Required postings?
Review Regulatory Compliance for Required Signs and Posters Once a Year
Required / Where to find the poster and informationNCUA Share Insurance decals at each location members’ transactions are done / www.ncua.gov, reference information, publications available from NCUA or call 703-518-6340
Federal and Michigan law requires the following to be posted:
Fair Labor Standards Act (FLSA) Minimum Wage Poster / http://www.dol.gov/esa/regs/compliance/posters/flsa.htm or 313-226-6935 or 616-456-2004
Michigan Minimum Wage Law / · The Michigan Minimum Wage Law of 1964 P. A. 154
· Michigan Minimum Wage Rules - General & Overtime Compensation Rules
· Michigan Minimum Wage Rules - Wage Deviation Rules
or 517-322-1825
Michigan Legal Requirements for Employment of Minors Posting / http://www.michigan.gov/documents/poster90_28803_7.pdf
Equal Employment Opportunity (EEO)-
employers having 15 or more employees / www.dol.gov/esa/regs/compliance/posters/eeo.htm or 800-322-3636
Employee Polygraph Protection Notice / www.dol.gov/esa/regs/compliance/posters/eppa.htm or 800-322-3636
OSHA Poster / www.osha.gov/pls/publications/pubindex.list or 800-322-3636
Federal Job Safety & Health Protection / http://www.osha.gov/Publications/osha3165.pdf or 202-693-1888
Equal Housing Lender (or Equal Housing
Opportunity) Poster (Federal Anti-Redlining Law) / http://www.fdic.gov/regulations/laws/rules/2000-6000.html#2000part338.4 or 877-ASKFDIC (275-3342)
State of MI Unemployment Insurance Agency Poster / http://www.michigan.gov/documents/uia_UC1710_76109_7.pdf
Discrimination Prohibited Poster
Includes ADA posting information / http://www.dol.gov/esa/regs/compliance/posters/pdf/eeobw.pdf or 800-669-4000
MIOSHA –employers with 11 or more employees / http://www.michigan.gov/documents/CIS_WSH_otjpost3_28082_7.pdf or 517-322-1809
Michigan Anti-Redlining / http://www.michigan.gov/documents/cis_ofis_pa135not_24820_7.pdf or 800-435-2824 ext. 801 Images & Ink Item 2170
Your Rights Under the Family Medical Leave Act (FMLA) / www.dol.gov/esa/regs/compliance/posters/fmla.htm or 800-322-3636
The Whistleblowers Protection Act / http://www.osha.gov/as/opa/worker/whistle.html or 517-322-1825
Notice to Workers with Disabilities / http://www.dol.gov/osbp/sbrefa/poster/main.htm or 800-669-3362
MI Law Prohibits Discrimination in Employment / http://www.michigan.gov/documents/CRposter-E_115448_7.pdf or 517-322-1825
Patriot Act Poster / 800-435-2824 ext. 801 Images & Ink item 2171
Other Requirements
Current financial statements
Regulation CC/Funds Availability Policy. (Don't forget to include the ATM requirement to post a sign stating that funds may not be available for immediate withdrawal.) / Model Funds Availability Policies http://ecfr.gpoaccess.gov/cgi/t/text/text-idx?c=ecfr&sid=b101fca038c4c355c24d06e2273a1de1&rgn=div9&view=text&node=12:3.0.1.1.10.4.8.11.26&idno=12
Home Mortgage Disclosure Act (HMDA) Notice / http://www.ffiec.gov/hmda/ or (202) 452-2016. Post this notice in the lobby of the credit union's home office and in each branch office located in a Metropolitan Statistical Area. Click here: to see if your credit union is covered by HMDA.
Equal Housing Lender (or Equal Housing
Opportunity) Poster / http://www.fdic.gov/regulations/laws/rules/2000-6000.html#2000part338.4 or 877-ASKFDIC (275-3342)
Annual Percentage Yield (APY) disclosures for indoor signs and lobby boards including an employee contact statement for further info. / See Appendix B Section 707 of the NCUA’s Truth in Savings Manual http://www.ncua.gov/RegulationsOpinionsLaws/rules_and_regs/NCUA6.pdf
ATM fees for non-members have to be disclosed on or at the ATM. / This requirement can be met by having a sign or notice by or on the ATM, or on the screen for a reasonable amount of time before the consumer is committed to the transaction.
Handicapped parking spaces / Should be clearly marked. In addition, consider marking the location of fire extinguishers clearly.
Optional – Concealed weapons Ban / 800-435-2824 ext. 801 Images and Ink , Weapon Free-Zone Static Window Cling, item 4095
Uniformed Services Employment and Re-employment Rights Act (USERRA) Posting / http://www.dol.gov/vets/programs/userra/USERRA_Private.pdf 866-4-USA-DOL (487-2365)
Every employer of workers with disabilities under special minimum wage certificates shall display a poster explaining the conditions under which special minimum wages may be paid. / http://www.dol.gov/esa/regs/compliance/posters/pdf/disabc.pdf or 866-4-USA-DOL (487-2365)
Other Important numbers
Michigan Civil Rights Department (MCRD) / 517-335-3165
U.S. Department of Labor / www.dol.gov or 866-4-USA-DOL (487-2365)