STEP ONE: Establish Needs

CELL PHONE and UTILITIES

STEP ONE: Establish Needs

1. Select “One Line”.
2. How many voice minutes do you need per month (Note: some only have the
unlimited option)?
3. Do you need unlimited messaging or would you rather pay per message?
4. How many GB of data do you need?

STEP TWO: Compare Plans

Company Name: / Click here to enter text. / Click here to enter text. / Click here to enter text.
Number of Minutes: / Click here to enter text. / Click here to enter text. / Click here to enter text.
*If not unlimited:
Off-Peak Hours: / Click here to enter text. / Click here to enter text. / Click here to enter text.
*If not unlimited: Fee
if Over Minutes: / Click here to enter text. / Click here to enter text. / Click here to enter text.
Text Messages: / Click here to enter text. / Click here to enter text. / Click here to enter text.
*If not unlimited:
Cost per Text / Click here to enter text. / Click here to enter text. / Click here to enter text.
Internet (# GB): / Click here to enter text. / Click here to enter text. / Click here to enter text.
Cost for line: / Click here to enter text. / Click here to enter text. / Click here to enter text.
Cost for data: / Click here to enter text. / Click here to enter text. / Click here to enter text.
Cost for fees:
(911, tax etc.) / Click here to enter text. / Click here to enter text. / Click here to enter text.
Totals: / Click here to enter text. / Click here to enter text. / Click here to enter text.
*One time cost of phone.

STEP THREE: Reflect

1. Which website has the best overall prices? Click here to enter text.

2. Which cell phone plan did you choose and why? Click here to enter text.

3. Could you give up any of the above to make your monthly costs lower? Which ones and why/why not? Click here to enter text.

4. Which network has the best coverage? Click here to enter text.

Utilities & Home/Renters Insurance

NOTES

1.  What are utilities?

a.  Utilities are a company that performs a public service; subject to government regulation

b.  They include electricity, natural gas, water/sewage, telephone, Internet, cable/satellite TV, and trash collection

c.  Some people use and/or want “everything.” Some people save money by “doing without.”

d.  You have to make this decision based upon your monthly budget.

YOUR ASSIGNMENT:

1.  You need to find the total cost of utilities for your home or apartment and add them to your budget. If you have an apartment and some of your utilities are included in the price of your monthly rent, you need to indicate this on your budget!

2.  Open the budget that you have created in Microsoft Excel. You must find and include everything that is listed below. Also, consider activation or “one-time only” equipment fees.

3.  Print screen a copy of your estimates or where you found the cost of each of the utilities that are listed. (You should have at least 2 printouts, and maybe more)

·  The following websites are calculators, resources, or suggestions that might help you

i.  Electricity - use this website to calculate your monthly bill. Be sure to include the furnace as well…take the estimated cost on the bottom of the page. Please do a print screen of your bottom costs here:

ii.  Water & Sewage ($25)

iii.  Trash Collection- Google this and your zip code ($8)

STEP ONE: Establish Criteria:

1. How many channels do you need? Click here to enter text.

2. Do you need DVR? Why or why not?

3. What extra packages do you want? (ex. Movie package, sports, HBO, Showtime?)

STEP TWO: Shop – Comcast, Direct TV, Brighthouse, DISH Network, AT&T

Print Screen for cable:

1. Why did you select this cable package? Click here to enter text.

2. What are the installation and start-up fees? Click here to enter text.

3. Are there any special offers? If so, how long does it last and what will the price be once the
offer is over? Click here to enter text.

4. Are there any extra items that you will be purchasing in addition to this package that are not
already included (DVR, etc?) Click here to enter text.

5. After selecting an internet package below, explain why you chose this package. Click here to enter text.

Print Screen for Internet: