Certified Mail Number 7001 0320 0000 4444 3621 April 12, 2002

D Acors d/b/a D ACORS, Customer Service

Capital One

P 0 Box 85015

Richmond, VA 23285-5018

Richard D. Fairbank d/b/a RICHARD D FAIRBANK - CHAIRMAN AND CEO

Capital One

P 0 Box 85015

Richmond, VA 23285-5018

Regarding:Letter dated April 2, 2002 from Capital One Re: 552348621 addressed to JACK R PATRIOT, 7777 FREEDOM AVENUE, LIBERTY, TX 77777 which is attached, rejected and returned for failure to Certify Under the Penalties of Perjury.

Dear D Acors, et al.:

I, Jack Rabbit Patriot, Agent, with Power of Attorney in fact (See attached), for handling all the Commercial Affairs for JACK R PATRIOT, do hereby Notice you, without prejudice, of the following:

D Acors. et al., until you provide Me a written declaration that is made under the penalties of perjury, I can not make a legal determination about the above regarding, nor will I Respond. D Acors, et al., your offer of Contract in the above Regarding is hereby rejected and returned to you unsigned in full accord with Truth in Lending. Any further Correspondence from the signer- D Acors, Richard D. Fairbank, Heirs, Agents, or Assigns must be made under the penalties of Perjury.

D Acors d/b/a D ACORS, must PROVE UP THE CLAIMagainst Me, Jack Rabbit Patriot or JACK R PATRIOT or immediately cease and desist the proceedings under the color-of-law against the Sovereign in the party JackRabbit Patriot. (Public Law 95-109, Sec. 805C, The Fair Debt Collection Practices Act USCA § 1601, 1692)

Any further correspondence not made under the penalty of perjury will cause a Trademark/Copyright violation and you, D Acors and Richard D. Fairbank will be billed regardless of what heir/agent of Capital One sends the correspondence. (See Trademark/Copyright attached.)

D Acors, et al., if you think you are representing Me or JACK R PATRIOT in this subject matter or assume you are representing Me or JACK R PATRIOT in this subject matter, you are FIRED!

Notice to Agents is Notice to Principal and Notice to Principal is Notice to Agents.

This document was prepared by Jack Rabbit Patriot, Agent

JACK R PATRIOT, GRANTOR

SECURED PARTY, Signature

______

Jack Rabbit Patriot, Agent,

Power of Attorney in Fact, With the Autograph

Enc:Above Regarding - Rejected 3 pages

Power of Attorney in Fact

Trademark/Copyright

Copy:Governor State of Texas - PERRY, RICK I 100 CONGRESS AVENUE, AUSTIN, TX 78711