Sujith Nair
Mobile: +919448377369 Tel. (Res.): 080-25934322 E-mail:
Seeking assignments inFunctional Consulting(BFSI)/Product Consulting/Product Management/Functional Architecture/Testing/ Banking Operations / Credit Portfolios with an organisation of repute
Preferred Location: Bangalore / Mangalore
SNAPSHOT
An astuteCertified Banker with a total experience of over 18 years in Banking Operations, Credit Management and Functional Consulting.Currently associated withOracle Financial Software Services Ltd., Bangalore as Product Mgmt/Strategy Sr.Manager-Proddev.Self motivated Strategy Senior Manager with significant years of relevant experience and a background in roadmap development, product innovation and lifecycle leadership. Detail oriented individual who exemplifies professionalism and an ability to manage multiple projects and tasks at any given moment. Highlighted leadership qualities and the ability to work with and manage individuals from varying backgrounds, while promoting team values.
Gainedexperience in Black box testing of banking modules and evaluating against requirements using Oracle Flexcube. Cementing healthy relationship with the clients/partners/customers for generating business. Exposure inhandling day to day activities in co-ordination with internal/external departments for smooth banking business operations. An effective communicator with relationship building & interpersonal skills. Possess a flexible & detail oriented attitude.
Looking for a Senior Management role in the BFSI domain in the Product Management/Testing/Banking Industry.
ORGANISATIONAL DETAILS
From Apr2012 at Oracle Financial Software Services Ltd., Bangalore as Product Mgmt/Strategy Sr Manager-Proddev
Key Result Areas:
Providing inputs to the product design and features as suitable to the global changing needs of the customers.
Closely interacting with the Pre-sales team for customer presentations for Limits & Collateral Management (ELCM Module).
Currently working in Japan cluster and responsible for Consumer Lending module for Japan region based requirements.
Worked in La tam Cluster release for Chile Tax, Insurance & Refinance regulatory requirements for commercial lending module for retail customers.
Evaluate the existing product for usability and suggest changes for user friendly UI for the users.
Presenting the requirements to the audience from development teams and testing teams after requirement gathering
Working out solution approach for BRD and FDD for the final presentation for solutioning.
Worked in Portugal localization Project for localization requirement gathering and solutioning.
Modules covered in the requirements were Lending, Loan Syndication, Enterprise Limits & Collateral Management, Overall Tax requirements from Portugal regulatory perspective and Core requirements for FLEXCUBE.
Collaborating with partners/customers for requirement understanding and gathering.
Worked in the roadmap preparation of the Product Management team for the Lending and Limits and Collateral Management modules in FLEXCUBE.
Replying to customers RFP & RFI for Lending and Limits module in FLEXCUBE.
Building new Business Process flows for Credit Management, Loanorigination, Account Creation etc with the banking perspective.
From Jan 2012-Mar 2012 at Oracle Financial Software Services Ltd., Bangaloreas Product Mgmt/Strategy Manager-Proddev
Key Result Areas:
Experience in managing product requirements, market analysis and integrating with the product development organization.
Competency in translating requirements into customer solutions including opportunity identification, requirementsdevelopment, software development management, delivery, support and analysis.
Worked with partners and consulting teams for requirement gathering for the flagship product FLEXCUBE.
Currently working on Limits & Collateral Management gap analysis.
Working on creating a new Alerts framework in the flagship product FLEXCUBE.
Solutioned for Sweeps and Cash Management products for Retail Banking in the flagship product FLEXCUBE.
Building roadmap for the future release for FLEXCUBE.
Preparing the requirement specifications, functional specifications and then engaging with the development team for the solutioning part.
Reviews of the specs prepared by the team.
From Mar’07-Dec 2011 at Oracle Financial Software Services Ltd., Bangalore as Quality Manager-Product Development
Key Result Areas:
Supervised test engineers in direct testing of applications, development of test methodologies, and preparation of test related documentation.
Overall Project Management for the Testing Team for the Release.
Experience in People Management and Large Test Delivery.
Managed Large testing engagements
Independently have run projects with resource management, Training of resources and mentoring.
Reports to management on resource allocation, project tracking and adhering to process and timelines.
Participate in planning exercise for starting, scoping and estimation of testing cut effort.
Define UAT scope: what will be tested based on what test cases/scenarios, including dependent apps/teams.
Develop test cases where gaps exist.
Formulated quality test plans and measured and monitored actual results against plans.
Track execution and defect status. Includes defect resolutions from Build / advising workarounds for blocked test cases.
Liaison with Release Mgmt for environment issues.
Co-ordinate signoffs for in-scope items and system testing if any.
Root cause analysis to identify scenarios with weak test coverage.
