Consumer Finance and Economics

Consumer Finance and Economics

Consumer Finance and Economics

2016-17 School Year

Length of course:One Year

Required/elective:RequiredGrade level: 12

Instructor:Matt Schafer ()

(503) 556-4215

Text used:NEFE High School Financial Planning Program

OVERVIEW:

Initially, students will use the CIS program in order to evaluate potential careers and pick one which they would be interested in pursuing. Next, the focus will shift to student preparation for employment; including the job interview, resume, letter of application, and thank-you letter.An essential real-world part of this preparation is the job shadow, which the student will arrange.

The later part of the course will focus on essential personal finance and economic topics as described below. Students will prepare a final presentation based on their community service, job shadow, and mock interview, along with other essential components of the course. This is a graduation requirement and will happen May 23, 2016.

THE WONDERFUL WORLD OF WORK

  • CIS Activities for finding the perfect job
  • Resume writing
  • Job interview practice and mock interviews
  • Job application/thank-you letters
  • Job shadows (arranged by student) Due May 1, 2017
  • Community service
  • First 25 hours due January 25, 2016
  • Second 25 hours due May 1, 2017

PERSONAL FINANCE

  • Your career: Doing what matters most
  • Your financial plan: Where it all begins
  • Budgeting: Making the most of your money
  • Investing: Making money work for you
  • Good debt, bad debt: Using credit wisely
  • Your money: Keeping it safe and secure
  • Insurance: Protecting what you have

ECONOMICS

  • Microeconomics: examine the structure and functions of the US economy
  • Microeconomics: markets, prices, and business competition
  • Examine the interdependence of economic systems and institutions
  • Examine economic growth and use economic indicators to evaluate the condition of market systems
  • Explain how changes in economic markets are related to availability of resources, production, distribution, and technological developments
  • Analyze the allocation of scarce resources through individual choice, market interaction, and public policy.

GRADING POLICY

Student’s grades will be weighted as follows:

70% / Tests and major projects (summative assessments)
30% / Assignments and quizzes (formative assessments)

Formative assessments and summative projects may be graded on the following scale:

4 / Exceeds (outstanding/above and beyond/handed in on time) 100%
3 / Meets (assignment requirements met) 85%
2 / Learning (haven’t quite met requirements) 65%
1 / Novice (beginner with little if any understanding of assignment) 50%
0 / No attempt made to complete assignment 0%

*Methods of scoring other summative tests are at the discretion of the teacher.

GRADE SCALE:

100-90% / A
89-80% / B
79-70% / C
69-60% / D
59% and below / F

*84% necessary for college credit if available

Formative assessments will be make up 30% of total grade while summative assessments will comprise the remaining 70%

If a student fails a summative assessment and wishes to retake it, they must complete all relevant formative assessments for that unit, regardless whether or not it is accepted for credit.

If a formative assessment is turned in after the due date, a maximum score of 2 will be given. If a summative assessment is late, a maximum score of 3 will be given. All student work is due the Friday before quarter 1, semester 1, quarter 3 and semester 2. After those Fridays work will not be accepted.

•quarter 1 (Oct. 28)

•semester 1 (Jan. 20)

•quarter 3 (March 31)

•semester 2 (May 26)-For seniors.

•after those Fridays work will not be accepted.

If a student is absent (excused), they have the number of days absent to make up the work. After that, a maximum of 3 may be earned on any assignment. If a student needs extra time to work on an assessment, arrangements may be made on an individual basis for a later assignment submission.

If a student is removed from a computer or desk due to failure to follow established rules and guidelines, the assessment may be turned in for no credit.