‘ 92 to Apr ‘ 95 / Systems Analyst
EDP

Professional Experience

I-Flex Solutions Inc. Jan’03 to till date

Þ  Subject Matter Champion for Enterprise Financial Performance Info-Domain. Responsible for enhancement in the EFP analytics and issuing Road maps of future tasks.

Þ  Solution architecting by mapping the client’s requirement to existing analytical solutions. Providing feedback on designs, architecture and data model.

Þ  Creating Functional Specification Document, White papers for enhancement of business solution packs, enhancement of global data model.

Þ  Done Requirements Study, fit-Gap analysis, building prototypes for some of the clients. Done Resources planning, Effort estimation & Filling up RFP’s, Project Monitoring, Tracking, Risk Mitigation

Þ  Handled end to end Day-Break product and Reveleus integration

Project Implementation -

Reveleus Basel II Implementation at CITI Bank USA / CITI Bank has chosen Revelues Basel II solution to comply with Basel II Risk framework. The project involves implementing the Credit Risk part of Basel II framework from Reveleus product suite. This needs to be implemented for Citi Bank businesses in different countries. The Method to be used for calculating the Risk weights are Advanced AIRB approach, Standardized Approach for some countries, Supervisory formula Approach for Securitization. The main focus is to arrive at Post mitigation, post haircuts RWA numbers for each of the exposures. Being a Senior business analyst my role involves implementing Credit Risk Basel II analytics for banks Capital adequacy requirements in terms of obligor, product types and facility ratings, asset categorization, exposure types and collateral optimization, rating based methods including Internal Ratings methodologies for Consumer Wholesale Banking.
·  Interacting with senior Risk people in the bank to understand the risk components for various products to define the Input layer for Reveleus
·  Understand the various BRD’s (business requirement documents) for each lines of business. Make sure that all the functionality given in the BRD’s are supported by Reveleus. Map the Reveleus Run\Rule framework in line with Basel Accord
·  Done Product walk through for each type of Use Cases how it can be handled through Reveleus Basel II engine.
·  Finalizing the data model by going through all the Use cases, BRD’s and FRD’s for Loans, securitization portfolio, OTC/SFT, Retail portfolio. Highlighted the Gaps with solution.
·  Completed Pilot runs for each type of products which gets RWA numbers following the Basel Accord steps
·  Looking into various aspects of multi country handling with different local reporting and following different methods
·  Working with Risk IT teams for defining the interface to send back the RWA numbers and reporting requirements back to finance systems
Reveleus Impli in African Banking Corporation , South Africa / Being the Project manager with 15 team members implemented Reveleus analytical solutions: aCRM, Credit Risk, Fund Transfer Pricing, Enterprises Financial Performance Measurement, Asset Liability Management and Customer profitability Analytics. All these solutions are implemented in the African Banking Corporation for eight countries, multiple branches
53 Bank USA (Ohio) Maintenance of Data Warehouse / ·  Maintenance of current data warehouse for the bank by adhering to the standards defined by the bank. Understanding new request asked by the business user converting them into system specs. Getting it developed in mainframe and deliver the same in BO universe.
·  Managing the delivery of Ascential Datastage ETL Jobs for populating the warehouse. Assigning the different projects to ETL developers

American Express Bank Jun’00 to Jan’03

Þ  Assist the National Credit Policy, Credit acceptance and Collection heads to understand Portfolio trends by generating Portfolio MIS

Þ  Create a Risk management monthly newsletter. Raise the initial warnings to the senior management about loss indicators, Credit indicators Branch performance

Þ  Following all the reporting guidelines given by global credit for reporting, Loss provisioning & credit monitoring. Responsible for answering all the audit queries given by Global Credit, RBI and compliance department related to risk.

Þ  Issuing the addendum to PAR (credit memorandum) to the regional locations and oversee the Credit officers for adherence to the PAR.

Þ  Worked on all Risk related requirements/ enhancements of the current system Part of the core UAT team for Risk Mgmt and have successfully completed UAT for critical projects like :

Score Card System, Margin Finance System, Unsecured LOC, New modules in the core banking System etc.

This involved:

·  Analyzing the Functional specification document (FSD)
·  Testing the developed system for adherence to the FSD and product features in line with business requirements
·  Creation of the Test Script and Testing of the Same
·  Post implementation training and sample checking for the system
·  Liaison with the bank technology group and out-sourced technology providers. Coordination with different functional groups to ensure that all project deliverables are being met.

Þ  Developed in-house automated system with Visual Basic as front end and MS Access as backend for the Risk Management to facilitate effective risk controls.

Some of the in-house developed Software’s are packages to track / generate:

Deviations, RC Tracking, Risk Management News Letter,

Pre-approved Top-Ups Offers

Kotak Mahindra Primus Ltd. Jan ‘ 97 to Jun’00

Þ  Preparation of all MIS reports for FORD & KMPL with value addition as an ongoing process. Data Mining for other departmental needs through outputs from the system which encompasses data from over 30 branches

Þ  Analysis of branch performance through preparation of monthly branch P & L

Þ  Preparation of Forecast Models ("0+12") including Debt model, Asset Model Business Trends, Meeting the Mgmt. Information requirements of Ford Credit from India. Providing analysis regarding business exceptions.

Þ  Identification of Deficiencies, analysis and solutions development for functional problems in Operations and Treasury

Þ  Providing all sorts of analysis to the management to cover the areas of business concern (Mktg., Accounts, Ops., Collection, Treasury).

Þ  Completed a project of Design, data handling and implementation of Kotak Mahindra Primus Internet website.

Projects:

Decision Support System / Designed, developed and implemented the Decision support system. Some of the modules are branch profitability, allocation of expenses, provisioning, Risk and opportunity, Default & Recovery tracking
QAD - Financial Module / QAD is a ERP solution provider software developed by QAD Inc. Project was assigned to me for implementation of Financial Module with defining of Security Layers & creation of a Process Manual.

International Distillers (India) Ltd. Apr ‘ 95 to Jan ‘ 97

Þ  EDP work for Plant and all Bottling unit in different locations

Þ  Done Ledger Scrutiny & Raising Debit\Credit notes for price difference

Þ  Updating the payments and purchase order data into system by passing entries

Projects:

Cardex System / Done project for Cardex system which is a Inventory control software. Defined the requirements for inventory management control, included all the production & store keeping business processes, designed system implemented in two bottling unit.

Tilaknagar Industries Ltd. Oct’ 92 to Apr ‘ 95

Involved in conversion of ORG 60 System (Organisational research group) to PC based system. The Project was assigned to me for installation and implementation of Tally accounting software. Job responsibilities include -

Þ  Installation , Implementation & Customization of the Tally product

Þ  Data conversion - writing program in Basic language in MPOS on ORG 60 Machines. Preparation of user Training manual

Þ  Introduced ARAP concept (Accounts Receivable and Payable Concepts)

Personal Details :

Name : Bagwe Chintamani Namdev

Sex : Male

Date Of Birth : 3rd September’ 1974

Nationality : Indian

Marital Status : Married

Visa Status : H1-B

Email :,

Phone : Mobile – 001-513 207 1382, Res: +91-22-28847242

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