PLI/RPLI premium can be deposited in any post office in India.

The facility has now been provided to the PLI/RPLI customers to pay the premium anywhere in the country. They can now approach any Head Post Office or Sub Post Office to pay the premium. In the computerized Head Post Office/Sub Post Offices, if the particular policy number does not exist in the record of the HO, the system shall ask if the new policy number is to be added to the list. On choosing the option of ‘Yes’ the premium is accepted. Such policy numbers when added shall become part of the data of that post office and shall be circulated in the schedule of the month in which premium is deposited. The schedule shall be uploaded in the prescribed manner as is being done now. On uploading the schedule, the premium of such policies shall get posted in the respective KLC.

The facility to customers to pay premium anywhere shall do away the need for transfer of case file of policies from one Circle to another for the purpose of paying the premium. The case files may be transferred in accordance with existing instructions. This shall help in reducing the lapsation of policies.

(A.K.Poddar)

General Manager

PLI Directorate.

Report of Expert Committee on Harnessing the India Post Network for

Financial Inclusion*

While the phrase 'financial inclusion' is relatively new, it is obvious that post offices were working on problems of financial inclusion many decades before the phrase was coined. [ Committee ReportPage 5 ]

[The issues on which the Expert Committee has submitted recommendations are common knowledge of postal fraternity as these surface again and again for some time before evaporating into oblivion.]


Recommendation 1: India Post should deliver lightweight, low cost bank accounts to all Indian citizens and especially to the financially excluded population.

Recommendation 2: India Post should look for ways to leverage its low cost platform by providing India Post branded accounts to other strategic partners, such as MFIs, mutual fund and insurance companies, and telecom operators.

Recommendation 3: India Post should apply itself towards the challenge of achieving high volumes of money orders where payments of as little as Rs.10 are achieved at a charge of less than Rs.0.1 while requiring no subsidy from the exchequer.

Recommendation 4: India Post should evolve the money order to become a mechanism for transferring money from one POSB account to another, instead of just being a mechanism for delivering cash from one person to another.

Recommendation 5: India Post must build a payments infrastructure, through an array of contracts with partners, connecting up all POSB accounts and accounts of its partners, to effectively become a person to person money order capability (through mobile phones or web browsers) for a large swathe of India.

Recommendation 6: India Post must elicit a large number of partners in terms of financial inclusion players, mobile service providers and innovative new technological choices in order to increase the size of the network.

Recommendation 7: India Post must work closely with a diverse array of government agencies so that their G2P payments requirements are met through a combination of POSB accounts held by citizens and money orders delivered by government to those POSB accounts. The Ministry of Finance must work with India Post in rapidly rolling out this platform and network, given its important implications for direct, targeted delivery of government subsidies.

Recommendation 8: India Post should play a role in the emergency credit aspect of financial inclusion, through a platform building approach where private lenders deliver credit to the poor through a competitive framework.

Recommendation 9: India Post should request the addition of its financial inclusion project into the Terms of Reference of the recently announced Technology Advisory Group for Unique Projects, and the leadership team of the India Post financial inclusion project should closely engage in the work of this Group, so as to bring in the best practices for project management.

Recommendation 10: The role of the Post Office Savings Bank as an agent of the Ministry of Finance should be revisited and expanded to enable India Post to play a larger, direct role in financial inclusion and build appropriate enabling architecture.
Full Report can be assessed: http://www.indiapost.gov.in/Pdf/IIEF-IndiaPostReport.pdf

Revaluation of Answer Papers- Instruction issued by Directorate based on judgment pronounced by Hon’ble Supreme Court.

Copy of the Dte letter is reproduced below:

Government of India

Ministry of Communications & I Technology

Department of Posts

(DE Section)

Dak Bhawan Sansad Marg

New Delhi-110116

No.A-24018/10/2010-DE Dated: 02 08.2010


To
1. All Heads of Circles
2 Add. D G APS, West Block III, Wing No.5, RK Puram New Delhi-110067
3. BD and PLI Directorate
4 .Director s, Postal Staff College India, Ghaziabad and PTCs

Sub: Revaluation of answer papers Judgment pronounced by Hon1ble Supreme Court in the Civil Appeal No (s) 897 of 2006 and 907 of 2006 between Himachal Pradesh Public Service Commission (Appellant) and Mukesh Thakur & Anr. (Respondents)


Sir/Madam
I am directed to enclose copy of the subject cited judgment of Hon. Supreme Court of India.

2.Consequent on introduction of RTI Act 2005 and the directions of the CIC to supply photocopies of answer papers to the candidates, filing of Court cases in the Tribunals has increased enormously. Various CAT Benches are also directing the Department to get the answer papers revaluated .On filing writ petitions in the High Courts against the orders of the CAT Benches, the High Court are also disposing off the cases saying that they don't want to interfere in the matter. It is stated that Rule 15-Appendix-37 of Postal Manual Volume-IV clearly stipulates "Revaluation of answer scrip is not permissible in any case or under any circumstances". Thus it is not permissible to consider requests of candidates for revaluation after declaration of results as it will not only cause great inconvenience to the examination process and also cause hindrance to the administration in the absence of vacancies of particular category viz, OC, SC,ST etc under departmental quota but also be against the sprit of ibid Rule.

3 .It may be seen that representations requesting for revaluation of answer papers are being received in this office specifically pointing out the following grievances:
(i) Particular answer(s) were not evaluated.
(ii) Excess attempted answer (s) was not evaluated.
(iii) For the some answer (s), the examiner awarded marks to one candidate and to another candidate no marks were assigned or the answer struck off as wrong.
(iv) All the answers were evaluated but justified marks were not awarded by the examiner.

4. The issues indicated at (i) to (iii) above are justified and need to be examined by the competent authority to find out the facts and if the calm of the candidate appears to be genuine, revaluation may be got done by an independent examiners in such cases and further necessary action may be taken. In so far as the issue indicated at (iv) above, there is no need to consider such requests and merits rejection of the initial stage itself.

5. In the similar situation in the Civil Appeal No(s) 897 of 2006 and 907 of 2006 between Himachal Pradesh Public Service Commission (Appellant) and Mukesh Thakur & Anr (Respondents), Hon. Supreme Court of India has upheld the plea of the Himachal Pradesh Public Service Commission rejecting the request of a candidate for revaluation .In the light of the judgment of Hon. Supreme Court , it is requested to review all pending court cases filed in various CAT Benches/High Courts by the candidates of various departmental examinations seeking directions for revaluation and declaring them as successful on the pretext that the evaluation was not done properly by the examiners and file suitable interim replies in the courts producing the copy of the Supreme Court judgment seeking dismissal of the cases . All pending representations received from the applicants seeking revaluation of answer papers covered item (iv) of para 3 above may also be disposed off at the Divisional/Regional/Circle level as the case may be without forwarding the same to this office.

6. This issues with the approval of Member (P).
7. The receipt of the latter may please be acknowledged.
Yours faithfully,
Sdxxx
(L Mohan Rao)
Assistant Director General (DE)