Type of scheme:
(Shared Ownership, MHC)
APPLICANT 1 / APPLICANT 2
Name(s) & Title:
Date(s) of birth:
Are you a smoker? / Yes / No / Yes / No
Number of dependants:
Current Address:
Postcode:
Email:
Best contact number:
Do you have permanent UK residency? / Yes / No / Yes / No
IMPORTANT: If you were born outside of the UK please state how long you have lived in the United Kingdom / years months / years months
If you do not have permanent residency please provide FULL details of your visa/ work permit here:
Employed People only
Occupation:
How long have you been working for this company?
Details of any probation(if applicable)
If you are on a fixed contract please give details of the start & end dates
Basic Salary before tax per annum (not including overtime or other benefits) / £ / £
Overtime/ commission per annum / £ / £
Bonus per annum / £ / £
Allowances (please give details i.e. car allowance/London weighting / £ / £
Please advise if benefits are guaranteed and can you provide proof if required?
What is your average take home pay per month after deductions (taken from latest payslips) / £ / £
Self Employed People only
How many years' accounts are available?
Last year’s net profit: / £ / £
Previous year’s net profit: / £ / £
Year before net profit: / £ / £
All applicants
Details of any other income i.e. WTC, CTC(not Child benefit), Pension or investment income or 2nd employment, CSA maintenance (or by court order)
Is this guaranteed? If so can you provide proof if required?
Credit / Other regular commitments
How many credit/store cards do you hold?
What is the total amount outstanding on all of your cards?: / £ / £
Do you clear the whole balance each month? / Yes / No / Yes / No
Do you have any unsecured loans or Hire Purchase agreements? / Yes / No / Yes / No
What are the monthly payments on each loan? / £
£ / £
£
How long left to run? / yrs months / yrs months
Are you making child maintenance payments? / Yes / No / Yes / No
If so state the amount per month & until when? / £
yrs months / £
yrs months
Are you making payments for Child care? / Yes / No / Yes / No
If so state the amount per month: / £ / £
Do you have any regular deductions from salary for a Pension or Student loan? / Yes / No / Yes / No
If sostate the amount per month: / Student loan £
Pension £ / Student loan £
Pension £
Have you ever had a mortgage or loan application refused? / Yes / No / Yes / No
Have you ever been in arrears, incurred County Court Judgements, defaults, made late payments or been declared bankrupt?
FAILURE TO ANSWER THIS QUESTION ACCURATELY WILL SERIOUSLY AFFECT YOUR CHANCES OF GETTING A MORTGAGE / YES / NO / YES / NO
If ‘yes’ please provide fulldetails:
Savings / Deposit
PLEASE NOTE: You will needup to £4,000 to cover your legal andmortgage set up costs. This will be in addition to any deposit that you intend to put towards the purchase.
Please detail your current savings here: / £ / £
If you are in receipt of a monetary ‘gift’ from a family member please provide details here: / £ / £
Details of your selected property
Address:
Postcode:
Full purchase price: / £
What percentage of share are you buying and the price of the share? / % = £
How much deposit do you intend to put down? / £
Mortgage required: / £
Monthly rental required (if applicable): / £
Monthly Service Charge (if applicable):: / £
Type of property:
If you have any other information that you feel may be relevant to your enquiry please provide it here:
Your mortgage arrangements
We are able to provide you with impartial advice on mortgage products available to be used with the Government’s range of affordable housing and have a number of exclusive and semi-exclusive mortgage products available specifically for the affordable housing market.
It is most important that you take specialist advice since not all lenders will consider these schemes and selecting the wrong lender or using a mortgage advisor not familiar with these schemes could delay your purchase.
Our team of specialist Independent Mortgage Advisors will be able to guide you through the whole process from the initial assessment right through to moving into your chosen property.
Once you have found a property we will also allocate a dedicated mortgage administrator to oversee your case. They will be on hand to oversee the progress of your mortgage and will be on hand to answer any questions that you may have and will also ‘troubleshoot’ any problems that may occur.
Please confirm whether you have already taken mortgage advice: YES / NO
If yes, please provide the name of the company that gave you theadvice here:
Are they arranging your mortgage for you? YES / NO
Do you wish to speak to one of our mortgage advisors? YES / NO
Please email completed Form To :