Increased product performance and stability by implementing new test strategies during testing stages of new product version releases.
Lessons learnt and continuos improvement.
Completion activities before release like review of documentation, Training material and user manuals.
Worked in FLEXCUBE modules Limits & Collateral Management, Loan Syndication, Payments (SWIFT Messaging, SEPA Payments & Payments & Collections), Consumer Lendingand CASACore.
Test Lead for the Qualification and Integration of FLEXCUBE with MANTAS (AML Fraud solution)
Lead the testing team which built the product, Enterprise Limits & Collateral Management (ELCM).Was the domain lead for Functional design of the Product as a stand alone system which can be plugged in to an external product processor.
Test Manager for Project Financing module Release Dec 2010.
Projects Handled:
Title 9NT 1544 FCUBS_11 3 2 0 0EU (Portugal Localization)
Role Product Management Lead: Lead for the Project
I was involved in the project from the initial stages for the requirement gathering, Gapanalysis, coordinating with partner BA’s (Capgemini), Onsite assignment for 2 months in Portugal.
I was involved in the PWT of the flagship product to the customer (CAIXA BI) for Lending, ELCM, Loan syndication, Project Financing, CASA & Core modules in the bank site.
I was responsible for Lending, Loan Syndication, Regulatory Tax requirements for all the business modules, Core and CASA requirements.
Title 9NT 1488 FCUBS V.UM 11.4.0.0.0.0.0
Role Project Lead: Overall Lead for the Project
EnhancementsNew module of Islamic loan syndication, Asset takeover, Securitization, Integrated Liquidity Management, Collections in consumer lending,Cheque Integration, Financial Partial Payment, Branch related retail enhancements.
Title 9NT 1488 FCUBS V.UM 11.2.0.0.0.0.0
Role Project Lead: Overall Lead for the Project
EnhancementsNew module of Project Financing, New Customer view screen for 360 degree view developed and tested ELCM enhancements for Mashreq Bank done.
Title9NT 1388 FCUBS V.UM 11.1.0.0.0.0.0
RoleProject Leader
EnhancementsSystem Testing of SWIFT Messages Cat-1 & Cat-2 & SEPA Messages,
Payments and Collections module in FLEXCUBE.
Title9NT 1316 FCUBS V.UM 11.0.0.0.0.0.0
Role Project Leader
EnhancementsSEPA Enhancements for Rule Book Ver SCT 3.2 & Rule Book Ver SDD 3.1, FCUBS Retail Banking Integration with AML/Fraud tool.
Title9NT 1312 FCUBS V.UM.10.5.0.0.0.0.0
Role Project Leader
System TestingSystem Testing of Funds Transfer Module. SWIFT Messages tested for MT101, MT102, MT103, MT201, MT202, MT203, and MT205 - Outgoing, Incoming and Bank as an Intermediary.
Title9NT 894 FCUBS V.UM 10.3.0.0.0.0.0
Role Project Leader
Enhancements Earmarking of Facility for Limits tracking, Daylight Limits for limits, Contingent accounting for limits with commitment in Loans module, Introduction of Generic interface module and the testing thereof.
Title9NT 964 FCUBS V.UM .10.2.0.0.CAXBMN.1.0
Customization Release Xac Bank Mongolia
Role Project Leader
EnhancementsTerm Deposit enhancements, Consumer lending enhancements, Report Extraction, CASA (Interface) enhancements.
Title9NT 963 FCUBS V.UM.10.2.0.0.0.0.2
Role Project Leader
System Testing System Testing of Consumer Lending Module and Loan Syndication Module
Title9NT 891 FCUBS V.UM 10.0.VN.1.0.0.0
Internal Release Vietnam Cluster (ASPAC)
RoleProject Leader
Enhancements Term Deposit enhancements, SWIFT message copy, Multiple Redemptions on the same day for Term Deposits, Partial Redemption Etc.
TitleFCUBS V.UM 1.0.0.0.0.0-Limits Server (ORACLE Enterprise Limits & Collateral Management, ELCM)
Role Domain Expert & Test Lead for the Release.
Functional Architect for the Product ELCM
New Product TestingNew stand alone product build with the concept of integrating this with different product processors in real time. Real time updations and utilization updations from the processor to the server and the processing thereof. Reports pertaining to utilizations build on OBIEE, Workflow developed for real time capturing of limits and authorization thereof from different workstations etc, Collateral capturing and tracking in real time, Exposure tracking in real time, etc.
Highlight 2013: This product has recently been sold to a Fortune 100 Company GE in US. The product that’s sold is the standalone ELCM version and Lot of traction is happening for this product in the US and European market.
TitleFCUBS V.UM 10.1.0.0.0.0.0
Role Team Leader
New Module TestingBuilding of new Loan Syndication Module for FCJ Version of FLEXCUBE.
Title Citi Loan Syndication 7.4 (Unit Testing)
Customization Release CITI Bank
Role Team Leader
Enhancements Swing Line Limits in LS, Amendment Fees & SLC Fees, Change of Counterparty in LD Contract & Commitment and Extension of maturity date after commitment maturity date.
TitleCiti Loan Syndication 7.4 (LS Automation)
RoleTeam Leader
System Test for LS Module Leading a team of Testers for regression testing with automation scripts prepared by the tech team. Training the team with functional aspects of LS (Loan Syndication).
TitleCiti 4.13
Customization Release CITI Bank
Role Team Member
Enhancements Supplier Finance, Credit Limit verification for customer accounts
Title9NT597 FC UBS V.UM 7.3.0.0 MNTSIF.1.0
Role Team Member
Enhancement Mantas integration of Retail FLEXCUBE with Mantas AML/Fraud and qualification testing with AML Scenarios.
Title9NT 545 FCC CITI 4.12
Customization Release CITI Bank
Role Team Member
EnhancementsNotional Pooling in Liquidity Management
Key Highlights:
Received Best Performer Team Award, for Oracle Enterprise Limits & Collateral Management (ELCM) Product Release in 2008.
Mar’95-Mar’07 at Central Bank of India, Morena as Assistant Manager
Key Result Areas:
Preparing Project Report for loan purposes and renewals; generating and submitting monthly statements to banks Regional Office/Zonal Office.
Handling the transactions related to bank and preparing Bank Reconciliation Statements.
Undertaking qualitative/ quantitative forecasting analysis of Trading/Propreitory concerns/Individuals/Corporates under consideration for investment & in-depth strategic reviews to determine potential candidates.
Collecting and correlating data from various sources for the purpose of credit analysis.
Accountable for:
- The appraisal and the credit rating of the borrower based on the internal guidelines.
- Working Capital appraisal of borrower andbreakeven analysis of the borrower project.
- Renewal of working capital and term loan proposals as well as Classification of Non performing assets.
- Income recognition for loan accounts as per the prudential guidelines.
- Credit Risk Management at the branch level for accounts above the regulatory requirement
Handling payments, local clearing and branch operations.
Responsible for preparation of:
- Branch budgets for the year.
- P/L statement, Balance sheet, asset liability management, Inter branch reconciliation,
- Statistical return for month end, quarterly and half yearly ending, Deposit mobilization for branch targets & closing operations of the branch.
Key Highlights:
Received:
- Performance of Excellence in Deposit Mobilization and House Keeping and enabled the branch to win the best branch of the Zone Award.
- Spot awards and incentives for small loans segments recovery; Central Bank of India
Dec’93-Mar’95 at Lupin Laboratories Limited, Bhopal as Purchase Assistant
Key Result Areas:
Responsible for project purchases, project analysis, capital purchases and vendor development.
IT SKILLS
Databases Oracle 9i/10g/11g
Operating SystemWindows 98/ME/2000/XP
ToolsSQL* Plus, PL/SQL, ALTOVA XML SPY
DocumentationMS Office, EXCEL and PowerPoint
EDUCATION
Diploma in Computers and Office Management(DCO) fromIGNOU in 1997.
Post Graduate Diploma in Financial Management(PGDFM) fromPondicherryUniversity in 1997.
B.Sc. in Electronics & Instrumentation from Dr.SirHariSinghGaurUniversity in 1993.
CERTIFICATION
Certified Associate of Indian Institute of Bankers(CAIIB).
TRAINING
Attended trainings in:
- Marketing of Ancillary bank services.
- Rural Finance and Retail Banking.
- Basel-II, I-flex Finance Professional.
Completed Project Management Workshop Synergy (PMWS)
PUBLICATIONS
Part of team which published an e-book in Loans called ‘Loans-Functional Perspective’ and which is published in the Oracle Intranet as part of e-learning in Mar 2010.
Prepared draft document for credit risk management with standard approach and the calculations thereof forELCM (Enterprise Limits & Collateral Management) Release.
Currently working on EBAM(Electronic Bank Account Management) Functional Architecture
CONFERENCES ATTENDED
Attended SWIFT Partner Meeting Mar’10 at La Hulpe Belgium as an ORACLE Financial Services Software Ltd.delegate.
PERSONAL DETAILS
Date of Birth5th July, 1970
Address102,Gitanjali Pride-II,5th Main,5th Cross,Malleshpalya,CV Raman, PIN Code-560075
Languages KnownEnglish, Hindi and Malayalam
Passport DetailsJ4622699
Issue Date: 27/12/2010
Exp Date: 26/12/2020
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